Compare · CINF vs ESNT
CINF vs ESNT
Side-by-side comparison of Cincinnati Financial Corporation (CINF) and Essent Group Ltd. (ESNT): market cap, price performance, sector, and recent activity on the wire.
Summary
- Both CINF and ESNT operate in Property-Casualty Insurers (Finance), so they compete in similar markets.
- CINF is the larger of the two at $25.57B, about 4.8x ESNT ($5.29B).
- Over the past year, CINF is up 9.3% and ESNT is down 0.4% - CINF leads by 9.7 points.
- Both names hit the wire about 2 times in the past 4 weeks.
- ESNT has more recent analyst coverage (17 ratings vs 15 for CINF).
Cincinnati Financial Corporation
Cincinnati Financial Corporation, together with its subsidiary, provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty, commercial property, commercial auto, and workers' compensation. It also provides director and officer liability insurance, contract and commercial surety bonds, and fidelity bonds; and machinery and equipment coverage. The Personal Lines Insurance segment offers personal auto insurance; homeowner insurance; and dwelling fire, inland marine, personal umbrella liability, and watercraft coverages to individuals. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance products; universal life insurance products; worksite products, such as term life; and whole life insurance products, as well as markets deferred and immediate annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio.
Essent Group Ltd.
Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. Its mortgage insurance products include primary, pool, and master policy. The company also provides information technology maintenance and development services; customer support-related services; underwriting consulting; and contract underwriting services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. The company was founded in 2008 and is based in Hamilton, Bermuda.
Latest CINF
- Sr. VP, Chief Actuary - Sub Fu Luyang covered exercise/tax liability with 99 shares and exercised 774 shares at a strike of $85.67, increasing direct ownership by 6% to 11,345 units (SEC Form 4)
- Cincinnati Financial Corporation filed SEC Form 8-K: Regulation FD Disclosure, Financial Statements and Exhibits
- Director Schiff Charles Odell disposed of 27,122 shares (SEC Form 4)
- SEC Form EFFECT filed by Cincinnati Financial Corporation
- EVP/CLO & Corp Secretary Hogan Thomas Christopher exercised 1,444 shares at a strike of $71.02 and covered exercise/tax liability with 219 shares, increasing direct ownership by 7% to 18,706 units (SEC Form 4)
- SEC Form 13F-HR filed by Cincinnati Financial Corporation
- Sr VP, COO - Subsidary Brown Roger A exercised 6,900 shares at a strike of $71.19, covered exercise/tax liability with 4,685 shares and gifted 2,500 shares, decreasing direct ownership by 0.46% to 61,813 units (SEC Form 4)
- Cincinnati Financial Corporation filed SEC Form 8-K: Submission of Matters to a Vote of Security Holders, Regulation FD Disclosure, Financial Statements and Exhibits
- CFO, EVP & Treasurer Sewell Michael J exercised 36,909 shares at a strike of $70.70 and covered exercise/tax liability with 8,822 shares, increasing direct ownership by 25% to 140,010 units (SEC Form 4)
- Cincinnati Financial Corporation Declares Regular Quarterly Cash Dividend
Latest ESNT
- Essent Group upgraded by Keefe Bruyette with a new price target
- RBC Capital Mkts initiated coverage on Essent Group with a new price target
- SEC Form 4 filed by Director Connor Martin P.
- Director Karna Anu converted options into 2,625 shares, increasing direct ownership by 32% to 10,796 units (SEC Form 4)
- Director Benson David C converted options into 2,625 shares (SEC Form 4)
- Director Spiegel William converted options into 2,625 shares, increasing direct ownership by 10% to 28,877 units (SEC Form 4)
- Director Pauls Douglas J converted options into 2,625 shares (SEC Form 4)
- Director Kasmar Roy James converted options into 2,625 shares (SEC Form 4)
- Director Dutt Aditya converted options into 2,625 shares, increasing direct ownership by 9% to 31,347 units (SEC Form 4)
- Director Heise Angela L converted options into 2,625 shares, increasing direct ownership by 12% to 24,538 units (SEC Form 4)