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Compare · COF vs WTFC

COF vs WTFC

Side-by-side comparison of Capital One Financial Corporation (COF) and Wintrust Financial Corporation (WTFC): market cap, price performance, sector, and recent activity on the wire.

Summary

  • Both COF and WTFC operate in Major Banks (Finance), so they compete in similar markets.
  • COF is the larger of the two at $114.40B, about 11.3x WTFC ($10.12B).
  • Over the past year, COF is down 9.3% and WTFC is up 21.1% - WTFC leads by 30.3 points.
  • COF has been more active in the news (17 items in the past 4 weeks vs 3 for WTFC).
  • COF has more recent analyst coverage (25 ratings vs 19 for WTFC).
PerformanceCOF-9.27%WTFC+21.07%
2025-06-03+0.00%2026-06-03
MetricCOFWTFC
Company
Capital One Financial Corporation
Wintrust Financial Corporation
Price
$177.61-3.37%
$148.09-1.30%
Market cap
$114.40B
$10.12B
1M return
-6.54%
-0.63%
1Y return
-9.27%
+21.07%
Industry
Major Banks
Major Banks
Exchange
NYSE
NASDAQ
IPO
1994
News (4w)
17
3
Recent ratings
25
19
COF

Capital One Financial Corporation

Capital One Financial Corporation operates as the financial services holding company for the Capital One Bank (USA), National Association; and Capital One, National Association, which provides various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, and time deposits. Its loan products include credit card loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans. The company also offers credit and debit card products; online direct banking services; and treasury management and depository services. It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia.

WTFC

Wintrust Financial Corporation

Wintrust Financial Corporation operates as a financial holding company. It operates in three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine (ATM), online and mobile banking, and other services. It also engages in the retail origination and purchase of residential mortgages for sale into the secondary market; and provision of lending, deposits, and cash management services to condominium, homeowner, and community associations, as well as asset-based lending for middle-market companies. In addition, this segment offers loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. It provides personal and commercial banking services primarily to individuals, small to mid-sized businesses, local governmental units, and institutional clients. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services; and other specialty finance services, as well as data processing of payrolls, billing, and cash management services to temporary staffing industry. The Wealth Management segment provides trust and investment, asset management, tax-deferred exchange, securities brokerage, and retirement plan services. The company operates 181 banking facilities and 229 ATMs in the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and Florida. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.

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