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Compare · DFS vs PFSI

DFS vs PFSI

Side-by-side comparison of Discover Financial Services (DFS) and PennyMac Financial Services Inc. (PFSI): market cap, price performance, sector, and recent activity on the wire.

Summary

  • Both DFS and PFSI operate in Finance: Consumer Services (Finance), so they compete in similar markets.
  • DFS is the larger of the two at $32.76B, about 7.8x PFSI ($4.22B).
  • PFSI has hit the wire 3 times in the past 4 weeks while DFS has been quiet.
  • DFS has more recent analyst coverage (25 ratings vs 22 for PFSI).
MetricDFSPFSI
Company
Discover Financial Services
PennyMac Financial Services Inc.
Price
-
-
Market cap
$32.76B
$4.22B
1M return
-
-
1Y return
-
-
Industry
Finance: Consumer Services
Finance: Consumer Services
Exchange
NYSE
NYSE
IPO
2013
News (4w)
0
3
Recent ratings
25
22
DFS

Discover Financial Services

Discover Financial Services, through its subsidiaries, operates as a digital banking and payment services company in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; and other consumer products and services, including private student loans, personal loans, home loans, and other consumer lending, as well as deposit products, such as certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts, checking accounts, and sweep accounts. The Payment Services segment operates the PULSE network, an automated teller machine, debit, and electronic funds transfer network; Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services; and Discover Network that processes transactions for Discover-branded credit and debit cards, as well as offers payment transaction processing and settlement services. Discover has strategic network alliance agreement with Arab Financial Services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.

PFSI

PennyMac Financial Services Inc.

PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. It operates through three segments: Production, Servicing, and Investment Management. The Production segment is involved in the origination, acquisition, and sale of loans. It sources first-lien residential conventional and government-insured or guaranteed mortgage loans. The Servicing segment engages in the servicing of newly originated loans, and execution and management of early buyout transactions and servicing of loans. It performs loan administration, collection, and default management activities, including the collection and remittance of loan payments; response to customer inquiries; accounting for principal and interest; holding custodial funds for the payment of property taxes and insurance premiums; counseling delinquent borrowers; and supervising foreclosures and property dispositions. The Investment Management segment is involved in sourcing, performing diligence, bidding, and closing investment asset acquisitions; managing correspondent production activities for PennyMac Mortgage Investment Trust; and managing acquired assets. The company was founded in 2008 and is headquartered in Westlake Village, California.

Latest DFS

Latest PFSI