Co-Founder King Ryan A covered exercise/tax liability with 4,175 shares, disposed of 15,455,019 shares and acquired 15,411,169 shares, decreasing direct ownership by 2% to 196,900 units (SEC Form 4)

6/13/25 7:43:13 PM ET

$CHYM

Finance: Consumer Services

Finance

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SEC FORM 4 SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

King Ryan A

(Last)

(First)

(Middle)

C/O CHIME FINANCIAL, INC.

101 CALIFORNIA STREET, SUITE 500

(Street)

SAN FRANCISCO

94111

(City)

(State)

(Zip)

2. Issuer Name and Ticker or Trading Symbol
Chime Financial, Inc. [ CHYM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Co-Founder

3. Date of Earliest Transaction (Month/Day/Year)
06/12/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	06/12/2025		F		4,175⁽¹⁾	D	$27	196,900⁽²⁾⁽³⁾	D
Common Stock	06/13/2025		J⁽⁴⁾		196,900	D	⁽⁴⁾	0	D
Common Stock	06/13/2025		J⁽⁴⁾		12,183,739	D	⁽⁴⁾	0	I	See footnote⁽⁵⁾
Common Stock	06/13/2025		J⁽⁴⁾		900,000	D	⁽⁴⁾	0	I	See footnote⁽⁶⁾
Common Stock	06/13/2025		J⁽⁴⁾		900,000	D	⁽⁴⁾	0	I	See footnote⁽⁷⁾
Common Stock	06/13/2025		J⁽⁴⁾		303,930	D	⁽⁴⁾	0	I	See footnote⁽⁸⁾
Common Stock	06/13/2025		J⁽⁴⁾		225,000	D	⁽⁴⁾	0	I	See footnote⁽⁹⁾
Common Stock	06/13/2025		J⁽⁴⁾		87,700	D	⁽⁴⁾	0	I	See footnote⁽¹⁰⁾
Common Stock	06/13/2025		J⁽⁴⁾		87,700	D	⁽⁴⁾	0	I	See footnote⁽¹¹⁾
Common Stock	06/13/2025		J⁽⁴⁾		87,700	D	⁽⁴⁾	0	I	See footnote⁽¹²⁾
Common Stock	06/13/2025		J⁽⁴⁾		87,700	D	⁽⁴⁾	0	I	See footnote⁽¹³⁾
Common Stock	06/13/2025		J⁽⁴⁾		87,700	D	⁽⁴⁾	0	I	See footnote⁽¹⁴⁾
Common Stock	06/13/2025		J⁽⁴⁾		87,700	D	⁽⁴⁾	0	I	See footnote⁽¹⁵⁾
Common Stock	06/13/2025		J⁽⁴⁾		87,700	D	⁽⁴⁾	0	I	See footnote⁽¹⁶⁾
Common Stock	06/13/2025		J⁽⁴⁾		87,700	D	⁽⁴⁾	0	I	See footnote⁽¹⁷⁾
Common Stock	06/13/2025		J⁽⁴⁾		43,850	D	⁽⁴⁾	0	I	See footnote⁽¹⁸⁾
Class A Common Stock	06/13/2025		J⁽⁴⁾		196,900	A	⁽⁴⁾	196,900⁽²⁾⁽¹⁹⁾	D
Class A Common Stock	06/13/2025		J⁽⁴⁾		12,183,739	A	⁽⁴⁾	12,183,739	I	See footnote⁽⁵⁾
Class A Common Stock	06/13/2025		J⁽⁴⁾		900,000	A	⁽⁴⁾	900,000	I	See footnote⁽⁶⁾
Class A Common Stock	06/13/2025		J⁽⁴⁾		900,000	A	⁽⁴⁾	900,000	I	See footnote⁽⁷⁾
Class A Common Stock	06/13/2025		J⁽⁴⁾		303,930	A	⁽⁴⁾	303,930	I	See footnote⁽⁸⁾
Class A Common Stock	06/13/2025		J⁽⁴⁾		225,000	A	⁽⁴⁾	225,000	I	See footnote⁽⁹⁾
Class A Common Stock	06/13/2025		J⁽⁴⁾		87,700	A	⁽⁴⁾	87,700	I	See footnote⁽¹⁰⁾
Class A Common Stock	06/13/2025		J⁽⁴⁾		87,700	A	⁽⁴⁾	87,700	I	See footnote⁽¹¹⁾
Class A Common Stock	06/13/2025		J⁽⁴⁾		87,700	A	⁽⁴⁾	87,700	I	See footnote⁽¹²⁾
Class A Common Stock	06/13/2025		J⁽⁴⁾		87,700	A	⁽⁴⁾	87,700	I	See footnote⁽¹³⁾
Class A Common Stock	06/13/2025		J⁽⁴⁾		87,700	A	⁽⁴⁾	87,700	I	See footnote⁽¹⁴⁾
Class A Common Stock	06/13/2025		J⁽⁴⁾		87,700	A	⁽⁴⁾	87,700	I	See footnote⁽¹⁵⁾
Class A Common Stock	06/13/2025		J⁽⁴⁾		87,700	A	⁽⁴⁾	87,700	I	See footnote⁽¹⁶⁾
Class A Common Stock	06/13/2025		J⁽⁴⁾		87,700	A	⁽⁴⁾	87,700	I	See footnote⁽¹⁷⁾

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Class B Common Stock	⁽²⁰⁾	06/13/2025		J⁽²¹⁾		21,899		⁽²⁰⁾	⁽²⁰⁾	Class A Common Stock	21,899	⁽²¹⁾	21,899	D
Class B Common Stock	⁽²⁰⁾	06/13/2025		J⁽²¹⁾		12,183,739		⁽²⁰⁾	⁽²⁰⁾	Class A Common Stock	12,183,739	⁽²¹⁾	12,183,739	I	See footnote⁽⁵⁾
Class B Common Stock	⁽²⁰⁾	06/13/2025		J⁽²¹⁾		900,000		⁽²⁰⁾	⁽²⁰⁾	Class A Common Stock	900,000	⁽²¹⁾	900,000	I	See footnote⁽⁶⁾
Class B Common Stock	⁽²⁰⁾	06/13/2025		J⁽²¹⁾		900,000		⁽²⁰⁾	⁽²⁰⁾	Class A Common Stock	900,000	⁽²¹⁾	900,000	I	See footnote⁽⁷⁾
Class B Common Stock	⁽²⁰⁾	06/13/2025		J⁽²¹⁾		303,930		⁽²⁰⁾	⁽²⁰⁾	Class A Common Stock	303,930	⁽²¹⁾	303,930	I	See footnote⁽⁸⁾
Class B Common Stock	⁽²⁰⁾	06/13/2025		J⁽²¹⁾		225,000		⁽²⁰⁾	⁽²⁰⁾	Class A Common Stock	225,000	⁽²¹⁾	225,000	I	See footnote⁽⁹⁾
Class B Common Stock	⁽⁴⁾	06/13/2025		J⁽²¹⁾		87,700		⁽⁴⁾	⁽⁴⁾	Class A Common Stock	87,700	⁽²¹⁾	87,700	I	See footnote⁽¹⁰⁾
Class B Common Stock	⁽²⁰⁾	06/13/2025		J⁽²¹⁾		87,700		⁽⁴⁾	⁽⁴⁾	Class A Common Stock	87,700	⁽²¹⁾	87,700	I	See footnote⁽¹¹⁾
Class B Common Stock	⁽²⁰⁾	06/13/2025		J⁽²¹⁾		87,700		⁽²⁰⁾	⁽²⁰⁾	Class A Common Stock	87,700	⁽²¹⁾	87,700	I	See footnote⁽¹²⁾
Class B Common Stock	⁽²⁰⁾	06/13/2025		J⁽²¹⁾		87,700		⁽²⁰⁾	⁽²⁰⁾	Class A Common Stock	87,700	⁽²¹⁾	87,700	I	See footnote⁽¹³⁾
Class B Common Stock	⁽²⁰⁾	06/13/2025		J⁽²¹⁾		87,700		⁽²⁰⁾	⁽²⁰⁾	Class A Common Stock	87,700	⁽²¹⁾	87,700	I	See footnote⁽¹⁴⁾
Class B Common Stock	⁽²⁰⁾	06/13/2025		J⁽²¹⁾		87,700		⁽²⁰⁾	⁽²⁰⁾	Class A Common Stock	87,700	⁽²¹⁾	87,700	I	See footnote⁽¹⁵⁾
Class B Common Stock	⁽²⁰⁾	06/13/2025		J⁽²¹⁾		87,700		⁽²⁰⁾	⁽²⁰⁾	Class A Common Stock	87,700	⁽²¹⁾	87,700	I	See footnote⁽¹⁶⁾
Class B Common Stock	⁽²⁰⁾	06/13/2025		J⁽²¹⁾		87,700		⁽²⁰⁾	⁽²⁰⁾	Class A Common Stock	87,700	⁽²¹⁾	87,700	I	See footnote⁽¹⁷⁾
Class B Common Stock	⁽²⁰⁾	06/13/2025		J⁽²¹⁾		43,850		⁽²⁰⁾	⁽²⁰⁾	Class A Common Stock	43,850	⁽²¹⁾	43,850	I	See footnote⁽¹⁸⁾
Employee Stock Option (Right to Buy)	$7.67	06/13/2025		J⁽²²⁾			2,367,925	⁽²³⁾	01/27/2030	Common Stock	2,367,925	⁽²²⁾	0	D
Employee Stock Option (Right to Buy)	$7.67	06/13/2025		J⁽²²⁾		2,367,925		⁽²³⁾	01/27/2030	Class A Common Stock	2,367,925	⁽²²⁾	2,367,925	D
Employee Stock Option (Right to Buy)	$13.89	06/13/2025		J⁽²²⁾			885,602	⁽²⁴⁾	03/28/2033	Common Stock	885,602	⁽²²⁾	0	D
Employee Stock Option (Right to Buy)	$13.89	06/13/2025		J⁽²²⁾		885,602		⁽²⁴⁾	03/28/2033	Class A Common Stock	885,602	⁽²²⁾	885,602	D
Employee Stock Option (Right to Buy	$17.35	06/13/2025		J⁽²²⁾			700,000	⁽²⁵⁾	03/29/2034	Common Stock	700,000	⁽²²⁾	0	D
Employee Stock Option (Right to Buy)	$17.35	06/13/2025		J⁽²²⁾		700,000		⁽²⁵⁾	03/29/2034	Class A Common Stock	700,000	⁽²²⁾	700,000	D
Employee Stock Option (Right to Buy	$17.35	06/13/2025		J⁽²²⁾			200,000	⁽²⁵⁾	03/29/2034	Common Stock	200,000	⁽²²⁾	0	D
Employee Stock Option (Right to Buy)	$17.35	06/13/2025		J⁽²²⁾		200,000		⁽²⁵⁾	03/29/2034	Class A Common Stock	200,000	⁽²²⁾	200,000	D
Performance Stock Units	⁽²⁶⁾⁽²⁷⁾	06/13/2025		J⁽²⁷⁾			600,000	⁽²⁸⁾	⁽²⁸⁾	Common Stock	600,000	⁽²⁷⁾	0	D
Performance Stock Units	⁽²⁷⁾⁽²⁹⁾	06/13/2025		J⁽²⁷⁾		600,000		⁽²⁸⁾	⁽²⁸⁾	Class A Common Stock	600,000	⁽²⁷⁾	600,000	D

Explanation of Responses:

1. These shares have been withheld by the Issuer, in an exempt disposition to the Issuer under Rule 16b-3(e), to satisfy its income tax withholding and remittance obligations in connection with the net settlement of restricted stock units ("RSUs") pursuant to the Issuer's initial public offering of Class A Common Stock (the "IPO").

2. Immediately prior to the completion of the IPO, each share of Common Stock was automatically reclassified into one share of Class A Common Stock and each share of Class A Common Stock issued following the vesting and settlement of an RSU may be exchanged at a 1:1 ratio for a share of Class B Common Stock at the election of the holder.

3. Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

4. Pursuant to a reclassification exempt under Rule 16b-7, each share of Common Stock was automatically reclassified into one share of Class A Common Stock immediately prior to the completion of the Issuer's IPO.

5. The shares are held by the King Family Trust, for which the Reporting Person serves as attorney-in-fact.

6. The shares are held by King Irrevocable Trust A, for which the Reporting Person serves as attorney-in-fact.

7. The shares are held by King Irrevocable Trust M, for which the Reporting Person serves as attorney-in-fact.

8. The shares are held by Peninsula Living Trust, for which the Reporting Person serves as attorney-in-fact.

9. The shares are held by King Grantor Trust MV, for which the Reporting Person serves as attorney-in-fact.

10. The shares are held by King Gift Trust AK, for which the Reporting Person serves as attorney-in-fact.

11. The shares are held by King Gift Trust AV, for which the Reporting Person serves as attorney-in-fact.

12. The shares are held by King Gift Trust CV, for which the Reporting Person serves as attorney-in-fact.

13. The shares are held by King Gift Trust EK, for which the Reporting Person serves as attorney-in-fact.

14. The shares are held by King Gift Trust LK, for which the Reporting Person serves as attorney-in-fact.

15. The shares are held by King Gift Trust MK, for which the Reporting Person serves as attorney-in-fact.

16. The shares are held by King Gift Trust NV, for which the Reporting Person serves as attorney-in-fact.

17. The shares are held by King Gift Trust SK, for which the Reporting Person serves as attorney-in-fact.

18. The shares are held by Maureen Vergara, a member of the Reporting Person's family.

19. Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions.

20. Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

21. Following the reclassification of Common Stock into Class A Common Stock, all shares of Class A Common Stock were exchanged at a 1:1 ratio for shares of Class B Common Stock in a transaction previously approved by the Issuer's board of directors.

22. Immediately prior to the completion of the IPO, each share of Common Stock was automatically reclassified into one share of Class A Common Stock and upon exercise of the option, such shares of Class A Common Stock may be exchanged at a 1:1 ratio for shares of Class B Common Stock at the election of the holder.

23. All of the shares subject to the option are fully vested and exercisable as of the date hereof.

24. This option, originally for 900,000 shares, vested as to 1/48th of the shares on April 29, 2023 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date.

25. 1/48th of the shares subject to the option vested on March 15, 2024 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date.

26. Each performance stock unit ("PSU") represents a contingent right to receive one share of the Issuer's Common Stock, subject to the applicable vesting schedule and conditions.

27. Immediately prior to the completion of the IPO, each share of Common Stock was automatically reclassified into one share of Class A Common Stock and each share of Class A Common Stock issued following the vesting and settlement of a PSU may be exchanged at a 1:1 ratio for a share of Class B Common Stock at the election of the holder.

28. The performance stock units vest based on the Issuer's stock price performance over a performance period beginning on the first trading day immediately following a 180 calendar day period that begins on (and includes) the first trading day after the IPO and ends on the eighth anniversary of the first trading day after the IPO, subject to the Reporting Person satisfying certain service-based conditions.

29. Each PSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions.

Remarks:

Due to a 30-line item limitation in Table I, this is the first of two Forms 4 filed by the Reporting Person.

	/s/ Theresa Bloom, by power of attorney	06/13/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

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$CHYM

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1/26/2026	$29.00	Neutral	Rothschild & Co Redburn
12/11/2025	$35.00	Buy	B. Riley Securities
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Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned

1. Title of Security (Instr. 3)

2. Transaction Date (Month/Day/Year)

2A. Deemed Execution Date, if any (Month/Day/Year)

3. Transaction Code (Instr. 8)

4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)

5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)

6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)

7. Nature of Indirect Beneficial Ownership (Instr. 4)

Code

Amount

(A) or (D)

Price

Common Stock

06/12/2025

4,175⁽¹⁾

$27

196,900⁽²⁾⁽³⁾

Common Stock

06/13/2025

J⁽⁴⁾

196,900

⁽⁴⁾

Common Stock

06/13/2025

J⁽⁴⁾

12,183,739

⁽⁴⁾

See footnote⁽⁵⁾

Common Stock

06/13/2025

J⁽⁴⁾

900,000

⁽⁴⁾

See footnote⁽⁶⁾

Common Stock

06/13/2025

J⁽⁴⁾

900,000

⁽⁴⁾

See footnote⁽⁷⁾

Common Stock

06/13/2025

J⁽⁴⁾

303,930

⁽⁴⁾

See footnote⁽⁸⁾

Common Stock

06/13/2025

J⁽⁴⁾

225,000

⁽⁴⁾

See footnote⁽⁹⁾

Common Stock

06/13/2025

J⁽⁴⁾

87,700

⁽⁴⁾

See footnote⁽¹⁰⁾

Common Stock

06/13/2025

J⁽⁴⁾

87,700

⁽⁴⁾

See footnote⁽¹¹⁾

Common Stock

06/13/2025

J⁽⁴⁾

87,700

⁽⁴⁾

See footnote⁽¹²⁾

Common Stock

06/13/2025

J⁽⁴⁾

87,700

⁽⁴⁾

See footnote⁽¹³⁾

Common Stock

06/13/2025

J⁽⁴⁾

87,700

⁽⁴⁾

See footnote⁽¹⁴⁾

Common Stock

06/13/2025

J⁽⁴⁾

87,700

⁽⁴⁾

See footnote⁽¹⁵⁾

Common Stock

06/13/2025

J⁽⁴⁾

87,700

⁽⁴⁾

See footnote⁽¹⁶⁾

Common Stock

06/13/2025

J⁽⁴⁾

87,700

⁽⁴⁾

See footnote⁽¹⁷⁾

Common Stock

06/13/2025

J⁽⁴⁾

43,850

⁽⁴⁾

See footnote⁽¹⁸⁾

Class A Common Stock

06/13/2025

J⁽⁴⁾

196,900

⁽⁴⁾

196,900⁽²⁾⁽¹⁹⁾

Class A Common Stock

06/13/2025

J⁽⁴⁾

12,183,739

⁽⁴⁾

12,183,739

See footnote⁽⁵⁾

Class A Common Stock

06/13/2025

J⁽⁴⁾

900,000

⁽⁴⁾

900,000

See footnote⁽⁶⁾

Class A Common Stock

06/13/2025

J⁽⁴⁾

900,000

⁽⁴⁾

900,000

See footnote⁽⁷⁾

Class A Common Stock

06/13/2025

J⁽⁴⁾

303,930

⁽⁴⁾

303,930

See footnote⁽⁸⁾

Class A Common Stock

06/13/2025

J⁽⁴⁾

225,000

⁽⁴⁾

225,000

See footnote⁽⁹⁾

Class A Common Stock

06/13/2025

J⁽⁴⁾

87,700

⁽⁴⁾

87,700

See footnote⁽¹⁰⁾

Class A Common Stock

06/13/2025

J⁽⁴⁾

87,700

⁽⁴⁾

87,700

See footnote⁽¹¹⁾

Class A Common Stock

06/13/2025

J⁽⁴⁾

87,700

⁽⁴⁾

87,700

See footnote⁽¹²⁾

Class A Common Stock

06/13/2025

J⁽⁴⁾

87,700

⁽⁴⁾

87,700

See footnote⁽¹³⁾

Class A Common Stock

06/13/2025

J⁽⁴⁾

87,700

⁽⁴⁾

87,700

See footnote⁽¹⁴⁾

Class A Common Stock

06/13/2025

J⁽⁴⁾

87,700

⁽⁴⁾

87,700

See footnote⁽¹⁵⁾

Class A Common Stock

06/13/2025

J⁽⁴⁾

87,700

⁽⁴⁾

87,700

See footnote⁽¹⁶⁾

Class A Common Stock

06/13/2025

J⁽⁴⁾

87,700

⁽⁴⁾

87,700

See footnote⁽¹⁷⁾

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivative Security (Instr. 3)

2. Conversion or Exercise Price of Derivative Security

3. Transaction Date (Month/Day/Year)

3A. Deemed Execution Date, if any (Month/Day/Year)

4. Transaction Code (Instr. 8)

5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)

6. Date Exercisable and Expiration Date (Month/Day/Year)

7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)

8. Price of Derivative Security (Instr. 5)

9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)

10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)

11. Nature of Indirect Beneficial Ownership (Instr. 4)

Code

(A)

(D)

Date Exercisable

Expiration Date

Title

Amount or Number of Shares

Class B Common Stock

⁽²⁰⁾

06/13/2025

J⁽²¹⁾

21,899

⁽²⁰⁾

Class A Common Stock

21,899

⁽²¹⁾

21,899

Class B Common Stock

⁽²⁰⁾

06/13/2025

J⁽²¹⁾

12,183,739

⁽²⁰⁾

Class A Common Stock

12,183,739

⁽²¹⁾

12,183,739

See footnote⁽⁵⁾

Class B Common Stock

⁽²⁰⁾

06/13/2025

J⁽²¹⁾

900,000

⁽²⁰⁾

Class A Common Stock

900,000

⁽²¹⁾

900,000

See footnote⁽⁶⁾

Class B Common Stock

⁽²⁰⁾

06/13/2025

J⁽²¹⁾

900,000

⁽²⁰⁾

Class A Common Stock

900,000

⁽²¹⁾

900,000

See footnote⁽⁷⁾

Class B Common Stock

⁽²⁰⁾

06/13/2025

J⁽²¹⁾

303,930

⁽²⁰⁾

Class A Common Stock

303,930

⁽²¹⁾

303,930

See footnote⁽⁸⁾

Class B Common Stock

⁽²⁰⁾

06/13/2025

J⁽²¹⁾

225,000

⁽²⁰⁾

Class A Common Stock

225,000

⁽²¹⁾

225,000

See footnote⁽⁹⁾

Class B Common Stock

⁽⁴⁾

06/13/2025

J⁽²¹⁾

87,700

⁽⁴⁾

Class A Common Stock

87,700

⁽²¹⁾

87,700

See footnote⁽¹⁰⁾

Class B Common Stock

⁽²⁰⁾

06/13/2025

J⁽²¹⁾

87,700

⁽⁴⁾

Class A Common Stock

87,700

⁽²¹⁾

87,700

See footnote⁽¹¹⁾

Class B Common Stock

⁽²⁰⁾

06/13/2025

J⁽²¹⁾

87,700

⁽²⁰⁾

Class A Common Stock

87,700

⁽²¹⁾

87,700

See footnote⁽¹²⁾

Class B Common Stock

⁽²⁰⁾

06/13/2025

J⁽²¹⁾

87,700

⁽²⁰⁾

Class A Common Stock

87,700

⁽²¹⁾

87,700

See footnote⁽¹³⁾

Class B Common Stock

⁽²⁰⁾

06/13/2025

J⁽²¹⁾

87,700

⁽²⁰⁾

Class A Common Stock

87,700

⁽²¹⁾

87,700

See footnote⁽¹⁴⁾

Class B Common Stock

⁽²⁰⁾

06/13/2025

J⁽²¹⁾

87,700

⁽²⁰⁾

Class A Common Stock

87,700

⁽²¹⁾

87,700

See footnote⁽¹⁵⁾

Class B Common Stock

⁽²⁰⁾

06/13/2025

J⁽²¹⁾

87,700

⁽²⁰⁾

Class A Common Stock

87,700

⁽²¹⁾

87,700

See footnote⁽¹⁶⁾

Class B Common Stock

⁽²⁰⁾

06/13/2025

J⁽²¹⁾

87,700

⁽²⁰⁾

Class A Common Stock

87,700

⁽²¹⁾

87,700

See footnote⁽¹⁷⁾

Class B Common Stock

⁽²⁰⁾

06/13/2025

J⁽²¹⁾

43,850

⁽²⁰⁾

Class A Common Stock

43,850

⁽²¹⁾

43,850

See footnote⁽¹⁸⁾

Employee Stock Option (Right to Buy)

$7.67

06/13/2025

J⁽²²⁾

2,367,925

⁽²³⁾

01/27/2030

Common Stock

2,367,925

⁽²²⁾

Employee Stock Option (Right to Buy)

$7.67

06/13/2025

J⁽²²⁾

2,367,925

⁽²³⁾

01/27/2030

Class A Common Stock

2,367,925

⁽²²⁾

2,367,925

Employee Stock Option (Right to Buy)

$13.89

06/13/2025

J⁽²²⁾

885,602

⁽²⁴⁾

03/28/2033

Common Stock

885,602

⁽²²⁾

Employee Stock Option (Right to Buy)

$13.89

06/13/2025

J⁽²²⁾

885,602

⁽²⁴⁾

03/28/2033

Class A Common Stock

885,602

⁽²²⁾

885,602

Employee Stock Option (Right to Buy

$17.35

06/13/2025

J⁽²²⁾

700,000

⁽²⁵⁾

03/29/2034

Common Stock

700,000

⁽²²⁾

Employee Stock Option (Right to Buy)

$17.35

06/13/2025

J⁽²²⁾

700,000

⁽²⁵⁾

03/29/2034

Class A Common Stock

700,000

⁽²²⁾

700,000

Employee Stock Option (Right to Buy

$17.35

06/13/2025

J⁽²²⁾

200,000

⁽²⁵⁾

03/29/2034

Common Stock

200,000

⁽²²⁾

Employee Stock Option (Right to Buy)

$17.35

06/13/2025

J⁽²²⁾

200,000

⁽²⁵⁾

03/29/2034

Class A Common Stock

200,000

⁽²²⁾

200,000

Performance Stock Units

⁽²⁶⁾⁽²⁷⁾

06/13/2025

J⁽²⁷⁾

600,000

⁽²⁸⁾

Common Stock

600,000

⁽²⁷⁾

Performance Stock Units

⁽²⁷⁾⁽²⁹⁾

06/13/2025

J⁽²⁷⁾

600,000

⁽²⁸⁾

Class A Common Stock

600,000

⁽²⁷⁾

600,000

Recent Analyst Ratings for

$CHYM

Date	Price Target	Rating	Analyst
1/26/2026	$29.00	Neutral	Rothschild & Co Redburn
12/11/2025	$35.00	Buy	B. Riley Securities
12/1/2025	$27.00	Neutral → Buy	Goldman
11/3/2025	$17.00	Hold	Jefferies
9/30/2025	$34.00	Buy	Arete
7/17/2025		Hold	Deutsche Bank
7/8/2025	$42.00	Outperform	Keefe Bruyette
7/7/2025	$35.00	Hold	Deutsche Bank

More analyst ratings

Co-Founder King Ryan A covered exercise/tax liability with 4,175 shares, disposed of 15,455,019 shares and acquired 15,411,169 shares, decreasing direct ownership by 2% to 196,900 units (SEC Form 4)

Crush Q1 2026 with the Best AI Superconnector

Recent Analyst Ratings for
$CHYM

Co-Founder King Ryan A covered exercise/tax liability with 4,175 shares, disposed of 15,455,019 shares and acquired 15,411,169 shares, decreasing direct ownership by 2% to 196,900 units (SEC Form 4)

Crush Q1 2026 with the Best AI Superconnector

Recent Analyst Ratings for
$CHYM

$CHYM
Analyst Ratings

Rothschild & Co Redburn initiated coverage on Chime with a new price target

B. Riley Securities initiated coverage on Chime with a new price target

Chime upgraded by Goldman with a new price target

$CHYM
Insider Trading

Director Feuille James was granted 4,934 shares, increasing direct ownership by 65% to 12,562 units (SEC Form 4)

Director Dunne James J. Iii was granted 2,902 shares, increasing direct ownership by 4% to 74,197 units (SEC Form 4)

Chief Executive Officer Britt Christopher R converted options into 50,000 shares and sold $1,402,825 worth of shares (50,000 units at $28.06) (SEC Form 4)

$CHYM
Press Releases

Chime to Participate in Upcoming Investor Conferences

Chime to Announce Fourth Quarter and Full Year 2025 Financial Results on February 25, 2026

New Research Shows Employers Now Expect Earned Wage Access to Be Free--and a Part of a Broader Financial Wellness Strategy

$CHYM
Insider Purchases

$CHYM
SEC Filings

Director Marshall Cynthia disposed of 63,667 shares, acquired 63,667 shares and bought $60,750 worth of shares (2,250 units at $27.00), increasing direct ownership by 2% to 65,167 units (SEC Form 4)

SEC Form 144 filed by Chime Financial Inc.

SEC Form 144 filed by Chime Financial Inc.

SEC Form 144 filed by Chime Financial Inc.

$CHYM
Financials

Chime to Announce Fourth Quarter and Full Year 2025 Financial Results on February 25, 2026

Chime to Announce Third Quarter 2025 Financial Results on November 5, 2025

Chime Announces Time Change of Second Quarter 2025 Earnings Conference Call

Co-Founder King Ryan A covered exercise/tax liability with 4,175 shares, disposed of 15,455,019 shares and acquired 15,411,169 shares, decreasing direct ownership by 2% to 196,900 units (SEC Form 4)

Crush Q1 2026 with the Best AI Superconnector

Recent Analyst Ratings for $CHYM

Co-Founder King Ryan A covered exercise/tax liability with 4,175 shares, disposed of 15,455,019 shares and acquired 15,411,169 shares, decreasing direct ownership by 2% to 196,900 units (SEC Form 4)

Crush Q1 2026 with the Best AI Superconnector

Recent Analyst Ratings for $CHYM

$CHYM Analyst Ratings

Rothschild & Co Redburn initiated coverage on Chime with a new price target

B. Riley Securities initiated coverage on Chime with a new price target

Chime upgraded by Goldman with a new price target

$CHYM Insider Trading

Director Feuille James was granted 4,934 shares, increasing direct ownership by 65% to 12,562 units (SEC Form 4)

Director Dunne James J. Iii was granted 2,902 shares, increasing direct ownership by 4% to 74,197 units (SEC Form 4)

Chief Executive Officer Britt Christopher R converted options into 50,000 shares and sold $1,402,825 worth of shares (50,000 units at $28.06) (SEC Form 4)

$CHYM Press Releases

Chime to Participate in Upcoming Investor Conferences

Chime to Announce Fourth Quarter and Full Year 2025 Financial Results on February 25, 2026

New Research Shows Employers Now Expect Earned Wage Access to Be Free--and a Part of a Broader Financial Wellness Strategy

$CHYM Insider Purchases

$CHYM SEC Filings

Director Marshall Cynthia disposed of 63,667 shares, acquired 63,667 shares and bought $60,750 worth of shares (2,250 units at $27.00), increasing direct ownership by 2% to 65,167 units (SEC Form 4)

SEC Form 144 filed by Chime Financial Inc.

SEC Form 144 filed by Chime Financial Inc.

SEC Form 144 filed by Chime Financial Inc.

$CHYM Financials

Chime to Announce Fourth Quarter and Full Year 2025 Financial Results on February 25, 2026

Chime to Announce Third Quarter 2025 Financial Results on November 5, 2025

Chime Announces Time Change of Second Quarter 2025 Earnings Conference Call

Recent Analyst Ratings for
$CHYM

Recent Analyst Ratings for
$CHYM

$CHYM
Analyst Ratings

$CHYM
Insider Trading

$CHYM
Press Releases

$CHYM
Insider Purchases

$CHYM
SEC Filings

$CHYM
Financials