Synovus Financial Corp. operates as the bank holding company for Synovus Bank that provides commercial and retail banking products and services. It operates through three segments: Community Banking, Wholesale Banking, and Financial Management Services. The company's commercial banking services include treasury management, asset management, capital market, and institutional trust services, as well as commercial, financial, and real estate loans. Its retail banking services comprise accepting customary types of demand and savings deposits accounts; mortgage, installment, and other consumer loans; investment and brokerage services; safe deposit services; automated banking services; automated fund transfers; Internet-based banking services; and bank credit and debit card services. The company also offers various other financial services, including portfolio management for fixed-income securities, investment banking, execution of securities transactions as a broker/dealer, and financial planning services, as well as provides individual investment advice on equity and other securities. As of December 31, 2020, it operated through 289 branches and 389 ATMs in Alabama, Florida, Georgia, South Carolina, and Tennessee. The company was founded in 1888 and is headquartered in Columbus, Georgia.
IPO Year:
Exchange: NYSE
Website: synovus.com
| Date | Price Target | Rating | Analyst |
|---|---|---|---|
| 10/10/2024 | $53.00 | Buy | Citigroup |
| 10/1/2024 | $48.00 → $46.00 | Overweight → Equal Weight | Wells Fargo |
| 9/17/2024 | $49.00 | Mkt Perform → Outperform | Raymond James |
| 6/24/2024 | $39.00 → $46.00 | Equal Weight → Overweight | Barclays |
| 4/19/2024 | $46.00 → $38.00 | Outperform → Mkt Perform | Keefe Bruyette |
| 4/18/2024 | Strong Buy → Mkt Perform | Raymond James | |
| 3/8/2024 | $42.00 | Equal Weight | Barclays |
| 1/8/2024 | $42.00 | Neutral → Buy | UBS |
| 1/3/2024 | $40.00 | Outperform → In-line | Evercore ISI |
| 12/19/2023 | $40.00 | Equal-Weight | Stephens |
Diluted earnings per share of $1.18 versus $0.60 in 3Q23 Adjusted diluted earnings per share of $1.23 versus $0.84 in 3Q23 Synovus Financial Corp. (NYSE:SNV) today reported financial results for the quarter ended Sept. 30, 2024. "Our third quarter earnings results demonstrate strong fundamental trends. We posted an adjusted return on average assets of 1.3% and adjusted return on tangible common equity of 17.1% while managing down our adjusted tangible efficiency ratio to 53%. As we move to a more favorable environment, I remain optimistic about our ability to accelerate growth given increased loan production and sustained strong core fee generation. Additionally, we have further de-riske
Synovus Financial Corp. (NYSE:SNV) will announce third quarter 2024 earnings results after the market closes on Wednesday, Oct. 16, 2024, and host a conference call at 8:30 a.m. ET on Thursday, Oct. 17, 2024. A live audio webcast, listen-only conference call and presentation deck will be available with the news release and tables at http://investor.synovus.com/event. A replay will be posted on the company's website approximately one hour after the call ends and will be available with the news release and presentation deck for 12 months. Synovus Financial Corp. is a financial services company based in Columbus, Georgia, with approximately $60 billion in assets. Synovus provides commercial
The board of directors of Synovus Financial Corp. (NYSE:SNV) has declared the following quarterly dividends: $0.38 per share on the company's common stock, payable on Oct. 1, 2024, to shareholders of record as of Sept. 19, 2024. $0.57251 per share on the company's Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series D, payable on Sept. 23, 2024, to shareholders of record as of Sept. 15, 2024. $0.52481 per share on the company's Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series E, payable on Oct. 1, 2024, to shareholders of record as of Sept. 15, 2024. Synovus Financial Corp. is a financial services company based in Columbus, Georgia, with appro
Diluted earnings (loss) per share of $(0.16) vs. $1.13 in 2Q23 Adjusted diluted earnings per share of $1.16 vs. $1.16 in 2Q23 Securities loss of $257 million impacts 2Q24 EPS, adjusted EPS up 47% from 1Q24 Synovus Financial Corp. (NYSE:SNV) today reported financial results for the quarter ended June 30, 2024. "Our core second quarter results reflect a significant increase in earnings driven by margin expansion, strong fee income generation and reduced credit costs. Our focus remains firmly on execution while minimizing uncertainty in performance associated with the net interest margin and credit costs. Our results for the quarter demonstrate our progress toward these goals. The dedi
Synovus Financial Corp. (NYSE:SNV) will announce second quarter 2024 earnings results after the market closes on Wednesday, July 17, 2024, and host a conference call at 8:30 a.m. ET on Thursday, July 18, 2024. A live audio webcast and slides will be available with the press release and tables at http://investor.synovus.com/event. A replay will be posted on the company's website approximately one hour after the call ends and will be available with the press release and slides for 12 months. Synovus Financial Corp. is a financial services company based in Columbus, Georgia, with approximately $60 billion in assets. Synovus provides commercial and consumer banking and a full suite of speci
The board of directors of Synovus Financial Corp. (NYSE:SNV) has declared the following quarterly dividends: $0.38 per share on the company's common stock, payable on July 1, 2024, to shareholders of record as of June 20, 2024. $0.57159 per share on the company's Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series D, payable on June 21, 2024, to shareholders of record as of June 15, 2024. $0.3671875 per share on the company's Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series E, payable on July 1, 2024, to shareholders of record as of June 15, 2024. Synovus Financial Corp. is a financial services company based in Columbus, Georgia, with approxi
Diluted earnings per share of $0.78 vs. $1.32 in 1Q23 Adjusted diluted earnings per share of $0.79 vs. $1.33 in 1Q23 $12.8 million FDIC Special Assessment reduced 1Q24 reported and adjusted EPS by $0.07 Synovus Financial Corp. (NYSE:SNV) today reported financial results for the quarter ended March 31, 2024. "Our first quarter results demonstrate tangible progress on our strategic priorities, including key commercial category loan and core deposit growth, client non-interest revenue growth and excellent operating expense control. We remain focused on raising the bar on service and deepening client relationships, all while building a more risk-resilient bank, which was evidenced by ou
Synovus Financial Corp. (NYSE:SNV) will announce first quarter 2024 earnings results after the market closes on Wednesday, April 17, 2024, and host a conference call at 8:30 a.m. ET on Thursday, April 18. A live audio webcast and slides will be available with the press release and tables at http://investor.synovus.com/event. A replay will be posted on the company's website approximately one hour after the call ends and will be available with the press release and slides for 12 months. Synovus Financial Corp. is a financial services company based in Columbus, Georgia, with approximately $60 billion in assets. Synovus provides commercial and consumer banking and a full suite of specialize
The board of directors of Synovus Financial Corp. (NYSE:SNV) has declared the following quarterly dividends: $0.38 per share on the company's common stock, payable on April 1, 2024, to shareholders of record as of March 21, 2024. $0.56801 per share on the company's Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series D, payable on March 21, 2024, to shareholders of record as of March 15, 2024. $0.3671875 per share on the company's Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series E, payable on April 1, 2024, to shareholders of record as of March 15, 2024. Synovus Financial Corp. is a financial services company based in Columbus, Georgia, with a
Diluted earnings per share of $0.41 vs. $1.35 in 4Q22 Adjusted diluted earnings per share of $0.80 vs. $1.35 in 4Q22 $51 million FDIC special assessment reduced 4Q23 reported and adjusted EPS by $0.26 Synovus Financial Corp. (NYSE:SNV) today reported financial results for the quarter and year ended Dec. 31, 2023. "Synovus' 2023 financial performance is a testament to our resilience and the strength of our business model," said Synovus Chairman, CEO and President Kevin Blair. "Amid a challenging economic landscape in 2023, we broadened client relationships, further diversified our business mix, streamlined expenses and took strategic actions to optimize the balance sheet. Our strong ba
SC 13G/A - SYNOVUS FINANCIAL CORP (0000018349) (Subject)
SC 13G/A - SYNOVUS FINANCIAL CORP (0000018349) (Subject)
SC 13G - SYNOVUS FINANCIAL CORP (0000018349) (Subject)
SC 13G/A - SYNOVUS FINANCIAL CORP (0000018349) (Subject)
SC 13G/A - SYNOVUS FINANCIAL CORP (0000018349) (Subject)
SC 13G/A - SYNOVUS FINANCIAL CORP (0000018349) (Subject)
SC 13G/A - SYNOVUS FINANCIAL CORP (0000018349) (Subject)
SC 13G/A - SYNOVUS FINANCIAL CORP (0000018349) (Subject)
SC 13G/A - SYNOVUS FINANCIAL CORP (0000018349) (Subject)
SC 13G/A - SYNOVUS FINANCIAL CORP (0000018349) (Subject)
Morgan Stanley analyst Manan Gosalia maintains Synovus Finl (NYSE:SNV) with a Equal-Weight and raises the price target from $38 to $41.
Barclays analyst Jared Shaw maintains Synovus Finl (NYSE:SNV) with a Overweight and raises the price target from $46 to $47.
RBC Capital analyst Jon Arfstrom maintains Synovus Finl (NYSE:SNV) with a Outperform and raises the price target from $45 to $49.
DA Davidson analyst Kevin Fitzsimmons maintains Synovus Finl (NYSE:SNV) with a Buy and raises the price target from $47 to $55.
Truist Securities analyst Brandon King maintains Synovus Finl (NYSE:SNV) with a Buy and raises the price target from $44 to $50.
Stephens & Co. analyst Russell Gunther maintains Synovus Finl (NYSE:SNV) with a Equal-Weight and raises the price target from $43 to $46.
Synovus Finl (NYSE:SNV) underwent analysis by 12 analysts in the last quarter, revealing a spectrum of viewpoints from bullish to bearish. The following table provides a quick overview of their recent ratings, highlighting the changing sentiments over the past 30 days and comparing them to the preceding months. Bullish Somewhat Bullish Indifferent Somewhat Bearish Bearish Total Ratings 3 4 5 0 0 Last 30D 0 1 0 0 0 1M Ago 1 3 1 0 0 2M Ago 0 0 0 0 0 3M Ago 2 0 4 0 0 Analysts' evaluations of 12-month price targets offer additional insights, showcasing an average target of $43.25, with a high estimate of $53.00 and a low estimate of $37.00. Surpassing the previous average pri
Piper Sandler analyst Brad Milsaps maintains Synovus Finl (NYSE:SNV) with a Overweight and raises the price target from $42 to $53.
Synovus Finl (NYSE:SNV) reported quarterly earnings of $1.16 per share which beat the analyst consensus estimate of $0.86 by 34.88 percent. This is unchanged from the same period last year. The company reported quarterly sales of $306.147 million which missed the analyst consensus estimate of $429.042 million by 28.64 percent. This is a 46.08 percent decrease over sales of $567.807 million the same period last year.
Keefe, Bruyette & Woods analyst Brady Gailey maintains Synovus Finl (NYSE:SNV) with a Market Perform and raises the price target from $38 to $42.
13F-HR - SYNOVUS FINANCIAL CORP (0000018349) (Filer)
8-K - SYNOVUS FINANCIAL CORP (0000018349) (Filer)
10-Q - SYNOVUS FINANCIAL CORP (0000018349) (Filer)
8-K - SYNOVUS FINANCIAL CORP (0000018349) (Filer)
FWP - SYNOVUS FINANCIAL CORP (0000018349) (Subject)
424B5 - SYNOVUS FINANCIAL CORP (0000018349) (Filer)
8-K - SYNOVUS FINANCIAL CORP (0000018349) (Filer)
N-PX - SYNOVUS FINANCIAL CORP (0000018349) (Filer)
13F-HR - SYNOVUS FINANCIAL CORP (0000018349) (Filer)
10-Q - SYNOVUS FINANCIAL CORP (0000018349) (Filer)
Citigroup initiated coverage of Synovus with a rating of Buy and set a new price target of $53.00
Wells Fargo downgraded Synovus from Overweight to Equal Weight and set a new price target of $46.00 from $48.00 previously
Raymond James upgraded Synovus from Mkt Perform to Outperform and set a new price target of $49.00
Barclays upgraded Synovus from Equal Weight to Overweight and set a new price target of $46.00 from $39.00 previously
Keefe Bruyette downgraded Synovus from Outperform to Mkt Perform and set a new price target of $38.00 from $46.00 previously
Raymond James downgraded Synovus from Strong Buy to Mkt Perform
Barclays initiated coverage of Synovus with a rating of Equal Weight and set a new price target of $42.00
UBS upgraded Synovus from Neutral to Buy and set a new price target of $42.00
Evercore ISI downgraded Synovus from Outperform to In-line and set a new price target of $40.00
Stephens initiated coverage of Synovus with a rating of Equal-Weight and set a new price target of $40.00
Synovus Financial Corp. (NYSE:SNV) Chairman, CEO and President Kevin Blair will make an investor presentation at the Goldman Sachs 2024 U.S. Financial Services Conference on Dec. 11, 2024, at 11:20 a.m. ET. A live webcast and replay will be available at https://investor.synovus.com/events. Synovus Financial Corp. is a financial services company based in Columbus, Georgia, with approximately $60 billion in assets. Synovus provides commercial and consumer banking and a full suite of specialized products and services, including wealth services, treasury management, mortgage services, premium finance, asset-based lending, structured lending, capital markets and international banking. Synovu
Anne Fortner promoted to EVP, chief credit officer; Bob Derrick to retire Synovus has named Anne Fortner, senior vice president and deputy chief credit officer, as executive vice president, chief credit officer, effective March 31, 2025. Fortner will succeed Bob Derrick, who has served as chief credit officer since 2019 and will retire after more than 20 years at Synovus. She will report to Shellie Creson, executive vice president, chief risk officer. This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20241112986648/en/Anne Fortner named Synovus new executive vice president, chief credit officer. (Photo: Business Wire) "Anne has dee
Synovus Financial Corp. ("Synovus") (NYSE:SNV) today announced the pricing of its previously-announced underwritten public offering of $500 million of fixed rate / floating rate senior notes due 2030 (the "Notes"). The Notes will bear interest (i) from and including November 1, 2024 to but excluding November 1, 2029 at a fixed rate of 6.168% per annum; and (ii) from and including November 1, 2029 to but excluding November 1, 2030 in accordance with the formula for SOFR described in the prospectus supplement related to the offering, plus 2.347%. The offering is expected to close on November 1, 2024, subject to customary closing conditions. Synovus intends to use the net proceeds from the off
Synovus Financial Corp. ("Synovus") (NYSE:SNV) today announced an underwritten public offering of senior notes due 2030. Synovus intends to use the net proceeds from the offering for general corporate purposes, which may include the repayment of existing debt. BofA Securities, Inc. and Morgan Stanley & Co. LLC will serve as the active joint book-running managers for the offering, and Synovus Securities, Inc. will serve as a passive book-running manager for the offering. Synovus is conducting the offering pursuant to an effective registration statement under the Securities Act of 1933, as amended (the "Securities Act"). The offering is being made solely by means of a separate prospectus su
Synovus Bank recently named Rick Arbuckle as the senior director, middle market for wholesale banking. In this new area of expertise for the bank, Arbuckle will develop and manage a comprehensive legal fiduciary services platform to deliver depository banking and cash management services to professional fiduciaries nationwide. This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20241024226140/en/Rick Arbuckle named senior director, middle market for wholesale banking at Synovus. (Photo: Business Wire) "Rick has extensive experience in the banking industry, and his innovative approach and dedication to meeting the unique needs of profess
Synovus Financial Corp. (NYSE:SNV) Chairman, CEO and President Kevin Blair and Executive Vice President and Chief Financial Officer Jamie Gregory will participate in a fireside chat at the BancAnalysts Association of Boston Conference on Nov. 7, 2024, at 12:45 p.m. ET. A live webcast and replay will be available at https://investor.synovus.com/events. Synovus Financial Corp. is a financial services company based in Columbus, Georgia, with approximately $60 billion in assets. Synovus provides commercial and consumer banking and a full suite of specialized products and services, including wealth services, treasury management, mortgage services, premium finance, asset-based lending, structur
Diluted earnings per share of $1.18 versus $0.60 in 3Q23 Adjusted diluted earnings per share of $1.23 versus $0.84 in 3Q23 Synovus Financial Corp. (NYSE:SNV) today reported financial results for the quarter ended Sept. 30, 2024. "Our third quarter earnings results demonstrate strong fundamental trends. We posted an adjusted return on average assets of 1.3% and adjusted return on tangible common equity of 17.1% while managing down our adjusted tangible efficiency ratio to 53%. As we move to a more favorable environment, I remain optimistic about our ability to accelerate growth given increased loan production and sustained strong core fee generation. Additionally, we have further de-riske
Synovus is donating $125,000 to the American Red Cross to support disaster relief efforts for communities impacted by Hurricane Helene. "Caring for the communities we serve is at the heart of everything we do," said Synovus Chairman, CEO and President Kevin Blair. "Our donation to the American Red Cross helps their teams on the ground support the immediate needs of individuals and families, restoring hope and stability during this difficult time." Synovus team members in the southeast affected by Hurricane Helene can receive support from the company's Here Matters Disaster Relief Fund that provides financial assistance during unexpected hardship. Donations from team members fuel the fund.
Synovus Bank has named Tommy Flinn as market executive for upstate South Carolina, covering Greenville and Spartanburg effective Sept. 30. He will lead banking teams in offering strategic and customized financial solutions to clients in the region. Flinn will also support community outreach initiatives. He will report to Charlie Clark, president of the community bank. This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20240930753361/en/Tommy Flinn, upstate South Carolina market executive for Synovus (Photo: Business Wire) "We're confident Tommy's expertise in commercial banking will bring innovative perspectives and strong leadership t
Synovus Financial Corp. (NYSE:SNV) will announce third quarter 2024 earnings results after the market closes on Wednesday, Oct. 16, 2024, and host a conference call at 8:30 a.m. ET on Thursday, Oct. 17, 2024. A live audio webcast, listen-only conference call and presentation deck will be available with the news release and tables at http://investor.synovus.com/event. A replay will be posted on the company's website approximately one hour after the call ends and will be available with the news release and presentation deck for 12 months. Synovus Financial Corp. is a financial services company based in Columbus, Georgia, with approximately $60 billion in assets. Synovus provides commercial
4 - SYNOVUS FINANCIAL CORP (0000018349) (Issuer)
4 - SYNOVUS FINANCIAL CORP (0000018349) (Issuer)
4 - SYNOVUS FINANCIAL CORP (0000018349) (Issuer)
4 - SYNOVUS FINANCIAL CORP (0000018349) (Issuer)
4 - SYNOVUS FINANCIAL CORP (0000018349) (Issuer)
4 - SYNOVUS FINANCIAL CORP (0000018349) (Issuer)
4 - SYNOVUS FINANCIAL CORP (0000018349) (Issuer)
4 - SYNOVUS FINANCIAL CORP (0000018349) (Issuer)
4 - SYNOVUS FINANCIAL CORP (0000018349) (Issuer)
4 - SYNOVUS FINANCIAL CORP (0000018349) (Issuer)
Synovus Financial Corp. (NYSE:SNV) today announced the appointment of President and Chief Executive Officer Kevin Blair to chairman of the board, effective Jan. 1, 2023. Blair succeeds Kessel D. Stelling, who is retiring as chairman on Dec. 31, 2022, and will continue in an advisory role with the company until Jan. 1, 2025, as previously announced. This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20221215005041/en/Kevin Blair, Synovus President and Chief Executive Officer. (Photo: Business Wire) Blair has served as president and CEO of Synovus since April 2021. He joined Synovus in 2016 as executive vice president and chief financial
Synovus today announced the appointment of Shellie Creson as its chief risk officer. She succeeds Mark Holladay who retired from Synovus in March 2022. Creson reports to President and CEO Kevin Blair and joins the Synovus Executive Leadership Team. She leads the company's corporate risk management strategy, continuing to transform, strengthen and sustain its strong risk culture. Creson is based in Atlanta, Georgia. This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20220802005257/en/Synovus Chief Risk Officer Shellie Creson (Photo: Business Wire) Prior to Synovus, Creson served as executive vice president and chief audit executive at F
Synovus Bank today announced the appointment of Ken Ho as its new chief analytics officer, a newly created role overseeing the company's execution of data sciences and advanced analytics to identify and implement opportunities that drive bottom line value across all business units. Ho will report to EVP and Head of Consumer Banking and Brand Experience Liz Wolverton. He will oversee the Synovus analytics team, charged with fully leveraging data and analytics to develop client and prospect insights to drive client acquisition and deepen client relationships. This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20220113005136/en/Ken Ho joi
Synovus Bank today announced the appointment of Tom Dierdorff as its new Head of Corporate & Investment Banking (CIB), effective November 29. Dierdorff most recently served as managing director and group head of financial services for Regions Bank and Regions Securities. Prior to Regions, he worked at SunTrust Robinson Humphrey for seven years where he built a universal banking coverage effort managing investment banking and corporate finance relationships with North America, Europe, and Bermuda-based property-casualty insurers, life insurers, insurance services providers, and financial sponsors active in the sector. He also worked in financial institutions corporate & investment banking fo
Synovus Financial Corp. (NYSE:SNV) today announced the appointment of Meredith Forrester as executive vice president and chief audit executive, effective September 8. She was most recently business, strategy and operations leader at Truist, following more than 15 years of leadership in risk management and audit at SunTrust. Forrester succeeds Steve Sawyer, who will retire after 41 years of service, including 18 years as chief executive auditor. "Meredith is a highly experienced audit and risk management executive, with a strong record of leading transformational initiatives and high-performing teams," said Kevin Blair, president and CEO of Synovus. "Under Steve's leadership, and in conjunc
Synovus Bank today announced the appointment of Jody Patton as CEO of its Northeast Georgia Division, effective July 1. Patton has served as Synovus' Augusta market executive since January 2018 and succeeds Bill Douglas, who will retire June 30 after 36 years with Synovus, including 19 as division CEO. Douglas will remain chairman of Synovus' Northeast Georgia Division Advisory Board following his retirement. "Jody is an exceptional banker, with a wealth of knowledge of industries and economic development opportunities in Northeast Georgia," said Wayne Akins, Synovus chief community banking officer. "While it's bittersweet to say goodbye to Bill, we are confident this transition will enabl
Upshaw Promoted to Chief of Staff Synovus Financial Corp (NYSE:SNV) today announced the appointment of Sharon Goodwine as executive vice president and chief human resources officer (CHRO), effective May 17. She was previously head of enterprise talent, executive vice president, at Wells Fargo, where she held a range of HR-related positions for more than 20 years. Goodwine succeeds Debra Stanford, who has served as acting CHRO since December 2019. This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20210505005228/en/Sharon Goodwine, Synovus Chief Human Resources Officer. (Photo: Business Wire) "As a growth-focused relationship bank, we
COLUMBUS, Ga.--(BUSINESS WIRE)--The Board of Directors of Synovus Financial Corp. (NYSE: SNV) has declared the following quarterly dividends: $0.33 per share on the company’s common stock, payable on January 4, 2021, to shareholders of record as of December 17, 2020. $0.39375 per share on the company’s Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series D, payable on December 21, 2020, to shareholders of record as of December 15, 2020. $0.3671875 per share on the company’s Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series E, payable on January 4, 2021, to shareholders of record as of December 15, 2020. Synovus Financial Corp. is a financia
4 - SYNOVUS FINANCIAL CORP (0000018349) (Issuer)
4 - SYNOVUS FINANCIAL CORP (0000018349) (Issuer)
4 - SYNOVUS FINANCIAL CORP (0000018349) (Issuer)
4 - SYNOVUS FINANCIAL CORP (0000018349) (Issuer)
4 - SYNOVUS FINANCIAL CORP (0000018349) (Issuer)
4 - SYNOVUS FINANCIAL CORP (0000018349) (Issuer)
4 - SYNOVUS FINANCIAL CORP (0000018349) (Issuer)
4 - SYNOVUS FINANCIAL CORP (0000018349) (Issuer)
4 - SYNOVUS FINANCIAL CORP (0000018349) (Issuer)
4 - SYNOVUS FINANCIAL CORP (0000018349) (Issuer)