Across the recent three months, 5 analysts have shared their insights on Kemper (NYSE:KMPR), expressing a variety of opinions spanning from bullish to bearish.
The following table provides a quick overview of their recent ratings, highlighting the changing sentiments over the past 30 days and comparing them to the preceding months.
| Bullish | Somewhat Bullish | Indifferent | Somewhat Bearish | Bearish | |
|---|---|---|---|---|---|
| Total Ratings | 3 | 2 | 0 | 0 | 0 |
| Last 30D | 0 | 1 | 0 | 0 | 0 |
| 1M Ago | 0 | 0 | 0 | 0 | 0 |
| 2M Ago | 1 | 0 | 0 | 0 | 0 |
| 3M Ago | 2 | 1 | 0 | 0 | 0 |
Insights from analysts' 12-month price targets are revealed, presenting an average target of $66.6, a high estimate of $72.00, and a low estimate of $60.00. This current average reflects an increase of 10.63% from the previous average price target of $60.20.
Exploring Analyst Ratings: An In-Depth Overview
The perception of Kemper by financial experts is analyzed through recent analyst actions. The following summary presents key analysts, their recent evaluations, and adjustments to ratings and price targets.
| Analyst | Analyst Firm | Action Taken | Rating | Current Price Target | Prior Price Target |
|---|---|---|---|---|---|
| Paul Newsome | Piper Sandler | Raises | Overweight | $72.00 | $66.00 |
| Brian Meredith | UBS | Raises | Buy | $65.00 | $60.00 |
| C. Gregory Peters | Raymond James | Raises | Strong Buy | $70.00 | $60.00 |
| Paul Newsome | Piper Sandler | Raises | Overweight | $66.00 | $56.00 |
| Brian Meredith | UBS | Raises | Buy | $60.00 | $59.00 |
Key Insights:
- Action Taken: Responding to changing market dynamics and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their response to recent developments related to Kemper. This offers insight into analysts' perspectives on the current state of the company.
- Rating: Analysts unravel qualitative evaluations for stocks, ranging from 'Outperform' to 'Underperform'. These ratings offer insights into expectations for the relative performance of Kemper compared to the broader market.
- Price Targets: Analysts gauge the dynamics of price targets, providing estimates for the future value of Kemper's stock. This comparison reveals trends in analysts' expectations over time.
For valuable insights into Kemper's market performance, consider these analyst evaluations alongside crucial financial indicators. Stay well-informed and make prudent decisions using our Ratings Table.
Stay up to date on Kemper analyst ratings.
Delving into Kemper's Background
Kemper Corp is a diversified insurance company that provides services in property and casualty insurance, along with life and health insurance. The company's property and casualty segment offers personal and commercial lines for home and automotive products. The company conducts its operations through two operating segments: Specialty Property & Casualty Insurance, and Life Insurance.
Financial Insights: Kemper
Market Capitalization Analysis: Reflecting a smaller scale, the company's market capitalization is positioned below industry averages. This could be attributed to factors such as growth expectations or operational capacity.
Decline in Revenue: Over the 3 months period, Kemper faced challenges, resulting in a decline of approximately -13.48% in revenue growth as of 31 December, 2023. This signifies a reduction in the company's top-line earnings. In comparison to its industry peers, the company trails behind with a growth rate lower than the average among peers in the Financials sector.
Net Margin: Kemper's net margin is below industry averages, indicating potential challenges in maintaining strong profitability. With a net margin of 4.36%, the company may face hurdles in effective cost management.
Return on Equity (ROE): Kemper's ROE falls below industry averages, indicating challenges in efficiently using equity capital. With an ROE of 2.11%, the company may face hurdles in generating optimal returns for shareholders.
Return on Assets (ROA): Kemper's ROA falls below industry averages, indicating challenges in efficiently utilizing assets. With an ROA of 0.41%, the company may face hurdles in generating optimal returns from its assets.
Debt Management: Kemper's debt-to-equity ratio surpasses industry norms, standing at 0.55. This suggests the company carries a substantial amount of debt, posing potential financial challenges.
Analyst Ratings: Simplified
Analysts work in banking and financial systems and typically specialize in reporting for stocks or defined sectors. Analysts may attend company conference calls and meetings, research company financial statements, and communicate with insiders to publish "analyst ratings" for stocks. Analysts typically rate each stock once per quarter.
Analysts may enhance their evaluations by incorporating forecasts for metrics like growth estimates, earnings, and revenue, delivering additional guidance to investors. It is vital to acknowledge that, although experts in stocks and sectors, analysts are human and express their opinions when providing insights.
This article was generated by Benzinga's automated content engine and reviewed by an editor.