NFBK dividend history
Northfield Bancorp Inc. (NFBK) dividend declarations and ex-dividend dates - real-time wire coverage of every payout disclosure.
Recent dividend items
- Northfield Bancorp, Inc. Announces First Quarter 2026 ResultsNOTABLE ITEMS FOR THE QUARTER INCLUDE: DILUTED EARNINGS PER SHARE WERE $0.30 FOR THE CURRENT QUARTER COMPARED TO A LOSS OF $0.69 FOR THE TRAILING QUARTER, AND DILUTED EARNINGS PER SHARE OF $0.19 FOR THE FIRST QUARTER OF 2025. Current quarter earnings included non-tax deductible merger expenses of $1.7 million, or $0.04 per share, related to the pending merger with Columbia Financial, Inc.Trailing quarter results included the impact of a non-cash, non-tax deductible goodwill impairment charge of $41.0 million, or $1.03 per share. NET INTEREST INCOME FOR THE QUARTER WAS $37.0 MILLION, AN INCREASE OF $296,000, OR 3.2% ANNUALIZED, COMPARED TO $36.7 MILLION FOR THE TRAILING QUARTER, AND AN INCRE
- Northfield Bancorp, Inc. Announces Strategic Transaction and Fourth Quarter and Year End 2025 ResultsNOTABLE ITEMS FOR THE QUARTER: NORTHFIELD BANCORP, INC. HAS AGREED TO MERGE WITH COLUMBIA FINANCIAL, INC. (NASDAQ:CLBK) SEE JOINT PRESS RELEASE FOR FURTHER DETAILS.CASH DIVIDEND OF $0.13 PER SHARE, PAYABLE FEBRUARY 25, 2026, TO STOCKHOLDERS OF RECORD AS OF FEBRUARY 12, 2026.$41.0 GOODWILL IMPAIRMENT CHARGE RECORDED RESULTING IN A NET LOSS FOR THE FOURTH QUARTER OF 2025 OF $27.4 MILLION, OR $0.69 PER SHARE, COMPARED TO NET INCOME OF $10.8 MILLION, OR $0.27 PER DILUTED SHARE, FOR THE TRAILING QUARTER, AND NET INCOME OF $11.3 MILLION, OR $0.27 PER DILUTED SHARE, FOR THE FOURTH QUARTER OF 2024. Fourth quarter 2025 results included the impact of a non-cash, non-tax deductible goodwill impairmen
- Northfield Bancorp, Inc. Announces Third Quarter 2025 ResultsNOTABLE ITEMS FOR THE QUARTER INCLUDE: DILUTED EARNINGS PER SHARE WERE $0.27 FOR THE CURRENT QUARTER COMPARED TO $0.24 FOR THE TRAILING QUARTER, AND $0.16 FOR THE THIRD QUARTER OF 2024.NET INTEREST INCOME FOR THE QUARTER WAS $34.5 MILLION, AN INCREASE OF $116,000, OR 1.3% ANNUALIZED, COMPARED TO $34.4 MILLION FOR THE TRAILING QUARTER, AND AN INCREASE OF $6.3 MILLION, OR 89.0% ANNUALIZED, COMPARED TO $28.2 MILLION FOR THE THIRD QUARTER OF 2024. THE NET INTEREST MARGIN FOR THE CURRENT QUARTER WAS 2.54% COMPARED TO 2.57% FOR THE TRAILING QUARTER, AND 2.08% FOR THE THIRD QUARTER OF 2024. ITEMS OF NOTE: PREPAYMENT INCOME WAS $416,000 (OR 3 BASIS POINTS) HIGHER IN THE TRAILING QUARTER COMPARED TO
- Northfield Bancorp, Inc. Announces Second Quarter 2025 ResultsNOTABLE ITEMS FOR THE QUARTER INCLUDE: DILUTED EARNINGS PER SHARE WERE $0.24 FOR THE CURRENT QUARTER COMPARED TO $0.19 FOR THE TRAILING QUARTER, AND $0.14 FOR THE SECOND QUARTER OF 2024.NET INTEREST MARGIN INCREASED BY 19 BASIS POINTS TO 2.57% FOR THE CURRENT QUARTER COMPARED TO 2.38% FOR THE TRAILING QUARTER, AND BY 48 BASIS POINTS COMPARED TO 2.09% FOR THE SECOND QUARTER OF 2024, DRIVEN BY LOWER FUNDING COSTS AND HIGHER YIELDS ON INTEREST-EARNING ASSETS.COST OF DEPOSITS, EXCLUDING BROKERED DEPOSITS, AT JUNE 30, 2025 WAS 1.88% AS COMPARED TO 1.94% AT MARCH 31, 2025.ASSET QUALITY IMPROVED WITH NON-PERFORMING LOANS TO TOTAL LOANS AT 0.36% AT JUNE 30, 2025 COMPARED TO 0.48% AT MARCH 31, 2025.
- Northfield Bancorp, Inc. Announces First Quarter 2025 ResultsNOTABLE ITEMS FOR THE QUARTER INCLUDE: DILUTED EARNINGS PER SHARE WERE $0.19 FOR THE CURRENT QUARTER COMPARED TO $0.27 FOR THE TRAILING QUARTER, AND $0.15 FOR THE FIRST QUARTER OF 2024. Fourth Quarter 2024 earnings included a gain of $3.4 million, or $0.06 per share, on the sale and consolidation of a branch in December 2024. NET INTEREST MARGIN INCREASED TO 2.38% FOR THE CURRENT QUARTER AS COMPARED TO 2.18% FOR THE TRAILING QUARTER AND 2.03% FOR THE FIRST QUARTER OF 2024, REFLECTING LOWER FUNDING COSTS AND HIGHER YIELDS ON INTEREST-EARNING ASSETS.DEPOSITS (EXCLUDING BROKERED) INCREASED $133.6 MILLION, OR 13.8% ANNUALIZED, FROM DECEMBER 31, 2024. COST OF DEPOSITS AT MARC
- Northfield Bancorp, Inc. Announces Fourth Quarter and Year End 2024 ResultsNOTABLE ITEMS FOR THE QUARTER: DILUTED EARNINGS PER SHARE OF $0.27 FOR THE FOURTH QUARTER OF 2024, COMPARED TO $0.16 FOR THE TRAILING QUARTER, AND $0.19 FOR THE FOURTH QUARTER OF 2023. Fourth Quarter 2024 results included a gain of $0.06 per share on the sale and consolidation of a Staten Island branch in December 2024. NET INTEREST MARGIN INCREASED BY 10 BASIS POINTS TO 2.18% FOR THE CURRENT QUARTER, AS COMPARED TO 2.08% FOR THE TRAILING QUARTER.THE AVERAGE COST OF INTEREST-BEARING LIABILITIES DECREASED 10 BASIS POINTS TO 2.85% FOR THE CURRENT QUARTER AS COMPARED TO 2.95% FOR THE TRAILING QUARTER.DEPOSITS (EXCLUDING BROKERED) INCREASED BY $81.6 MILLION, OR 8.6% ANNUALIZED, COMPARED TO SEPT
- Northfield Bancorp, Inc. Announces Third Quarter 2024 ResultsNOTABLE ITEMS FOR THE QUARTER INCLUDE: DILUTED EARNINGS PER SHARE WERE $0.16 FOR THE CURRENT QUARTER COMPARED TO $0.14 FOR THE TRAILING QUARTER, AND $0.19 FOR THE THIRD QUARTER OF 2023. NET INTEREST MARGIN REMAINED RELATIVELY STABLE AT 2.08% FOR THE CURRENT QUARTER AS COMPARED TO 2.09% FOR THE TRAILING QUARTER.AVERAGE YIELD ON INTEREST-EARNING ASSETS DECREASED ONE BASIS POINT TO 4.38%, WHILE THE AVERAGE COST OF INTEREST-BEARING LIABILITIES REMAINED STABLE AT 2.95% FOR THE CURRENT QUARTER AS COMPARED TO THE TRAILING QUARTER. DEPOSITS (EXCLUDING BROKERED) DECREASED MODESTLY BY $5.1 MILLION, OR LESS THAN 1% ANNUALIZED, COMPARED TO JUNE 30, 2024, AND INCREASED $15.0 MILLION, OR 0.5% ANNUALIZED,
- Northfield Bancorp, Inc. Announces Second Quarter 2024 ResultsNOTABLE ITEMS FOR THE QUARTER INCLUDE: DILUTED EARNINGS PER SHARE WERE $0.14 FOR THE CURRENT QUARTER COMPARED TO $0.15 FOR THE TRAILING QUARTER, AND $0.22 FOR THE SECOND QUARTER OF 2023. RESULTS INCLUDE $0.03 PER SHARE IN EXPENSES ASSOCIATED WITH SEVERANCE PAYMENTS AND DEFERRED TAX ASSET WRITE-OFFS RELATED TO EXPIRED STOCK OPTIONS.NET INTEREST INCOME OF $28.7 MILLION, INCREASED $803,000, OR 2.9%, OVER TRAILING QUARTER.NET INTEREST MARGIN EXPANDED SIX BASIS POINTS FROM THE TRAILING QUARTER TO 2.09%.AVERAGE YIELD ON INTEREST-EARNING ASSETS INCREASED 12 BASIS POINTS TO 4.39%, WHILE THE AVERAGE COST OF INTEREST-BEARING LIABILITIES INCREASED SIX BASIS POINTS TO 2.95% FOR THE CURRENT QUARTER COMP
- Northfield Bancorp, Inc. Announces First Quarter 2024 ResultsNOTABLE ITEMS FOR THE QUARTER INCLUDE: DILUTED EARNINGS PER SHARE WERE $0.15 FOR THE CURRENT QUARTER COMPARED TO $0.19 FOR THE TRAILING QUARTER, AND $0.26 FOR THE FIRST QUARTER OF 2023.NET INTEREST INCOME OF $27.9 MILLION, DECREASED $1.0 MILLION, OR 3.6%, PRIMARILY REFLECTING INCREASED FUNDING COSTS AND LOWER LOAN BALANCES. AVERAGE YIELDS ON INTEREST-EARNING ASSETS INCREASED 17 BASIS POINTS TO 4.27%, WHILE THE AVERAGE COST OF INTEREST-BEARING LIABILITIES INCREASED 37 BASIS POINTS TO 2.89% FOR THE CURRENT QUARTER COMPARED TO THE TRAILING QUARTER. NET INTEREST MARGIN DECREASED TO 2.03%, OR 14 BASIS POINTS, FOR THE CURRENT QUARTER COMPARED TO THE TRAILING QUARTER.TOTAL DEPOSITS (EXCLUDING BROK
- Northfield Bancorp, Inc. Announces Fourth Quarter and Year End 2023 ResultsNOTABLE ITEMS INCLUDE: FOURTH QUARTER 2023 DILUTED EARNINGS PER SHARE OF $0.19 FOR THE FOURTH QUARTER OF 2023, COMPARED TO $0.19 FOR THE TRAILING QUARTER, AND $0.31 FOR THE FOURTH QUARTER OF 2022.NET INTEREST MARGIN COMPRESSION SLOWED TO EIGHT BASIS POINTS COMPARED TO A NINE BASIS POINT DECREASE FOR THE QUARTER ENDED SEPTEMBER 30, 2023.TOTAL DEPOSITS (EXCLUDING BROKERED) INCREASED BY APPROXIMATELY $110 MILLION, OR 12% ANNUALIZED, FROM SEPTEMBER 30, 2023.COST OF DEPOSITS WAS 175 BASIS POINTS FOR THE CURRENT QUARTER AS COMPARED TO 146 BASIS POINTS FOR THE TRAILING QUARTER.LOAN BALANCES DECLINED MODESTLY FROM SEPTEMBER 2023 WITH DECREASES IN MULTIFAMILY, COMMERCIAL MORTGAGE, ONE-TO FOUR FAMIL
- Northfield Bancorp, Inc. Announces Third Quarter 2023 ResultsNOTABLE ITEMS FOR THE QUARTER INCLUDE: DILUTED EARNINGS PER SHARE WERE $0.19 FOR THE CURRENT QUARTER COMPARED TO $0.22 FOR THE TRAILING QUARTER, AND $0.37 FOR THE THIRD QUARTER OF 2022.ON A LINKED QUARTER BASIS, NET INTEREST MARGIN COMPRESSION SLOWED TO NINE BASIS POINTS VERSUS A 29 BASIS POINT DECREASE FOR THE QUARTER ENDED JUNE 30, 2023. TOTAL DEPOSITS (EXCLUDING BROKERED) INCREASED BY APPROXIMATELY $76 MILLION, OR 8.4% ANNUALIZED, FROM JUNE 30, 2023, DRIVEN BY INCREASES IN CERTIFICATES OF DEPOSITS, TRANSACTION ACCOUNTS, AND SAVINGS ACCOUNTS. COST OF DEPOSITS WAS 146 BASIS POINTS FOR THE CURRENT QUARTER AS COMPARED TO 113 BASIS POINTS FOR THE TRAILING QUARTER.LOAN BALANCES DECLINED MODEST
- Northfield Bancorp, Inc. Announces Second Quarter 2023 ResultsNOTABLE ITEMS FOR THE QUARTER INCLUDE: DILUTED EARNINGS PER SHARE WERE $0.22 FOR THE CURRENT QUARTER AS COMPARED TO $0.26 FOR THE TRAILING QUARTER, AND $0.34 FOR THE SECOND QUARTER OF 2022.NET INTEREST MARGIN DECREASED BY 29 BASIS POINTS TO 2.34% FOR THE CURRENT QUARTER AS COMPARED TO 2.63% FOR THE TRAILING QUARTER, AND BY 69 BASIS POINTS COMPARED TO 3.03% FOR THE SECOND QUARTER OF 2022. LOANS HELD-FOR-INVESTMENT INCREASED BY $32.1 MILLION, OR 3.0% ANNUALIZED, FROM MARCH 31, 2023, PRIMARILY IN MULTIFAMILY AND COMMERCIAL REAL ESTATE.CREDIT QUALITY REMAINS STRONG WITH NON-PERFORMING LOANS TO TOTAL LOANS AT 0.24% AS COMPARED TO 0.22% AT MARCH 31, 2023.TOTAL DEPOSITS (EXCLUDING BROKERED) DECREA
- Northfield Bancorp, Inc. Announces First Quarter 2023 ResultsNOTABLE ITEMS FOR THE QUARTER INCLUDE: DILUTED EARNINGS PER SHARE WERE $0.26 FOR THE CURRENT QUARTER AS COMPARED TO $0.31 FOR THE TRAILING QUARTER, AND $0.30 FOR THE FIRST QUARTER OF 2022.NET INTEREST MARGIN DECREASED BY 26 BASIS POINTS TO 2.63% COMPARED TO 2.89% FOR THE TRAILING QUARTER, AND BY 24 BASIS POINTS COMPARED TO 2.87% FOR THE FIRST QUARTER OF 2022. TOTAL DEPOSITS (EXCLUDING BROKERED) MODESTLY DECREASED FOR THE CURRENT QUARTER BY $64.7 MILLION, OR 1.7%: COST OF DEPOSITS WAS 79 BASIS POINTS FOR THE CURRENT QUARTER AS COMPARED TO 52 BASIS POINTS FOR THE TRAILING QUARTER.UNINSURED DEPOSITS (EXCLUDING BROKERED AND COLLATERALIZED GOVERNMENTAL) ARE ESTIMATED AT APPROXIMATELY $836.0 MILL
- Northfield Bancorp, Inc. Announces Fourth Quarter and Year End 2022 ResultsNOTABLE ITEMS INCLUDE: FOURTH QUARTER 2022 DILUTED EARNINGS PER SHARE OF $0.31 FOR THE FOURTH QUARTER OF 2022, COMPARED TO $0.37 FOR THE TRAILING QUARTER, AND $0.34 FOR THE FOURTH QUARTER OF 2021.NET INTEREST MARGIN DECREASED BY 19 BASIS POINTS TO 2.89% COMPARED TO 3.08% FOR THE TRAILING QUARTER, AND BY SEVEN BASIS POINTS COMPARED TO 2.96% FOR THE FOURTH QUARTER OF 2021. Net interest income included loan prepayment income of $287,000 in the current quarter as compared to $1.6 million in the trailing quarter and $2.0 million in the fourth quarter of 2021.Net interest income included Paycheck Protection Program ("PPP") fees of $1.3 million in the fourth quarter of 2021. CREDIT QUALITY
- Northfield Bancorp, Inc. Announces Third Quarter 2022 ResultsNOTABLE ITEMS FOR THE QUARTER INCLUDE: DILUTED EARNINGS PER SHARE WERE $0.37 FOR THE CURRENT QUARTER AS COMPARED TO $0.34 FOR THE TRAILING QUARTER, AND $0.33 FOR THE THIRD QUARTER OF 2021.NET INTEREST INCOME OF $42.0 MILLION INCREASED $1.9 MILLION FROM THE TRAILING QUARTER AND $3.6 MILLION FROM THE THIRD QUARTER OF 2021.NET INTEREST MARGIN INCREASED BY FIVE BASIS POINTS TO 3.08% COMPARED TO 3.03% FOR THE TRAILING QUARTER, AND BY NINE BASIS POINTS COMPARED TO 2.99% FOR THE THIRD QUARTER OF 2021.LOANS HELD-FOR-INVESTMENT, EXCLUDING PAYCHECK PROTECTION PROGRAM ("PPP") LOANS, INCREASED $140.8 MILLION, OR 13.7% ANNUALIZED, FROM JUNE 30, 2022. CREDIT QUALITY REMAINS STRONG WITH NON-PERFORMING L
- Northfield Bancorp, Inc. Announces Second Quarter 2022 ResultsDILUTED EARNINGS PER SHARE WERE $0.34 FOR THE CURRENT QUARTER AS COMPARED TO $0.30 FOR THE TRAILING QUARTER, AND $0.40 FOR THE SECOND QUARTER OF 2021.NET INTEREST MARGIN INCREASED BY 16 BASIS POINTS TO 3.03% COMPARED TO 2.87% FOR THE TRAILING QUARTER, AND BY SEVEN BASIS POINTS COMPARED TO 2.96% FOR THE SECOND QUARTER OF 2021. LOANS HELD-FOR-INVESTMENT, EXCLUDING PAYCHECK PROTECTION PROGRAM ("PPP") LOANS, INCREASED $225.7 MILLION, OR 23.3% ANNUALIZED, DURING THE QUARTER. CREDIT QUALITY REMAINS STRONG WITH NON-PERFORMING LOANS TO TOTAL LOANS AT 0.25%.TOTAL TRANSACTION DEPOSITS INCREASED $28.3 MILLION, OR 5.2% ANNUALIZED, DURING THE QUARTER. TRANSACTION ACCOUNTS REPRESENT 50% OF TOTAL DEPOSITS
- Northfield Bancorp, Inc. Announces First Quarter 2022 ResultsNOTABLE ITEMS FOR THE QUARTER INCLUDE: DILUTED EARNINGS PER SHARE WERE $0.30 FOR THE CURRENT QUARTER AS COMPARED TO $0.34 FOR THE TRAILING QUARTER, AND $0.38 FOR THE FIRST QUARTER OF 2021.NET INTEREST MARGIN DECREASED BY NINE BASIS POINTS TO 2.87% COMPARED TO 2.96% FOR THE TRAILING QUARTER, AND BY 23 BASIS POINTS COMPARED TO 3.10% FOR THE FIRST QUARTER OF 2021. LOANS HELD-FOR-INVESTMENT, EXCLUDING PAYCHECK PROTECTION PROGRAM ("PPP") LOANS, INCREASED $108.1 MILLION, OR 11.5% ANNUALIZED, DURING THE QUARTER. CREDIT QUALITY REMAINS STRONG WITH NON-PERFORMING LOANS TO TOTAL LOANS REMAINING AT 0.21%.DEPOSITS, EXCLUDING BROKERED, INCREASED $143.5 MILLION, OR 13.9% ANNUALIZED, DURING THE QUARTER. T
- Northfield Bancorp, Inc. Announces Fourth Quarter and Year End 2021 ResultsNOTABLE ITEMS INCLUDE: FOURTH QUARTER 2021 DILUTED EARNINGS PER SHARE OF $0.34 FOR THE FOURTH QUARTER OF 2021, COMPARED TO $0.33 FOR THE TRAILING QUARTER, AND $0.26 FOR THE FOURTH QUARTER OF 2020.NET INTEREST MARGIN DECREASED BY THREE BASIS POINTS TO 2.96% COMPARED TO 2.99% FOR THE TRAILING QUARTER, AND INCREASED BY 13 BASIS POINTS COMPARED TO 2.83% FOR THE FOURTH QUARTER OF 2020. LOANS HELD-FOR-INVESTMENT, EXCLUDING PAYCHECK PROTECTION PROGRAM ("PPP") LOANS, INCREASED $22.1 MILLION, OR 2.4% ANNUALIZED, DURING THE QUARTER. CREDIT QUALITY REMAINS STRONG WITH NON-PERFORMING LOANS TO TOTAL LOANS AT 0.21% COMPARED TO 0.20% AT THIRD QUARTER 2021.DEPOSITS, EXCLUDING BROKERED, INCREASED $34.8
- Northfield Bancorp, Inc. Announces Third Quarter 2021 ResultsNOTABLE ITEMS FOR THE QUARTER INCLUDE: DILUTED EARNINGS PER SHARE WERE $0.33 FOR THE CURRENT QUARTER AS COMPARED TO $0.40 FOR THE TRAILING QUARTER, AND $0.17 FOR THE THIRD QUARTER OF 2020.NET INTEREST MARGIN INCREASED BY THREE BASIS POINTS TO 2.99% COMPARED TO 2.96% FOR THE TRAILING QUARTER, AND BY 49 BASIS POINTS COMPARED TO 2.50% FOR THE THIRD QUARTER OF 2020. TOTAL LOANS, EXCLUDING PAYCHECK PROTECTION PROGRAM ("PPP") LOANS, INCREASED $59.4 MILLION, OR 6.5% ANNUALIZED, DURING THE QUARTER. DEPOSITS, EXCLUDING BROKERED, INCREASED $98.8 MILLION, OR 9.9% ANNUALIZED DURING THE QUARTER. THE AVERAGE COST OF DEPOSITS DECREASED TO 14 BASIS POINTS FROM 16 BASIS POINTS FOR THE TRAILING QUARTER. AT S
- Northfield Bancorp, Inc. Announces Second Quarter 2021 ResultsNOTABLE ITEMS FOR THE QUARTER INCLUDE: DILUTED EARNINGS PER SHARE INCREASED OVER 5% TO $0.40 AS COMPARED TO $0.38 FOR THE TRAILING QUARTER, AND OVER 73% COMPARED TO $0.23 FOR THE SECOND QUARTER OF 2020.NET INTEREST INCOME DECREASED $1.5 MILLION, OR 3.7%, OVER THE TRAILING QUARTER, AND INCREASED $8.5 MILLION, OR 28.0%, COMPARED TO THE SECOND QUARTER OF 2020. CURRENT QUARTER INCLUDES $443,000 IN ACCRETED INTEREST INCOME ON PURCHASED CREDIT DETERIORATED LOANS AS COMPARED TO $2.4 MILLION FOR THE TRAILING QUARTER.TOTAL LOANS, EXCLUDING PAYCHECK PROTECTION PROGRAM ("PPP") LOANS, DECREASED $80.6 MILLION, OR 2.1%. CURRENT QUARTER INCLUDES LOAN SALES OF APPROXIMATELY $126 MILLION, RESULTING IN A $1.
- Northfield Bancorp, Inc. Announces First Quarter 2021 ResultsNOTABLE ITEMS FOR THE QUARTER INCLUDE: DILUTED EARNINGS PER SHARE INCREASED OVER 46% TO $0.38 AS COMPARED TO $0.26 FOR THE TRAILING QUARTER, AND OVER 280% COMPARED TO $0.10 FOR THE FIRST QUARTER OF 2020.NET INTEREST INCOME INCREASED $3.1 MILLION, OR 8.5%, OVER THE TRAILING QUARTER, AND $10.2 MILLION, OR 34.2%, COMPARED TO THE FIRST QUARTER OF 2020.NET INTEREST MARGIN INCREASED 27 BASIS POINTS TO 3.10% AS COMPARED TO 2.83% FOR THE TRAILING QUARTER, AND 53 BASIS POINTS AS COMPARED TO 2.57% FOR THE FIRST QUARTER OF 2020.LOANS HELD-FOR-INVESTMENT, NET, INCREASED $109.8 MILLION, OR 11.5% ANNUALIZED.DEPOSITS, EXCLUDING BROKERED, INCREASED $25.2 MILLION, OR 2.6%, ANNUALIZED.THE COMPANY ADOPTED THE
- Northfield Bancorp, Inc. Announces Fourth Quarter and Year End 2020 ResultsNOTABLE ITEMS INCLUDE: FOURTH QUARTER 2020 DILUTED EARNINGS PER SHARE OF $0.26 FOR THE FOURTH QUARTER OF 2020, COMPARED TO $0.17 FOR THE THIRD QUARTER OF 2020, AND $0.21 FOR THE FOURTH QUARTER OF 2019 Current quarter results reflect a net decrease of $0.03 per diluted share related to $2.2 million ($1.6 million after-tax) in occupancy costs attributable to branch consolidationsThird quarter results reflect a net decrease of $0.06 per diluted share related to $3.9 million ($2.9 million after-tax) in merger-related expenses, primarily change in control payments, legal and advisory fees, and technology contract termination charges associated with the acquisition of VSB BANCORP, INC. ("Victory