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Compare · CACC vs SYF

CACC vs SYF

Side-by-side comparison of Credit Acceptance Corporation (CACC) and Synchrony Financial (SYF): market cap, price performance, sector, and recent activity on the wire.

Summary

  • Both CACC and SYF operate in Finance: Consumer Services (Finance), so they compete in similar markets.
  • SYF is the larger of the two at $26.52B, about 4.8x CACC ($5.53B).
  • Over the past year, CACC is up 5.2% and SYF is up 46.5% - SYF leads by 41.4 points.
  • SYF has been more active in the news (10 items in the past 4 weeks vs 9 for CACC).
  • SYF has more recent analyst coverage (25 ratings vs 9 for CACC).
PerformanceCACC+5.18%SYF+46.54%
2025-04-28+0.00%2026-04-24
MetricCACCSYF
Company
Credit Acceptance Corporation
Synchrony Financial
Price
-
-
Market cap
$5.53B
$26.52B
1M return
+16.35%
+13.09%
1Y return
+5.18%
+46.54%
Industry
Finance: Consumer Services
Finance: Consumer Services
Exchange
NASDAQ
NYSE
IPO
1992
2014
News (4w)
9
10
Recent ratings
9
25
CACC

Credit Acceptance Corporation

Credit Acceptance Corporation provides financing programs, and related products and services to independent and franchised automobile dealers in the United States. The company advances money to dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps various amounts collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. Credit Acceptance Corporation was founded in 1972 and is headquartered in Southfield, Michigan.

SYF

Synchrony Financial

Synchrony Financial operates as a consumer financial services company in the United States. It provides a range of specialized financing programs and consumer banking products to digital, retail, home, auto, travel, health, and pet industries. The company also offers private label credit cards, dual cards, general purpose co-branded credit cards, and small and medium-sized business credit products; and promotional financing for consumer purchases, such as private label credit cards, dual cards, and installment loans. In addition, it provides promotional financing to consumers for health, veterinary and personal care procedures, and services and products, such as dental, vision, audiology, and cosmetic; debt cancellation products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts to retail and commercial customers, as well as accepts deposits through third-party securities brokerage firms. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. Synchrony Financial was incorporated in 2003 and is headquartered in Stamford, Connecticut.

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