Amendment: SEC Form SCHEDULE 13D/A filed by Better Home & Finance Holding Company
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549 |
SCHEDULE 13D
Under the Securities Exchange Act of 1934
(Amendment No. 1)
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Better Home & Finance Holding Co (Name of Issuer) |
Class A Common Stock, $0.0001 par value (Title of Class of Securities) |
08774B508 (CUSIP Number) |
Pine Brook Capital Partners II c/o Pine Brook Road Partners, LLC, 60 East 42nd Street, Suite 3014 New York, NY, 10165 (212) 847-4333 (Name, Address and Telephone Number of Person Authorized to Receive Notices and Communications) |
09/22/2025 (Date of Event Which Requires Filing of This Statement) |

SCHEDULE 13D
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CUSIP No. | 08774B508 |
1 |
Name of reporting person
Pine Brook Capital Partners II, L.P. | ||||||||
2 | Check the appropriate box if a member of a Group (See Instructions)
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3 | SEC use only | ||||||||
4 |
Source of funds (See Instructions)
OO | ||||||||
5 |
Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)
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6 | Citizenship or place of organization
DELAWARE
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Number of Shares Beneficially Owned by Each Reporting Person With: |
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11 | Aggregate amount beneficially owned by each reporting person
0.00 | ||||||||
12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)
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13 | Percent of class represented by amount in Row (11)
0 % | ||||||||
14 | Type of Reporting Person (See Instructions)
PN |
SCHEDULE 13D
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CUSIP No. | 08774B508 |
1 |
Name of reporting person
Pine Brook Road Associates II, L.P. | ||||||||
2 | Check the appropriate box if a member of a Group (See Instructions)
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3 | SEC use only | ||||||||
4 |
Source of funds (See Instructions)
OO | ||||||||
5 |
Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)
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6 | Citizenship or place of organization
DELAWARE
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Number of Shares Beneficially Owned by Each Reporting Person With: |
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11 | Aggregate amount beneficially owned by each reporting person
0.00 | ||||||||
12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)
![]() | ||||||||
13 | Percent of class represented by amount in Row (11)
0 % | ||||||||
14 | Type of Reporting Person (See Instructions)
PN |
SCHEDULE 13D
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CUSIP No. | 08774B508 |
1 |
Name of reporting person
Pine Brook Road Advisors, L.P. | ||||||||
2 | Check the appropriate box if a member of a Group (See Instructions)
![]() ![]() | ||||||||
3 | SEC use only | ||||||||
4 |
Source of funds (See Instructions)
OO | ||||||||
5 |
Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)
![]() | ||||||||
6 | Citizenship or place of organization
DELAWARE
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Number of Shares Beneficially Owned by Each Reporting Person With: |
| ||||||||
11 | Aggregate amount beneficially owned by each reporting person
0.00 | ||||||||
12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)
![]() | ||||||||
13 | Percent of class represented by amount in Row (11)
0 % | ||||||||
14 | Type of Reporting Person (See Instructions)
PN |
SCHEDULE 13D
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CUSIP No. | 08774B508 |
1 |
Name of reporting person
PBRA, LLC | ||||||||
2 | Check the appropriate box if a member of a Group (See Instructions)
![]() ![]() | ||||||||
3 | SEC use only | ||||||||
4 |
Source of funds (See Instructions)
OO | ||||||||
5 |
Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)
![]() | ||||||||
6 | Citizenship or place of organization
DELAWARE
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Number of Shares Beneficially Owned by Each Reporting Person With: |
| ||||||||
11 | Aggregate amount beneficially owned by each reporting person
0.00 | ||||||||
12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)
![]() | ||||||||
13 | Percent of class represented by amount in Row (11)
0 % | ||||||||
14 | Type of Reporting Person (See Instructions)
OO |
SCHEDULE 13D
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CUSIP No. | 08774B508 |
1 |
Name of reporting person
NEWMAN HOWARD H | ||||||||
2 | Check the appropriate box if a member of a Group (See Instructions)
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3 | SEC use only | ||||||||
4 |
Source of funds (See Instructions)
OO | ||||||||
5 |
Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)
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6 | Citizenship or place of organization
UNITED STATES
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Number of Shares Beneficially Owned by Each Reporting Person With: |
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11 | Aggregate amount beneficially owned by each reporting person
0.00 | ||||||||
12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)
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13 | Percent of class represented by amount in Row (11)
0 % | ||||||||
14 | Type of Reporting Person (See Instructions)
IN |
SCHEDULE 13D
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Item 1. | Security and Issuer | |
(a) | Title of Class of Securities:
Class A Common Stock, $0.0001 par value | |
(b) | Name of Issuer:
Better Home & Finance Holding Co | |
(c) | Address of Issuer's Principal Executive Offices:
1 World Trade Center, 285 Fulton St., 80th Floor, Suite A, New York,
NEW YORK
, 10007. | |
Item 1 Comment:
Pursuant to Rule 13d-2 under the Securities Exchange Act of 1934, as amended, this Amendment No. 1 to the Schedule 13D ("Amendment No. 1") amends certain items of the Schedule 13D filed with the Securities and Exchange Commission on September 1, 2023 (the "Original Schedule 13D" and, together with this Amendment No. 1, the "Schedule 13D"), relating to the Class A Common Stock, par value $0.0001 per share (the "Class A Common Stock"), of Better Home & Finance Holding Co (the "Issuer"). All capitalized terms contained herein but not otherwise defined shall have the meanings ascribed to such terms in the Schedule 13D. Except as specifically provided herein, this Amendment No. 1 does not modify any of the information previously reported in the Schedule 13D. | ||
Item 5. | Interest in Securities of the Issuer | |
(a) | Item 5(a) of the Schedule 13D is hereby amended and supplemented as follows:
As of the date hereof, the Reporting Persons may be deemed to beneficially own 0 shares of Class A Common Stock, or approximately 0% of the shares of Class A Common Stock outstanding. | |
(b) | Item 5(b) of the Schedule 13D is hereby amended and supplemented as follows:
The response to Item 5(a) of this Amendment No. 1 is incorporated herein by reference. | |
(c) | Item 5(c) of the Schedule 13D is hereby amended and supplemented as follows:
On September 22, 2025, PBCP II sold 995,660 shares of Class A Common Stock, which represented the total quantity of Class A Common Stock the Reporting Persons beneficially owned after the Issuer effected a 1-for-50 reverse stock split on August 16, 2024. The transactions in the Class A Common Stock effected by the Reporting Persons within the past sixty days are set forth in Exhibit 2 attached hereto.
Except as set forth in Exhibit 2, none of the Reporting Persons have engaged in any transactions with respect to the Class A Common Stock during the 60 days prior to the date of filing of this Amendment No. 1. | |
(e) | Item 5(e) of the Schedule 13D is hereby amended and supplemented as follows:
On September 22, 2025, the Reporting Persons ceased to beneficially own more than 5% of the shares of Class A Common Stock outstanding. | |
Item 7. | Material to be Filed as Exhibits. | |
Item 7 of the Schedule 13D is hereby amended and supplemented as follows:
Exhibit Description
Exhibit 2: Schedule of Transactions |
SIGNATURE | |
After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.
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