Compare · CPSS vs DFS
CPSS vs DFS
Side-by-side comparison of Consumer Portfolio Services Inc. (CPSS) and Discover Financial Services (DFS): market cap, price performance, sector, and recent activity on the wire.
Summary
- Both CPSS and DFS operate in Finance: Consumer Services (Finance), so they compete in similar markets.
- DFS is the larger of the two at $32.76B, about 156.4x CPSS ($209.4M).
- CPSS has hit the wire 1 time in the past 4 weeks while DFS has been quiet.
- DFS has more recent analyst coverage (25 ratings vs 0 for CPSS).
Consumer Portfolio Services Inc.
Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It purchases and services retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It serves as an alternative source of financing for dealers, facilitating sales to customers who might not be able to obtain financing from commercial banks, credit unions, and the captive finance companies. The company also acquires installment purchase contracts in four merger and acquisition transactions; and offers financing directly to sub-prime consumers to facilitate their purchase of a new or used automobile, light truck, or passenger van. The company services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. Consumer Portfolio Services, Inc. was founded in 1991 and is based in Las Vegas, Nevada.
Discover Financial Services
Discover Financial Services, through its subsidiaries, operates as a digital banking and payment services company in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; and other consumer products and services, including private student loans, personal loans, home loans, and other consumer lending, as well as deposit products, such as certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts, checking accounts, and sweep accounts. The Payment Services segment operates the PULSE network, an automated teller machine, debit, and electronic funds transfer network; Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services; and Discover Network that processes transactions for Discover-branded credit and debit cards, as well as offers payment transaction processing and settlement services. Discover has strategic network alliance agreement with Arab Financial Services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.
Latest CPSS
- Consumer Portfolio Services Inc. filed SEC Form 8-K: Regulation FD Disclosure, Financial Statements and Exhibits
- SEC Form 10-Q filed by Consumer Portfolio Services Inc.
- Consumer Portfolio Services Inc. filed SEC Form 8-K: Results of Operations and Financial Condition, Financial Statements and Exhibits
- CPS Announces First Quarter 2026 Earnings
- Sr. Vice President Schween Steven exercised 30,000 shares at a strike of $2.47, increasing direct ownership by 24% to 157,099 units (SEC Form 4)
- Consumer Portfolio Services Inc. filed SEC Form 8-K: Entry into a Material Definitive Agreement, Creation of a Direct Financial Obligation, Financial Statements and Exhibits
- CPS Announces $514.07 Million Senior Subordinate Asset-Backed Securitization
- SEC Form 4 filed by Robinson Teri
- SEC Form 4 filed by Schween Steven
- Consumer Portfolio Services Inc. filed SEC Form 8-K: Entry into a Material Definitive Agreement, Creation of a Direct Financial Obligation, Financial Statements and Exhibits
Latest DFS
- SEC Form 15-15D filed by Discover Financial Services
- SEC Form 15-15D filed by Discover Financial Services
- SEC Form 15-15D filed by Discover Financial Services
- SEC Form 15-12G filed by Discover Financial Services
- EVP, Pres - Payment Services Hanson Jason P. returned 46,168 shares to the company, closing all direct ownership in the company (SEC Form 4)
- EVP, Chief Information Officer Strle Jason returned 33,803 shares to the company, closing all direct ownership in the company (SEC Form 4)
- SEC Form 4 filed by EVP, Interim CLO and GC Welsh Kelly R
- EVP, Pres - Consumer Banking Capozzi Daniel Peter returned 102,192 shares to the company, closing all direct ownership in the company (SEC Form 4)
- EVP, Chief HR Officer Blair Carolyn D returned 17,962 shares to the company, closing all direct ownership in the company (SEC Form 4)
- EVP, Chief Risk Officer Hellen Amy returned 22,005 shares to the company, closing all direct ownership in the company (SEC Form 4)