Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, Australia, and Canada. The company offers installment loans; line of credit accounts; receivables purchase agreements; income share agreements; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It also provides Enova Decisions, an analytics as a service designed to automate or augment customer decisions, which include credit risk, fraud risk, identity verification, customer profitability, payments, and collection. The company markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, The Business Backer, and Simplic names. Enova International, Inc. was incorporated in 2011 and is headquartered in Chicago, Illinois.
IPO Year: 2014
Exchange: NYSE
Website: enova.com
| Date | Price Target | Rating | Analyst |
|---|---|---|---|
| 5/14/2025 | $124.00 | Buy | Seaport Research Partners |
| 4/1/2025 | $17.00 | Hold → Buy | TD Cowen |
| 11/13/2024 | $108.00 | Overweight | Stephens |
| 8/26/2024 | Buy → Neutral | Janney | |
| 8/14/2024 | $90.00 | Buy | BTIG Research |
| 1/10/2024 | $57.00 | Market Perform | BMO Capital Markets |
| 11/1/2023 | $45.00 | Market Perform | TD Cowen |
| 3/14/2022 | $49.00 | Neutral → Buy | Janney |
| 2/11/2022 | $46.00 → $48.00 | Buy → Neutral | Janney |
| 2/7/2022 | $55.00 | Hold → Buy | Maxim Group |
8-K - Enova International, Inc. (0001529864) (Filer)
144 - Enova International, Inc. (0001529864) (Subject)
8-K - Enova International, Inc. (0001529864) (Filer)
8-K - Enova International, Inc. (0001529864) (Filer)
SCHEDULE 13G/A - Enova International, Inc. (0001529864) (Subject)
10-Q - Enova International, Inc. (0001529864) (Filer)
8-K - Enova International, Inc. (0001529864) (Filer)
144 - Enova International, Inc. (0001529864) (Subject)
SCHEDULE 13G/A - Enova International, Inc. (0001529864) (Subject)
DEF 14A - Enova International, Inc. (0001529864) (Filer)
Survey Finds Over Half of Small Businesses Took Preemptive Action Ahead of Tariff Changes CHICAGO, May 20, 2025 /PRNewswire/ -- Small businesses remain generally positive about growth potential, though optimism has fallen slightly in the face of economic uncertainty, according to the latest Small Business Cash Flow Trend Report from OnDeck, the leading small business lending company at Enova (NYSE:ENVA) and Ocrolus, the document AI and cash flow analytics platform for lenders. Key findings include: Growth expectations: 93% of small businesses anticipate significant or moderate
Originations rose 26% and total company revenue increased 22% from the first quarter of 2024Diluted earnings per share of $2.69 increased 64% and adjusted earnings per share1 of $2.98 rose 56% compared to the first quarter of 2024Credit performance remained strong compared to a year ago with a stable net charge-off ratio of 8.6% and stable net revenue margin of 57%Year-over-year improvement in the consolidated 30+ day delinquency ratio of 7.7% and stability in the consolidated portfolio fair value premium of 115% reflect a stable credit outlookLiquidity, including cash and marketable securities and available capacity on facilities, totaled $1.1 billion at March 31Share repurchases during the
CHICAGO, April 15, 2025 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's first quarter 2025 financial results will be released after the market close on Tuesday, April 29, 2025. Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company's earnings press rele
CHICAGO, Feb. 25, 2025 /PRNewswire/ -- Small businesses are increasingly optimistic about their growth expectations in 2025, according to the latest Small Business Cash Flow Trend Report from OnDeck, the leading small business lending company at Enova (NYSE:ENVA) and Ocrolus, the document AI and cash flow analytics platform for lenders. Key findings include: Optimism and Growth: 94% of small businesses anticipate significant or moderate growth in 2025, a 2% increase compared to Q3 2024.Top Challenges: 37% of small businesses cited inflation as a top concern, followed by 30% of
Originations rose 20% and total company revenue increased 25% from the fourth quarter of 2023Diluted earnings per share of $2.30 increased 104% and adjusted earnings per share1 of $2.61 rose 43% compared to the fourth quarter of 2023Net revenue margin of 57% in the fourth quarter of 2024, compared to 56% in the fourth quarter of 2023, was in line with our expectations and reflects continued strong credit performanceLiquidity, including cash and marketable securities and available capacity on facilities, totaled $1.3 billion at December 31CHICAGO, Feb. 4, 2025 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial services company powered by machine learning and world-class anal
CHICAGO, Jan. 21, 2025 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's fourth quarter and full year 2024 financial results will be released after the market close on Tuesday, February 4, 2025. Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company's ear
Enova climbs in rankings as a result of a collaborative work culture, growth opportunities and top-tier benefits CHICAGO, Dec. 19, 2024 /PRNewswire/ -- For the 12th consecutive year, Enova International (NYSE:ENVA), a leading financial technology company powered by machine learning and world-class analytics, has been recognized as one of Foundry's Computerworld Best Places to Work in IT. Enova ranked 10th among midsize organizations. Our team members are the driving force behind Enova's innovation."Our team members are the driving force behind Enova's innovation. As a company
CHICAGO, Nov. 26, 2024 /PRNewswire/ -- Small businesses remain optimistic about future growth heading into the holiday season, according to the latest Small Business Cash Flow Trend Report from OnDeck, the leading small business lending company at Enova (NYSE:ENVA) and Ocrolus, the document AI and cash flow analytics platform for lenders. Key findings include: Optimism and Growth: Most small business owners (92%) continue feeling optimistic about future growth, expecting moderate to significant growth over the next six months.Family Ownership and Control: Many small business o
Strong top-line growth with total company revenue increasing 25% and originations increasing 28% from the third quarter of 2023Diluted earnings per share of $1.57 increased 22% and adjusted earnings per share of $2.45 increased 63% compared to the third quarter of 2023Credit performance remained strong compared to a year ago with lower consolidated net charge-off and delinquency ratios, a stable net revenue margin and a higher fair value premium on the total company portfolioLiquidity, including cash and marketable securities and available capacity on facilities, totaled $1.2 billion at September 30CHICAGO, Oct. 22, 2024 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial se
CHICAGO, Oct. 8, 2024 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's third quarter 2024 financial results will be released after the market close on Tuesday, October 22, 2024. Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company's earnings press rele
Seaport Research Partners initiated coverage of Enova International with a rating of Buy and set a new price target of $124.00
TD Cowen upgraded Enova International from Hold to Buy and set a new price target of $17.00
Stephens initiated coverage of Enova International with a rating of Overweight and set a new price target of $108.00
Janney downgraded Enova International from Buy to Neutral
BTIG Research initiated coverage of Enova International with a rating of Buy and set a new price target of $90.00
BMO Capital Markets initiated coverage of Enova International with a rating of Market Perform and set a new price target of $57.00
TD Cowen initiated coverage of Enova International with a rating of Market Perform and set a new price target of $45.00
Janney upgraded Enova International from Neutral to Buy and set a new price target of $49.00
Janney downgraded Enova International from Buy to Neutral and set a new price target of $48.00 from $46.00 previously
Maxim Group upgraded Enova International from Hold to Buy and set a new price target of $55.00
4 - Enova International, Inc. (0001529864) (Issuer)
4 - Enova International, Inc. (0001529864) (Issuer)
4 - Enova International, Inc. (0001529864) (Issuer)
4 - Enova International, Inc. (0001529864) (Issuer)
4 - Enova International, Inc. (0001529864) (Issuer)
4 - Enova International, Inc. (0001529864) (Issuer)
4 - Enova International, Inc. (0001529864) (Issuer)
4 - Enova International, Inc. (0001529864) (Issuer)
4 - Enova International, Inc. (0001529864) (Issuer)
4 - Enova International, Inc. (0001529864) (Issuer)
Originations rose 26% and total company revenue increased 22% from the first quarter of 2024Diluted earnings per share of $2.69 increased 64% and adjusted earnings per share1 of $2.98 rose 56% compared to the first quarter of 2024Credit performance remained strong compared to a year ago with a stable net charge-off ratio of 8.6% and stable net revenue margin of 57%Year-over-year improvement in the consolidated 30+ day delinquency ratio of 7.7% and stability in the consolidated portfolio fair value premium of 115% reflect a stable credit outlookLiquidity, including cash and marketable securities and available capacity on facilities, totaled $1.1 billion at March 31Share repurchases during the
CHICAGO, April 15, 2025 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's first quarter 2025 financial results will be released after the market close on Tuesday, April 29, 2025. Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company's earnings press rele
Originations rose 20% and total company revenue increased 25% from the fourth quarter of 2023Diluted earnings per share of $2.30 increased 104% and adjusted earnings per share1 of $2.61 rose 43% compared to the fourth quarter of 2023Net revenue margin of 57% in the fourth quarter of 2024, compared to 56% in the fourth quarter of 2023, was in line with our expectations and reflects continued strong credit performanceLiquidity, including cash and marketable securities and available capacity on facilities, totaled $1.3 billion at December 31CHICAGO, Feb. 4, 2025 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial services company powered by machine learning and world-class anal
CHICAGO, Jan. 21, 2025 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's fourth quarter and full year 2024 financial results will be released after the market close on Tuesday, February 4, 2025. Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company's ear
Strong top-line growth with total company revenue increasing 25% and originations increasing 28% from the third quarter of 2023Diluted earnings per share of $1.57 increased 22% and adjusted earnings per share of $2.45 increased 63% compared to the third quarter of 2023Credit performance remained strong compared to a year ago with lower consolidated net charge-off and delinquency ratios, a stable net revenue margin and a higher fair value premium on the total company portfolioLiquidity, including cash and marketable securities and available capacity on facilities, totaled $1.2 billion at September 30CHICAGO, Oct. 22, 2024 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial se
CHICAGO, Oct. 8, 2024 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's third quarter 2024 financial results will be released after the market close on Tuesday, October 22, 2024. Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company's earnings press rele
Total revenue increased 26% from the second quarter of 2023 to $628 millionDiluted earnings per share and adjusted earnings per share increased 29% and 28% from the second quarter of 2023 to $1.93 and $2.21, respectivelyTotal company combined loans and finance receivables increased 25% from the end of second quarter of 2023 to a record $3.6 billion as total company originations were $1.4 billion for the quarterContinued solid credit performance and outlook with a second quarter net revenue margin of 59%Liquidity, including cash and marketable securities and available capacity on facilities, totaled $891 million at June 30Repurchased approximately $62 million of common stock under the company
CHICAGO, July 9, 2024 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's second quarter 2024 financial results will be released after the market close on Tuesday, July 23, 2024. Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company's earnings press releas
Total revenue increased 26% from the first quarter of 2023 to $610 millionDiluted earnings per share and adjusted earnings per share increased 5% and 7% from the first quarter of 2023 to $1.64 and $1.91, respectivelyTotal company combined loans and finance receivables increased 23% from the end of first quarter of 2023 to a record $3.5 billion as total company originations were $1.4 billion for the quarterContinued solid credit performance and outlook with a first quarter net revenue margin of 57%Liquidity, including cash and marketable securities and available capacity on facilities, totaled $738 million at March 31Repurchased $139 million of common stock under the company's share repurchas
CHICAGO, April 9, 2024 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial technology company powered by machine learning and world-class analytics, today announced the company's first quarter 2024 financial results will be released after the market close on Tuesday, April 23, 2024. Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company's earnings press rel
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The AAS Group announces change in top leadership: Steve Tosh joins as new President. LAKEWOOD, Colo., June 2, 2022 /PRNewswire-PRWeb/ -- American Auto Shield announced today that Steve Tosh has been appointed as President of the AAS Group and its operating entities effective May 30, 2022. As an experienced business leader, Mr. Tosh will succeed Ted Terry, who has decided to step down as President of the organization after 15 years. Mr. Terry will stay involved in daily operations for a short period and continue to serve as Chairman of the Board of Directors indefinitely. Mr. Tosh, an energetic business leader, brings a wealth of senior management experience. He has an extensive background in
CHICAGO, May 3, 2021 /PRNewswire/ -- Enova International (NYSE:ENVA), a leading financial technology company powered by machine learning and artificial intelligence, today announced the postponement of its 2021 Annual Meeting of Stockholders (the "Annual Meeting") that was previously to be held on May 11, 2021, at 9:30 a.m. Central Time. The meeting will be rescheduled for a date yet to be determined by the Board of Directors, in order to give its stockholders the opportunity to vote on a proposal to ratify the appointment of Deloitte as the Company's independent registered public accounting firm for the fiscal year ending December 31, 2021. Deloitte was selected following a competitive prop