Chubb Reports Fourth Quarter Net Income of $3.21 Billion, Up 24.7%, and Core Operating Income of $2.98 Billion, Up 21.7%; Consolidated Net Premiums Written of $13.1 Billion, Up 8.9%, with P&C and Life Insurance Up 7.7% and 16.9%; Record P&C Combined Ratio of 81.2%; Full-Year Record Net Income of $10.31 Billion, Up 11.2%, and Record Core Operating Income of $9.95 Billion, Up 8.9%; Consolidated Net Premiums Written of $54.8 Billion, Up 6.6%, with P&C and Life Insurance Up 5.4% and 15.1%; Record P&C Combined R