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Compare · HQY vs UMBF

HQY vs UMBF

Side-by-side comparison of HealthEquity Inc. (HQY) and UMB Financial Corporation (UMBF): market cap, price performance, sector, and recent activity on the wire.

Summary

  • HQY operates in Real Estate, while UMBF operates in Finance - the two are in different parts of the market.
  • UMBF is the larger of the two at $10.11B, about 1.4x HQY ($7.12B).
  • Over the past year, HQY is down 15.7% and UMBF is up 31.1% - UMBF leads by 46.7 points.
  • HQY has been more active in the news (4 items in the past 4 weeks vs 3 for UMBF).
  • HQY has more recent analyst coverage (25 ratings vs 20 for UMBF).
PerformanceHQY-15.68%UMBF+31.05%
2025-06-23+0.00%2026-06-18
MetricHQYUMBF
Company
HealthEquity Inc.
UMB Financial Corporation
Price
$85.24-1.23%
$133.20+0.50%
Market cap
$7.12B
$10.11B
1M return
+0.64%
+5.78%
1Y return
-15.68%
+31.05%
Industry
Real Estate
Major Banks
Exchange
NASDAQ
NASDAQ
IPO
2014
News (4w)
4
3
Recent ratings
25
20
HQY

HealthEquity Inc.

HealthEquity, Inc. provides technology-enabled services platforms to consumers and employers in the United States. The company offers cloud-based platforms for individuals to make health saving and spending decisions, pay healthcare bills, compare treatment options and prices, receive personalized benefit and clinical information, earn wellness incentives, grow their savings, and make investment choices; and health savings accounts. It also provides mutual fund investment platform; and online-only automated investment advisory services through Advisor, a Web-based tool. In addition, the company offers flexible spending accounts; health reimbursement arrangements; and Consolidated Omnibus Budget Reconciliation Act continuation services, as well as administers pre-tax commuter benefit programs. It serves clients through a direct sales force; benefits brokers and advisors; and a network of health plans, benefits administrators, benefits brokers and consultants, and retirement plan record-keepers. HealthEquity, Inc. was incorporated in 2002 and is headquartered in Draper, Utah.

UMBF

UMB Financial Corporation

UMB Financial Corporation operates as the bank holding company for the UMB Bank that provides various banking and other financial services. The Commercial Banking segment provides commercial loans and credit cards; commercial real estate financing; letters of credit; loan syndication, and consultative services; various business solutions including asset-based lending, accounts receivable financing, mezzanine debt, and minority equity investments; and treasury management services, such as depository services, account reconciliation, cash management tools, accounts payable and receivable solutions, electronic fund transfer and automated payments, controlled disbursements, lockbox services, and remote deposit capture services. The Institutional Banking segment offers fund administration and accounting, investor services and transfer agency, marketing and distribution, custody, alternative investment services, fixed income sales, trading and underwriting, and corporate trust and escrow services, as well as institutional custody services. This segment also provides healthcare payment solutions comprising custodial services for health savings accounts and private label, multipurpose debit cards to insurance carriers, third-party administrators, software companies, employers, and financial institutions. The Personal Banking segment offers deposit accounts, retail credit cards, private banking, installment loans, home equity lines of credit, residential mortgages, and small business loans, as well as internet banking, ATM network, private banking, brokerage and insurance services, and advisory and trust services. It operates through a network of branches and offices in the states of Missouri, Kansas, Colorado, Illinois, Oklahoma, Texas, Arizona, Nebraska, Iowa, Pennsylvania, South Dakota, Indiana, Utah, Minnesota, California, and Wisconsin. UMB Financial Corporation was founded in 1913 and is headquartered in Kansas City, Missouri.

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