9 analysts have expressed a variety of opinions on Lincoln National (NYSE:LNC) over the past quarter, offering a diverse set of opinions from bullish to bearish.
In the table below, you'll find a summary of their recent ratings, revealing the shifting sentiments over the past 30 days and comparing them to the previous months.
| Bullish | Somewhat Bullish | Indifferent | Somewhat Bearish | Bearish | |
|---|---|---|---|---|---|
| Total Ratings | 1 | 0 | 7 | 1 | 0 |
| Last 30D | 0 | 0 | 1 | 0 | 0 |
| 1M Ago | 0 | 0 | 0 | 0 | 0 |
| 2M Ago | 1 | 0 | 2 | 0 | 0 |
| 3M Ago | 0 | 0 | 4 | 1 | 0 |
Analysts provide deeper insights through their assessments of 12-month price targets, revealing an average target of $31.22, a high estimate of $35.00, and a low estimate of $27.00. This current average reflects an increase of 8.48% from the previous average price target of $28.78.
Investigating Analyst Ratings: An Elaborate Study
The standing of Lincoln National among financial experts is revealed through an in-depth exploration of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
| Analyst | Analyst Firm | Action Taken | Rating | Current Price Target | Prior Price Target |
|---|---|---|---|---|---|
| John Barnidge | Piper Sandler | Raises | Neutral | $34.00 | $30.00 |
| Suneet Kamath | Jefferies | Raises | Buy | $34.00 | $26.00 |
| Elyse Greenspan | Wells Fargo | Lowers | Equal-Weight | $27.00 | $28.00 |
| John Barnidge | Piper Sandler | Lowers | Neutral | $30.00 | $32.00 |
| Elyse Greenspan | Wells Fargo | Raises | Equal-Weight | $28.00 | $26.00 |
| Thomas Gallagher | Evercore ISI Group | Raises | In-Line | $35.00 | $33.00 |
| Ryan Krueger | Keefe, Bruyette & Woods | Raises | Market Perform | $32.00 | $30.00 |
| John Barnidge | Piper Sandler | Raises | Neutral | $32.00 | $28.00 |
| Jimmy Bhullar | JP Morgan | Raises | Underweight | $29.00 | $26.00 |
Key Insights:
- Action Taken: Analysts respond to changes in market conditions and company performance, frequently updating their recommendations. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to Lincoln National. This information offers a snapshot of how analysts perceive the current state of the company.
- Rating: Analysts assign qualitative assessments to stocks, ranging from 'Outperform' to 'Underperform'. These ratings convey the analysts' expectations for the relative performance of Lincoln National compared to the broader market.
- Price Targets: Analysts set price targets as an estimate of a stock's future value. Comparing the current and prior price targets provides insight into how analysts' expectations have changed over time. This information can be valuable for investors seeking to understand consensus views on the stock's potential future performance.
Capture valuable insights into Lincoln National's market standing by understanding these analyst evaluations alongside pertinent financial indicators. Stay informed and make strategic decisions with our Ratings Table.
Stay up to date on Lincoln National analyst ratings.
Unveiling the Story Behind Lincoln National
Lincoln National Corp operates multiple insurance and retirement businesses. The company's operating segment includes Annuities; Retirement Plan Services; Life Insurance and Group Protection. Its products include fixed and indexed annuities, variable annuities, universal life insurance (UL), variable universal life insurance (VUL), linked-benefit UL and VUL, indexed universal life insurance (IUL), term life insurance, employer-sponsored retirement plans and services, and group life, disability and dental.
Lincoln National's Financial Performance
Market Capitalization Analysis: Below industry benchmarks, the company's market capitalization reflects a smaller scale relative to peers. This could be attributed to factors such as growth expectations or operational capacity.
Revenue Growth: Lincoln National's remarkable performance in 3 months is evident. As of 31 March, 2024, the company achieved an impressive revenue growth rate of 7.75%. This signifies a substantial increase in the company's top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Financials sector.
Net Margin: Lincoln National's net margin is impressive, surpassing industry averages. With a net margin of 28.87%, the company demonstrates strong profitability and effective cost management.
Return on Equity (ROE): Lincoln National's ROE excels beyond industry benchmarks, reaching 19.06%. This signifies robust financial management and efficient use of shareholder equity capital.
Return on Assets (ROA): Lincoln National's ROA is below industry standards, pointing towards difficulties in efficiently utilizing assets. With an ROA of 0.31%, the company may encounter challenges in delivering satisfactory returns from its assets.
Debt Management: Lincoln National's debt-to-equity ratio is notably higher than the industry average. With a ratio of 0.95, the company relies more heavily on borrowed funds, indicating a higher level of financial risk.
The Core of Analyst Ratings: What Every Investor Should Know
Ratings come from analysts, or specialists within banking and financial systems that report for specific stocks or defined sectors (typically once per quarter for each stock). Analysts usually derive their information from company conference calls and meetings, financial statements, and conversations with important insiders to reach their decisions.
Analysts may enhance their evaluations by incorporating forecasts for metrics like growth estimates, earnings, and revenue, delivering additional guidance to investors. It is vital to acknowledge that, although experts in stocks and sectors, analysts are human and express their opinions when providing insights.
This article was generated by Benzinga's automated content engine and reviewed by an editor.