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Compare · NU vs XYF

NU vs XYF

Side-by-side comparison of Nu Holdings Ltd. (NU) and X Financial (XYF): market cap, price performance, sector, and recent activity on the wire.

Summary

  • Both NU and XYF operate in Finance: Consumer Services (Finance), so they compete in similar markets.
  • NU is the larger of the two at $56.52B, about 213.6x XYF ($264.6M).
  • Over the past year, NU is down 2.6% and XYF is down 74.0% - NU leads by 71.4 points.
  • NU has been more active in the news (11 items in the past 4 weeks vs 8 for XYF).
  • NU has more recent analyst coverage (25 ratings vs 0 for XYF).
PerformanceNU-2.60%XYF-73.96%
2025-06-04+0.00%2026-06-03
MetricNUXYF
Company
Nu Holdings Ltd.
X Financial
Price
$11.63-2.43%
$4.84-0.82%
Market cap
$56.52B
$264.6M
1M return
-17.87%
-2.71%
1Y return
-2.60%
-73.96%
Industry
Finance: Consumer Services
Finance: Consumer Services
Exchange
NYSE
NYSE
IPO
2021
2018
News (4w)
11
8
Recent ratings
25
0
NU

Nu Holdings Ltd.

Nu Holdings Ltd. operates in the technology industry. The company was incorporated in 2016 and is based in Grand Cayman, Cayman Islands.

XYF

X Financial

X Financial provides personal finance services in the People's Republic of China. The company offers services as an online marketplace connecting borrowers and investors. Its loan product is Xiaoying credit loan, which consists of Xiaoying card loan and revolving loan Xiaoying credit loan catering to the credit card holders; and Xiaoying preferred loan to small business owners. The company also offers Xiaoying housing loan, a home equity loan product for property owners; investment products through Xiaoying wealth management platform, such as loans, money market, and insurance products; and loan facilitation services to other platforms. X Financial was founded in 2014 and is headquartered in Shenzhen, the People's Republic of China.