EZPW vs FCFS

EZCORP Inc.

EZCORP, Inc. provides pawn loans in the United States and Latin America. The company offers pawn loans, which are non-recourse loans collateralized by tangible personal property, including jewelry, consumer electronics, tools, sporting goods, and musical instruments; and sells merchandise, such as collateral forfeited from pawn lending operations and used merchandise purchased from customers. It also provides payday and installment loan products through its financial services stores. In addition, the company offers Lana, a web-based engagement platform to manage pawn loans. As of September 30, 2020, the company owned and operated 505 pawn stores in the United States; 368 pawn stores in Mexico; and 132 pawn stores in Guatemala, El Salvador, Honduras, and Peru. EZCORP, Inc. was founded in 1989 and is headquartered in Austin, Texas.

FirstCash Holdings Inc.

FirstCash, Inc., together with its subsidiaries, operates retail pawn stores in the United States and Latin America. Its pawn stores lend money on the collateral of pledged personal property, including jewelry, electronics, tools, appliances, sporting goods, and musical instruments; and retails merchandise acquired through collateral forfeitures on forfeited pawn loans and over-the-counter purchases of merchandise directly from customers. The company is also involved in melting scrap jewelry, as well as sells gold, silver, and diamonds in commodity markets. As of December 31, 2020, it operated 1,046 stores in the United States and the District of Columbia; 1,616 stores in Mexico; 59 stores in Guatemala; 13 stores in El Salvador; and 14 stores in Colombia. The company was formerly known as First Cash Financial Services, Inc. and changed its name to FirstCash, Inc. in September 2016. FirstCash, Inc. was founded in 1988 and is headquartered in Fort Worth, Texas.