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Compare · COF vs OSBC

COF vs OSBC

Side-by-side comparison of Capital One Financial Corporation (COF) and Old Second Bancorp Inc. (OSBC): market cap, price performance, sector, and recent activity on the wire.

Summary

  • Both COF and OSBC operate in Major Banks (Finance), so they compete in similar markets.
  • COF is the larger of the two at $114.40B, about 104.1x OSBC ($1.10B).
  • Over the past year, COF is down 9.3% and OSBC is up 24.2% - OSBC leads by 33.4 points.
  • COF has been more active in the news (17 items in the past 4 weeks vs 8 for OSBC).
  • COF has more recent analyst coverage (25 ratings vs 9 for OSBC).
PerformanceCOF-9.27%OSBC+24.18%
2025-06-03+0.00%2026-06-03
MetricCOFOSBC
Company
Capital One Financial Corporation
Old Second Bancorp Inc.
Price
$177.61-3.37%
$20.70-3.07%
Market cap
$114.40B
$1.10B
1M return
-6.54%
+0.98%
1Y return
-9.27%
+24.18%
Industry
Major Banks
Major Banks
Exchange
NYSE
NASDAQ
IPO
1994
News (4w)
17
8
Recent ratings
25
9
COF

Capital One Financial Corporation

Capital One Financial Corporation operates as the financial services holding company for the Capital One Bank (USA), National Association; and Capital One, National Association, which provides various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, and time deposits. Its loan products include credit card loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans. The company also offers credit and debit card products; online direct banking services; and treasury management and depository services. It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia.

OSBC

Old Second Bancorp Inc.

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides a range of banking services. It provides demand, NOW, money market, savings, time deposit, individual retirement, and checking accounts, as well as certificate of deposit accounts. The company also offers commercial loans; lease financing receivables; commercial real estate loans; construction loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity line of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; residential mortgages; and overdraft checking. Further, it provides safe deposit services; trust and wealth management services; and money orders, cashier's checks, foreign currency, direct deposits, discount brokerage, debit and credit cards, and other services, as well as acquires the U.S. treasury notes and bonds. In addition, the company offers online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. It operates through 29 banking centers in Cook, DeKalb, DuPage, Kane, Kendall, LaSalle, and Will counties in Illinois. Old Second Bancorp, Inc. was incorporated in 1981 and is headquartered in Aurora, Illinois.

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