FMNB earnings

173 consecutive quarters of profitability Closed the acquisition of Middlefield Banc Corp. on March 2, 2026 EPS was $0.36 for the quarter, $0.45 excluding acquisition and core conversion costs (non-GAAP) Net interest margin increased to 3.12% in the first quarter of 2026 from 3.05% in the fourth quarter of 2025 and 2.85% in the first quarter of 2025 Return on average assets was 1.11% in the first quarter of 2026, 1.37% excluding acquisition/core conversion costs (non-GAAP) Farmers National Banc Corp. ("Farmers" or the "Company") (NASDAQ:FMNB) reported net income of $16.3 million, or $0.36 per diluted share, for the first quarter of 2026 compared to $13.6 million, or $0.36 pe

172 consecutive quarters of profitability Net interest margin increased to 3.05% in the fourth quarter of 2025 from 3.00% in the third quarter of 2025 and 2.72% in the fourth quarter of 2024 Efficiency ratio of 57.11% in the fourth quarter of 2025, 55.0% excluding merger/core conversion costs (non-GAAP) Customer deposit growth (excluding brokered CDs) was $151.0 million in 2025, or 3.6% growth Nonperforming loans declined to $26.2 million in the fourth quarter 2025 from $35.3 million in third quarter 2025 Farmers National Banc Corp. ("Farmers" or the "Company") (NASDAQ:FMNB) today announced net income of $14.6 million, or $0.39 per diluted share, for the fourth quarter of 20

171 consecutive quarters of profitability Solid loan growth of $34.4 million for the quarter, or 4.2% annualized Commercial loan balances grew $30.1 million for the quarter, or 6.0% annualized Net interest margin increased from 2.91% in the second quarter of 2025 to 3.00% in the third quarter of 2025 Restructured $28.5 million in securities expanding yield by approximately 220 basis points Enhancing core platform through the strategic decision to transition to Jack Henry's Silverlake in 2026 Farmers National Banc Corp. ("Farmers" or the "Company") (NASDAQ:FMNB) today announced net income of $12.5 million, or $0.33 per diluted share, for the third quarter of 2025 compared

170 consecutive quarters of profitability Strong loan growth of $52.0 million for the quarter, or 6.4% annualized Commercial loan balances grew $43.6 million for the quarter, or 8.8% annualized Net interest margin increased from 2.71% in the second quarter of 2024 to 2.91% in the second quarter of 2025 Efficiency ratio improved from 60.8% in the second quarter of 2024 to 56.7% in the second quarter of 2025 Farmers National Banc Corp. ("Farmers" or the "Company") (NASDAQ:FMNB) today announced net income of $13.9 million, or $0.37 per diluted share, for the second quarter of 2025 compared to $11.8 million, or $0.31 per diluted share, for the second quarter of 2024. Net income

169 consecutive quarters of profitability Opened a commercial loan production office in Columbus at the end of the first quarter Net interest margin increased from 2.70% in the first quarter of 2024 to 2.85% in the first quarter of 2025 Efficiency ratio improved to 59.6% in the first quarter of 2025 compared to the first quarter of 2024 Restructured $23.8 million of available for sale securities in March with a 260 basis point pickup in reinvestment yield Credit metrics remain solid with non-performing loans to loans ratio falling to 0.64% at March 31, 2025 Annualized net charge-offs as a percentage of average loans were only 4 basis points in the first quarter of 2025 Farmer

168 consecutive quarters of profitability Net interest margin improved from 2.66% in the third quarter of 2024 to 2.72% in the fourth quarter of 2024 Efficiency ratio declined to 56.4% for the fourth quarter of 2024 Continued strong performance in fee-based businesses Completed acquisition of Crest Retirement Advisors LLC based in Dublin, OH Wealth management assets under management increased to $4.2 billion at December 31, 2024 including the Crest addition Farmers National Banc Corp. ("Farmers" or the "Company") (NASDAQ:FMNB) today reported net income of $14.4 million, or $0.38 per diluted share, for the quarter ended December 31, 2024, compared to $14.6 million, or $0.3

167 consecutive quarters of profitability Strong commercial loan growth of $35.2 million, or 7.2% annualized, for the third quarter of 2024 Overall loan growth of $43.1 million, or 5.3% annualized, for the third quarter of 2024 Customer deposit growth of $81.1 million, or 7.7% annualized, for the third quarter of 2024 Strong growth in fee-based businesses Wealth management assets under management have grown to $4.0 billion at September 30, 2024 Farmers National Banc Corp. ("Farmers" or the "Company") (NASDAQ:FMNB) today announced net income of $8.5 million, or $0.23 per diluted share, for the quarter ended September 30, 2024, compared to $13.3 million, or $0.36 per diluted shar

Earnings per diluted share of $0.31 ($0.33 excluding certain items, non-GAAP) for the second quarter of 2024 166 consecutive quarters of profitability Sequential net interest margin stabilization and expansion Loan growth of $56.1 million, or 7.0% annualized, for the second quarter of 2024 Strong asset quality as non-performing loans to total loans were 0.40% at June 30, 2024 Farmers National Banc Corp. ("Farmers" or the "Company") (NASDAQ:FMNB) today announced net income of $11.8 million, or $0.31 per diluted share, for the three months ended June 30, 2024, compared to $15.0 million, or $0.40 per diluted share, for the three months ended June 30, 2023. Net income for the se

Earnings per diluted share of $0.30 ($0.34 excluding certain items, non-GAAP) for the first quarter of 2024 165 consecutive quarters of profitability Strategically restructured $44.3 million of investment securities improving the yield by almost 200 basis points – incurred a $2.1 million loss on the sale Deposit growth of $20.7 million, or 2.0% annualized, for the first quarter of 2024 Excellent asset quality as non-performing loans to total loans improved to 0.38% at March 31, 2024 from 0.47% at December 31, 2023 Farmers National Banc Corp. ("Farmers" or the "Company") (NASDAQ:FMNB) reported net income of $11.2 million, or $0.30 per diluted share, for the three months ended

Earnings per diluted share of $0.39 ($0.41 excluding certain items, non-GAAP) for the fourth quarter of 2023 164 consecutive quarters of profitability Recorded a $915,000 gain during the quarter by selling $5.8 million of nonaccrual/troubled commercial loans Loan growth of $29.6 million, or 3.7% annualized, for the fourth quarter of 2023 Excluding impact of commercial loan sale - loan growth of $37.7 million, or 4.8% annualized, for fourth quarter 2023 Continued strong asset quality with non-performing assets to total assets of 0.30% as of December 31, 2023 Return on average assets of 1.17% for the fourth quarter of 2023 ROAE and ROATE (non-GAAP) of 18.0% and 43.8%, re

Earnings per diluted share of $0.36 ($0.40 excluding certain items, non-GAAP) for the third quarter of 2023 163 consecutive quarters of profitability Purchased hedges to improve asset sensitivity Additional FHLB borrowing capacity of $892.6 million as of September 30, 2023 Available for sale securities not pledged totaled $353.8 million at September 30, 2023 Strong asset quality with non-performing asset to total assets of 0.58% as of September 30, 2023 Return on average assets of 1.06% for the third quarter of 2023 ROAE and ROATE (non-GAAP) of 14.5% and 30.3%, respectively, for the third quarter of 2023 Farmers National Banc Corp. ("Farmers" or the "Company") (NASD

Earnings per diluted share of $0.40 ($0.41 excluding certain items, non-GAAP) for the second quarter of 2023 162 consecutive quarters of profitability Additional FHLB borrowing capacity of $707.8 million as of June 30, 2023 Uninsured deposits (excluding collateralized deposits) are approximately 15.0% of customer deposit base Available for sale securities not pledged totaled $290.0 million at June 30, 2023 Efficiency ratio of 56.3%, or 55.3% excluding certain items, non-GAAP, for the second quarter of 2023 Return on average assets of 1.18% for the second quarter of 2023 ROAE and ROATE (non-GAAP) of 16.1% and 33.6%, respectively, for the second quarter of 2023 Farmer

Earnings per diluted share of $0.19 ($0.44 excluding certain items, non-GAAP) for the first quarter of 2023 Completed the acquisition and systems integration of Emclaire Financial Corp. 161 consecutive quarters of profitability Repurchased 850,799 shares of FMNB common stock during the quarter, or 2.2% of shares outstanding Additional FHLB borrowing capacity of $656.1 million as of March 31, 2023 Uninsured deposits are approximately 19.2% of customer deposit base Available for sale securities not pledged totaled $539.9 million at March 31, 2023 Efficiency ratio, (excluding certain items, non-GAAP), of 53.5% for the first quarter of 2023 Return on average assets, (ex

Farmers National Banc Corp., (NASDAQ:FMNB) Canfield, Ohio, announced today that its Board of Directors has approved a share repurchase program under which the Company is authorized to repurchase up to 1,000,000 shares of its common stock exclusive of any fees, commissions or other expenses (the "Program"). Repurchases under the Program will be made periodically depending on market conditions and other factors. Kevin J. Helmick, President and CEO, stated, "We remain focused on allocating capital to support our growth strategies, dividend policy, and share repurchase programs. To date in 2023, we have repurchased approximately $5.0 million of our common stock. In addition, since 2018, when w

Earnings per diluted share of $0.39 ($0.42 excluding certain items, non-GAAP) for the fourth quarter of 2022 Loan growth of $5.2 million for the quarter, excluding PPP loans 160 consecutive quarters of profitability Efficiency ratio, (excluding certain items, non-GAAP), of 51.1% for the fourth quarter of 2022 Return on average assets, (excluding certain items, non-GAAP), was 1.36% for the fourth quarter of 2022 ROAE and ROATE, (excluding certain items, non-GAAP), 21.3% and 34.6%, respectively, for fourth quarter of 2022 Farmers National Banc Corp. ("Farmers" or the "Company") (NASDAQ:FMNB) reported today net income of $13.4 million for the three months ended December 31, 2022 c

Earnings per diluted share of $0.46 ($0.48 excluding certain items, non-GAAP) for the third quarter of 2022 Loan growth of $27.3 million for the quarter excluding PPP loans, or 4.6% on an annualized basis 159 consecutive quarters of profitability Efficiency ratio, (excluding certain items, non-GAAP), of 48.5% for the third quarter of 2022 Return on average assets, (excluding certain items, non-GAAP), was 1.55% for the third quarter of 2022 ROAE and ROATE, (excluding certain items, non-GAAP), 19.6% and 28.3%, respectively, for third quarter of 2022   Farmers National Banc Corp. ("Farmers" or the "Company") (NASDAQ:FMNB) today announced third quarter net income of $15.4 million

CANFIELD, Ohio and EMLENTON, Pa., March 24, 2022 (GLOBE NEWSWIRE) -- Farmers National Banc Corp. ("Farmers") (NASDAQ:FMNB), the holding company for The Farmers National Bank of Canfield ("Farmers Bank"), and Emclaire Financial Corp. ("Emclaire") (NASDAQ:EMCF), the holding company for The Farmers National Bank of Emlenton ("Emlenton Bank"), jointly announced today that they have entered into an agreement and plan of merger (the "Agreement"). Pursuant to the Agreement, each shareholder of Emclaire may elect to receive either $40.00 per share in cash or 2.15 shares of Farmers' common stock, subject to an overall limitation of 70% of the shares being exchanged for Farmers' shares and 30% for