Across the recent three months, 9 analysts have shared their insights on Cullen/Frost Bankers (NYSE:CFR), expressing a variety of opinions spanning from bullish to bearish.
The table below offers a condensed view of their recent ratings, showcasing the changing sentiments over the past 30 days and comparing them to the preceding months.
| Bullish | Somewhat Bullish | Indifferent | Somewhat Bearish | Bearish | |
|---|---|---|---|---|---|
| Total Ratings | 1 | 1 | 5 | 2 | 0 |
| Last 30D | 0 | 0 | 0 | 1 | 0 |
| 1M Ago | 0 | 0 | 0 | 0 | 0 |
| 2M Ago | 0 | 0 | 2 | 0 | 0 |
| 3M Ago | 1 | 1 | 3 | 1 | 0 |
Analysts provide deeper insights through their assessments of 12-month price targets, revealing an average target of $118.78, a high estimate of $140.00, and a low estimate of $100.00. This current average reflects an increase of 0.24% from the previous average price target of $118.50.
Deciphering Analyst Ratings: An In-Depth Analysis
The analysis of recent analyst actions sheds light on the perception of Cullen/Frost Bankers by financial experts. The following summary presents key analysts, their recent evaluations, and adjustments to ratings and price targets.
| Analyst | Analyst Firm | Action Taken | Rating | Current Price Target | Prior Price Target |
|---|---|---|---|---|---|
| John Pancari | Evercore ISI Group | Lowers | Underperform | $100.00 | $109.00 |
| Brandon King | Truist Securities | Lowers | Hold | $115.00 | $121.00 |
| David Chiaverini | Wedbush | Maintains | Neutral | $115.00 | $115.00 |
| Jon Arfstrom | RBC Capital | Maintains | Sector Perform | $118.00 | - |
| Casey Haire | Jefferies | Raises | Hold | $121.00 | $119.00 |
| Steven Alexopoulos | JP Morgan | Raises | Overweight | $140.00 | $135.00 |
| Brandon King | Truist Securities | Raises | Hold | $121.00 | $114.00 |
| Peter Winter | DA Davidson | Maintains | Buy | $126.00 | $126.00 |
| John Pancari | Evercore ISI Group | Raises | Underperform | $113.00 | $109.00 |
Key Insights:
- Action Taken: Analysts frequently update their recommendations based on evolving market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to Cullen/Frost Bankers. This information provides a snapshot of how analysts perceive the current state of the company.
- Rating: Analysts unravel qualitative evaluations for stocks, ranging from 'Outperform' to 'Underperform'. These ratings offer insights into expectations for the relative performance of Cullen/Frost Bankers compared to the broader market.
- Price Targets: Gaining insights, analysts provide estimates for the future value of Cullen/Frost Bankers's stock. This comparison reveals trends in analysts' expectations over time.
Considering these analyst evaluations in conjunction with other financial indicators can offer a comprehensive understanding of Cullen/Frost Bankers's market position. Stay informed and make well-informed decisions with our Ratings Table.
Stay up to date on Cullen/Frost Bankers analyst ratings.
About Cullen/Frost Bankers
Cullen/Frost Bankers is a financial holding company, The company offer commercial and consumer banking services, as well as trust and investment management, insurance, brokerage, mutual funds, leasing, treasury management, capital markets advisory and item processing services across Texas in the Austin, Corpus Christi, Dallas, Fort Worth, Houston, Permian Basin, Rio Grande Valley, and San Antonio regions.
Cullen/Frost Bankers's Financial Performance
Market Capitalization: Indicating a reduced size compared to industry averages, the company's market capitalization poses unique challenges.
Negative Revenue Trend: Examining Cullen/Frost Bankers's financials over 3 months reveals challenges. As of 31 March, 2024, the company experienced a decline of approximately -0.72% in revenue growth, reflecting a decrease in top-line earnings. As compared to its peers, the company achieved a growth rate higher than the average among peers in Financials sector.
Net Margin: Cullen/Frost Bankers's net margin is below industry averages, indicating potential challenges in maintaining strong profitability. With a net margin of 26.4%, the company may face hurdles in effective cost management.
Return on Equity (ROE): Cullen/Frost Bankers's ROE surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive 3.75% ROE, the company effectively utilizes shareholder equity capital.
Return on Assets (ROA): Cullen/Frost Bankers's ROA excels beyond industry benchmarks, reaching 0.26%. This signifies efficient management of assets and strong financial health.
Debt Management: Cullen/Frost Bankers's debt-to-equity ratio is below industry norms, indicating a sound financial structure with a ratio of 0.06.
How Are Analyst Ratings Determined?
Within the domain of banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their work involves attending company conference calls and meetings, researching company financial statements, and communicating with insiders to publish "analyst ratings" for stocks. Analysts typically assess and rate each stock once per quarter.
Analysts may supplement their ratings with predictions for metrics like growth estimates, earnings, and revenue, offering investors a more comprehensive outlook. However, investors should be mindful that analysts, like any human, can have subjective perspectives influencing their forecasts.
This article was generated by Benzinga's automated content engine and reviewed by an editor.