XP - Earnings announcements

XP Inc. (NASDAQ:XP) ("XP" or the "Company"), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported today its financial results for the fourth quarter of 2025. Dear Shareholders, Before reflecting on the year, I would like to thank our clients, investment advisors, employees, and partners for their trust, resilience, and commitment. During a challenging period for the investment industry, our people, culture, and clarity of purpose enabled us to continue advancing. At XP Inc., we have always believed that building an enduring financial institution requires courage in difficult times, disciplined decision-making, and

XP Inc. (NASDAQ:XP) ("XP" or the "Company"), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported today its financial results for the third quarter of 2025. Summary Operating KPIs Operating Metrics (unaudited) 3Q25 3Q24 YoY 2Q25 QoQ Total Client Assets (in R$ bn) 1,425 1,270 12% 1,372 4% Total Net Inflow (in R$ bn) 29 34 -14% 10 204% Annualized Retail Take Rate 1.24% 1.33% -9 bps 1.25% -1 bps Active Clients (in '000s) 4,752 4,659 2% 4,72

XP Inc. (NASDAQ:XP) ("XP" or the "Company"), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported today its financial results for the second quarter of 2025. Summary Operating Metrics (unaudited) 2Q25 2Q24 YoY 1Q25 QoQ Total Client Assets (in R$ bn) 1,372 1,204 14% 1,328 3% Total Net Inflow (in R$ bn) 10 32 -70% 24 -59% Annualized Retail Take Rate 1.25% 1.29% -4 bps 1.25% 0 bps Active Clients (in '000s) 4,720 4,626 2% 4,693 1%

XP Inc. (NASDAQ:XP) ("XP" or the "Company"), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported today its financial results for the first quarter of 2025. Summary Operating Metrics (unaudited) 1Q25 1Q24 YoY 4Q24 QoQ Total Client Assets (in R$ bn) 1,328 1,177 13% 1,286 3% Total Net Inflow (in R$ bn) 24 13 79% 29 -19% Annualized Retail Take Rate 1.25% 1.24% 2 bps 1.33% -8 bps Active Clients (in '000s) 4,693 4,587 2% 4,684 0% Headcount (EoP) 7,356 6,579 12% 7,442 -1% Total Advisors (in '000s) 1

XP Inc. (NASDAQ:XP) ("XP" or the "Company"), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported today its financial results for the fourth quarter of 2024. To our shareholders, As we close out 2024, I want to begin this message by expressing my gratitude to all our clients, employees, and investors for the trust you have placed in XP Inc. over another year. We all know that this was a period marked by economic challenges, but as an entrepreneurial and resilient company, we faced each of them with the certainty that we were doing what was necessary to evolve in all aspects. Just as we have transformed the financial

XP Inc. (NASDAQ:XP) ("XP" or the "Company"), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported today its financial results for the third quarter of 2024. Summary Operating Metrics (unaudited) 3Q24 3Q23 YoY 2Q24 QoQ Total Client Assets (in R$ bn) 1,213 1,080 12% 1,167 4% Total Net Inflow (in R$ bn) 31 48 -36% 32 -3% Annualized Retail Take Rate 1.33% 1.34% -1 bps 1.29% 4 bps Active Clients (in '000s) 4,659 4,413 6% 4,626 1%

XP Inc. (NASDAQ:XP) ("XP" or the "Company"), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported today its financial results for the second quarter of 2024. Summary Operating Metrics (unaudited) 2Q24 2Q23 YoY 1Q24 QoQ Total Client Assets (in R$ bn) 1,167 1,024 14% 1,141 2% Total Net Inflow (in R$ bn) 32 22 44% 15 119% Annualized Retail Take Rate 1.29% 1.30% -1 bps 1.24% 5 bps Active Clients (in '000s) 4,626 4,013 15% 4,587 1%

XP Inc. (NASDAQ:XP) ("XP" or the "Company"), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported today its financial results for the first quarter of 2024. Summary Operating Metrics (unaudited) 1Q24 1Q23 YoY 4Q23 QoQ Total Client Assets (in R$ bn) 1,141 954 20% 1,122 2% Total Net Inflow (in R$ bn) 15 16 -10% 19 -22% Annualized Retail Take Rate 1.24% 1.21% 3 bps 1.27% -3 bps Active Clients (in '000s) 4,587 3,966 16% 4,531 1%

XP Inc. (NASDAQ:XP) ("XP" or the "Company"), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported today its financial results for the fourth quarter of 2023. To our shareholders As we reflect on the journey of 2023, it's evident that the year was both challenging and transformative for XP Inc. In an environment marked by ongoing macroeconomic uncertainties and the evolving needs of our clients, we kept our commitment to innovation, quality, and growth. This year was a demonstration of our resilience, agility, and the enduring strength of our business model. Business Model Resilience Despite the still challengi

XP Inc. (NASDAQ:XP) ("XP" or the "Company"), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported today its financial results for the third quarter of 2023. Summary Operating Metrics (unaudited)   3Q23 3Q22 YoY 2Q23 QoQ Total Client Assets (in R$ bn) 1,080 925 17% 1,024 6% Total Net Inflow (in R$ bn) 48 35 38% 22 118% Annualized Retail Take Rate 1.34% 1.33% 1 bps 1.30% 4 bps Active Clients (in '000s) 4,412 3,805 16% 4,013 1

XP Inc. (NASDAQ:XP) ("XP" or the "Company"), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported today its financial results for the second quarter of 2023. Summary Operating Metrics (unaudited)   2Q23 2Q22 YoY 1Q23 QoQ Total Client Assets (in R$ bn) 1,024 846 21% 954 7% Total Net Inflow (in R$ bn) 22 43 -49% 16 36% Annualized Retail Take Rate 1.30% 1.40% -10 bps 1.21% 9 bps Active clients (in '000s) 4,013 3,629 11% 3,966

XP Inc. (NASDAQ:XP) ("XP" or the "Company"), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported today its financial results for the first quarter of 2023. Summary Operating Metrics (unaudited)   1Q23 1Q22 YoY 4Q22 QoQ Total Client Assets (in R$ bn) 954 873 9% 946 1% Total Net Inflow (in R$ bn) 16 46 -65% 31 -48% Annualized Retail Take Rate 1.21% 1.23% -2 bps 1.22% -1 bps Active clients (in '000s) 3,966 3,504 13% 3,877 2%

XP Inc. (NASDAQ:XP) ("XP" or the "Company"), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported today its financial results for the fourth quarter and full-year 2022. To our shareholders Despite several challenges and uncertainties faced during 2022, the year was marked by important achievements and many lessons learned. The recent bull market cycle ended in 2021, boosted capital markets and attracted Brazilian investors to more sophisticated investment products. As the main investment platform in the country and with the largest specialized distribution network, XP Inc. benefited from this scenario and from its

XP Inc. (NASDAQ:XP) ("XP" or the "Company"), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported today its financial results for the third quarter of 2022. To our shareholders After two years as a listed company, we decided at the beginning of 2022 to write an annual letter, instead of quarterly, addressing the main events, successes and mistakes, and our strategic vision. However, as we often say internally, each month at XP feels like a whole year due to the dynamism and intensity of our company. For this reason, we believe now is an appropriate moment to address some topics which are relevant to all stakeholders

XP Inc. (NASDAQ:XP) ("XP" or the "Company"), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported today its financial results for the second quarter of 2022. Summary Operating and Financial Metrics                     2Q22 2Q21 YoY 1Q22 QoQ Operating Metrics (unaudited)           Total AUC (in R$ bn) 846 817 4% 873 -3% Adjusted AUC (in R$ bn) 731 619 18% 720 2% Total Net Inflow (in R$bn) 43 75 -43% 46 -7% Adjusted Net Inflow (in R$ bn) 43 45 -6% 30 44% Active clients (in '000s)

SÃO PAULO, Brazil, Oct. 11, 2021 (GLOBE NEWSWIRE) -- XP Inc. (NASDAQ:XP), a leading, technology-driven platform and a trusted provider of low-fee financial products and services in Brazil, announced today its 3Q21 KPIs. The Portuguese version of this release can be accessed in the Press Release section on the IR website. Banking Credit Portfolio¹ Our Credit portfolio reached R$8.6 billion as of September 30, 2021, expanding 122% year to date. The duration of our credit book was 3.3 years, with a 90-day Non-Performing Loan (NPL) ratio of 0.0%. ¹This portfolio does not include Intercompany and Credit Card related loans and receivables Credit Card TPV On 3Q21, XP Visa Infinite credit ca

SÃO PAULO, Brazil, July 21, 2021 (GLOBE NEWSWIRE) -- XP Inc. (NASDAQ:XP), a leading, technology-driven platform and a trusted provider of low-fee financial products and services in Brazil, announced today that it will host a webcast to discuss its second quarter 2021 financial results on Tuesday, August 3, 2021 at 5:00pm ET (6:00pm BRT). A press release with the results will be issued after the market closes the same day. To participate in the earnings webcast please subscribe at 2Q21 Earnings Web Meeting The replay will be available on XP's investor relations website at https://investors.xpinc.com/. About XPXP is a leading, technology-driven platform and a trusted provider of low-fee f