Atlanticus Holdings (NASDAQ:ATLC) has been analyzed by 6 analysts in the last three months, revealing a diverse range of perspectives from bullish to bearish.
The following table summarizes their recent ratings, shedding light on the changing sentiments within the past 30 days and comparing them to the preceding months.
| Bullish | Somewhat Bullish | Indifferent | Somewhat Bearish | Bearish | |
|---|---|---|---|---|---|
| Total Ratings | 1 | 4 | 1 | 0 | 0 |
| Last 30D | 1 | 0 | 0 | 0 | 0 |
| 1M Ago | 0 | 2 | 1 | 0 | 0 |
| 2M Ago | 0 | 1 | 0 | 0 | 0 |
| 3M Ago | 0 | 1 | 0 | 0 | 0 |
In the assessment of 12-month price targets, analysts unveil insights for Atlanticus Holdings, presenting an average target of $39.0, a high estimate of $45.00, and a low estimate of $33.00. Observing a 1.3% increase, the current average has risen from the previous average price target of $38.50.
Deciphering Analyst Ratings: An In-Depth Analysis
The perception of Atlanticus Holdings by financial experts is analyzed through recent analyst actions. The following summary presents key analysts, their recent evaluations, and adjustments to ratings and price targets.
| Analyst | Analyst Firm | Action Taken | Rating | Current Price Target | Prior Price Target |
|---|---|---|---|---|---|
| Vincent Caintic | BTIG | Announces | Buy | $45.00 | - |
| David Scharf | JMP Securities | Maintains | Market Outperform | $39.00 | $39.00 |
| Tim Switzer | Keefe, Bruyette & Woods | Announces | Market Perform | $33.00 | - |
| David Scharf | JMP Securities | Maintains | Market Outperform | $39.00 | $39.00 |
| David Scharf | JMP Securities | Maintains | Market Outperform | $39.00 | $39.00 |
| David Scharf | JMP Securities | Raises | Outperform | $39.00 | $37.00 |
Key Insights:
- Action Taken: Responding to changing market dynamics and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their response to recent developments related to Atlanticus Holdings. This offers insight into analysts' perspectives on the current state of the company.
- Rating: Analysts unravel qualitative evaluations for stocks, ranging from 'Outperform' to 'Underperform'. These ratings offer insights into expectations for the relative performance of Atlanticus Holdings compared to the broader market.
- Price Targets: Understanding forecasts, analysts offer estimates for Atlanticus Holdings's future value. Examining the current and prior targets provides insight into analysts' changing expectations.
To gain a panoramic view of Atlanticus Holdings's market performance, explore these analyst evaluations alongside essential financial indicators. Stay informed and make judicious decisions using our Ratings Table.
Stay up to date on Atlanticus Holdings analyst ratings.
If you are interested in following small-cap stock news and performance you can start by tracking it here.
Discovering Atlanticus Holdings: A Closer Look
Atlanticus Holdings Corp invests in the financial services industry. It provides various credit and related financial services and products to or associated with the financially underserved consumer credit market. The operating business segments are the Credit as a Service and the Auto Finance segment. It generates maximum revenue from the Credit as a Service segment.
Breaking Down Atlanticus Holdings's Financial Performance
Market Capitalization Analysis: The company exhibits a lower market capitalization profile, positioning itself below industry averages. This suggests a smaller scale relative to peers.
Positive Revenue Trend: Examining Atlanticus Holdings's financials over 3 months reveals a positive narrative. The company achieved a noteworthy revenue growth rate of 11.17% as of 31 March, 2024, showcasing a substantial increase in top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Financials sector.
Net Margin: Atlanticus Holdings's net margin surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive 28.54% net margin, the company effectively manages costs and achieves strong profitability.
Return on Equity (ROE): Atlanticus Holdings's ROE excels beyond industry benchmarks, reaching 4.9%. This signifies robust financial management and efficient use of shareholder equity capital.
Return on Assets (ROA): Atlanticus Holdings's ROA stands out, surpassing industry averages. With an impressive ROA of 0.72%, the company demonstrates effective utilization of assets and strong financial performance.
Debt Management: With a high debt-to-equity ratio of 5.0, Atlanticus Holdings faces challenges in effectively managing its debt levels, indicating potential financial strain.
How Are Analyst Ratings Determined?
Analysts work in banking and financial systems and typically specialize in reporting for stocks or defined sectors. Analysts may attend company conference calls and meetings, research company financial statements, and communicate with insiders to publish "analyst ratings" for stocks. Analysts typically rate each stock once per quarter.
Some analysts will also offer forecasts for metrics like growth estimates, earnings, and revenue to provide further guidance on stocks. Investors who use analyst ratings should note that this specialized advice comes from humans and may be subject to error.
This article was generated by Benzinga's automated content engine and reviewed by an editor.