UMBF - Public offerings

Third Quarter 2025 Financial Highlights GAAP net income available to common shareholders of $180.4 million, or $2.36 per diluted common share, an increase of 64.5% as compared to the third quarter of 2024. Net operating income available to common shareholders(i) of $206.5 million, or $2.70 per diluted common share, an increase of 87.2% as compared to the third quarter of 2024. Third quarter 2025 return on average assets of 1.04% and return on average common equity of 10.14%. Efficiency ratio improved to 58.1% as compared to 61.7% in the third quarter of 2024. Net interest margin on a fully taxable equivalent basis of 3.04%, up 58 basis points from the third quarter of 2024.

Second Quarter 2025 Financial Highlights GAAP net income available to common shareholders of $215.4 million, or $2.82 per diluted common share, an increase of 112.5% as compared to the second quarter of 2024. Net operating income available to common shareholders(i) of $225.4 million, or $2.96 per diluted common share, an increase of 112.9% as compared to the second quarter of 2024. Operating pre-tax, pre-provision (operating PTPP)(i) income of $309.2 million, compared to $233.3 million in the first quarter of 2025. Second quarter 2025 return on average assets of 1.29% and return on average common equity of 12.7%. Efficiency ratio improved to 53.4% as compared to 63.4% in the

UMB Financial Corporation (NASDAQ:UMBF) announced that, with the assistance of its Private Investments team, it has acquired shares of Voyager Technologies, Inc. (NYSE:VOYG), following its successful Initial Public Offering (IPO) in June. UMB has recognized a pre-tax gain of $29.4 million, or a 5.8 multiple on invested capital, as of June 30, 2025, from its investment of $6 million made over the last five years. This investment will be revalued each quarter based on the closing market price of the stock and recognized in fee income. "The success we are able to realize through strategic investments is a testament to our Private Investments team and the entrepreneurial opportunities that ou

UMB Financial Corporation (NASDAQ:UMBF) announced today that it priced an underwritten public offering of 12,000,000 depositary shares (the "depositary shares"), each representing a 1/400th ownership interest in a share of its 7.750% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B, par value $0.01 per share (the "Series B Preferred Stock"), with a liquidation preference of $10,000 per share of Series B Preferred Stock (equivalent to $25 per depositary share). The offering is expected to close on June 12, 2025, subject to the satisfaction of customary conditions. UMB has applied to list the depositary shares on The Nasdaq Global Select Market under the symbol "UMBFO."

UMB Financial Corporation (NASDAQ:UMBF) announced today the launch of an underwritten public offering of depositary shares (the "depositary shares"), each representing a 1/400th ownership interest in a share of its Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B, par value $0.01 per share (the "Series B Preferred Stock"), with a liquidation preference of $10,000 per share of Series B Preferred Stock (equivalent to $25 per depositary share). UMB has applied to list the depositary shares on The Nasdaq Global Select Market. RBC Capital Markets, LLC and J.P. Morgan Securities LLC are acting as joint book-running managers for the offering and Piper Sandler & Co. and Wells F

UMB Financial Corporation (NASDAQ:UMBF) ("UMB") announced today that it priced an underwritten public offering of 2,800,000 shares of its common stock at a price of $75.00 per share (before underwriting discounts and commissions), for approximate net proceeds of $201.6 million (before offering expenses, assuming the underwriters do not exercise their option to purchase additional shares and upon, and assuming, full physical settlement of the forward sale agreement) in connection with the forward sale agreement described below. The underwriters have been granted the option to purchase up to an additional 420,000 shares of UMB's common stock. If such option is exercised, then UMB plans to e