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    BayFirst Financial Corp. filed SEC Form 8-K: Other Events, Financial Statements and Exhibits

    8/4/25 4:00:32 PM ET
    $BAFN
    Major Banks
    Finance
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    bafn-20250804
    0001649739FALSE00016497392025-08-042025-08-04

    UNITED STATES
    SECURITIES AND EXCHANGE COMMISSION
    WASHINGTON, D.C. 20549
     FORM 8-K
    CURRENT REPORT
    PURSUANT TO SECTION 13 OR 15(d)
    OF THE SECURITIES EXCHANGE ACT OF 1934
    Date of Report (Date of earliest event reported) August 4, 2025 

    BAYFIRST FINANCIAL CORP.
    (Exact name of registrant as specified in its charter)
     
     
    Florida 001-41068 59-3665079
    (State or other jurisdiction
    of incorporation)
     
    (Commission
    file number)
     
    (IRS employer
    identification no.)
    700 Central Avenue33701
    St. Petersburg, Florida
    (Zip Code)
    (Address of principal executive offices)
    (727) 440-6848
    (Registrant’s telephone number, including area code)
    Not Applicable
    (Former name or former address, if changed since last report)

    Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):  
    o
    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
    o
    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
    o
    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
    o
    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
    Securities Registered pursuant to Section 12(b) of the Act:
    Title of each class registeredTrading Symbol(s)Name of exchange on which registered
    Common StockBAFNThe Nasdaq Stock Market LLC

    Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1933 (§240.12b-2 of this chapter)
    Emerging growth company ☑
    If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐



    Item 8.01 Other Events.
    On August 4, 2025, BayFirst Financial Corp. issued a press release announcing its Bank has discontinued its Bolt loan program, effective immediately. A copy of this press release is included as Exhibit 99.1 to this report on Form 8-K.
    Item 9.01 Financial Statements and Exhibits.
      (d) Exhibits
    Exhibit Number

    Exhibit Name
    Filed Herewith
    99.1
    BayFirst Financial Corp. Press Release dated August 4, 2025
    *
    104
    Cover Page Interactive Data File (embedded within the Inline XBRL document)
    *
    The information in this report (including the exhibits) shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liability of that section, and shall not be incorporated by reference into any registration statement or other document filed under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

    SIGNATURES
    Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
    BAYFIRST FINANCIAL CORP.
    Date:August 4, 2025
    By:/s/ Scott J. McKim
    Scott J. McKim
    Chief Financial Officer


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