Deep Dive Into Cincinnati Financial Stock: Analyst Perspectives (4 Ratings)
Analysts' ratings for Cincinnati Financial (NASDAQ:CINF) over the last quarter vary from bullish to bearish, as provided by 4 analysts.
In the table below, you'll find a summary of their recent ratings, revealing the shifting sentiments over the past 30 days and comparing them to the previous months.
| Bullish | Somewhat Bullish | Indifferent | Somewhat Bearish | Bearish | |
|---|---|---|---|---|---|
| Total Ratings | 1 | 1 | 2 | 0 | 0 |
| Last 30D | 1 | 0 | 0 | 0 | 0 |
| 1M Ago | 0 | 0 | 0 | 0 | 0 |
| 2M Ago | 0 | 0 | 0 | 0 | 0 |
| 3M Ago | 0 | 1 | 2 | 0 | 0 |
Analysts provide deeper insights through their assessments of 12-month price targets, revealing an average target of $130.0, a high estimate of $143.00, and a low estimate of $116.00. This upward trend is apparent, with the current average reflecting a 2.1% increase from the previous average price target of $127.33.
Diving into Analyst Ratings: An In-Depth Exploration
The standing of Cincinnati Financial among financial experts is revealed through an in-depth exploration of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
| Analyst | Analyst Firm | Action Taken | Rating | Current Price Target | Prior Price Target |
|---|---|---|---|---|---|
| Michael Ward | Citigroup | Announces | Buy | $135.00 | $126.00 |
| Charlie Lederer | Citigroup | Raises | Neutral | $126.00 | $120.00 |
| Meyer Shields | Keefe, Bruyette & Woods | Raises | Outperform | $143.00 | $136.00 |
| Paul Newsome | Piper Sandler | Maintains | Neutral | $116.00 | - |
Key Insights:
- Action Taken: Analysts frequently update their recommendations based on evolving market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to Cincinnati Financial. This information provides a snapshot of how analysts perceive the current state of the company.
- Rating: Gaining insights, analysts provide qualitative assessments, ranging from 'Outperform' to 'Underperform'. These ratings reflect expectations for the relative performance of Cincinnati Financial compared to the broader market.
- Price Targets: Analysts gauge the dynamics of price targets, providing estimates for the future value of Cincinnati Financial's stock. This comparison reveals trends in analysts' expectations over time.
To gain a panoramic view of Cincinnati Financial's market performance, explore these analyst evaluations alongside essential financial indicators. Stay informed and make judicious decisions using our Ratings Table.
Stay up to date on Cincinnati Financial analyst ratings.
All You Need to Know About Cincinnati Financial
Cincinnati Financial Corp is a property and casualty insurance company that generates income through written premiums. A select group of independent agencies actively markets the company's business, home, and automotive insurance within their communities. These agents offer the company's personal lines as well as its standard market, excess, and surplus commercial line policies in many regions in the United States. Cincinnati Financial also offers leasing and financing services. The company operates in segments: Commercial lines insurance, Personal lines insurance, and Excess and surplus lines insurance, Life insurance, and Investments. The vast majority of the company's revenue is generated through commercial lines, followed by personal lines.
Cincinnati Financial: Delving into Financials
Market Capitalization Analysis: Reflecting a smaller scale, the company's market capitalization is positioned below industry averages. This could be attributed to factors such as growth expectations or operational capacity.
Revenue Growth: Cincinnati Financial's revenue growth over a period of 3 months has been noteworthy. As of 31 March, 2024, the company achieved a revenue growth rate of approximately 30.97%. This indicates a substantial increase in the company's top-line earnings. As compared to its peers, the company achieved a growth rate higher than the average among peers in Financials sector.
Net Margin: Cincinnati Financial's financial strength is reflected in its exceptional net margin, which exceeds industry averages. With a remarkable net margin of 25.72%, the company showcases strong profitability and effective cost management.
Return on Equity (ROE): Cincinnati Financial's ROE surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive 6.1% ROE, the company effectively utilizes shareholder equity capital.
Return on Assets (ROA): Cincinnati Financial's financial strength is reflected in its exceptional ROA, which exceeds industry averages. With a remarkable ROA of 2.27%, the company showcases efficient use of assets and strong financial health.
Debt Management: Cincinnati Financial's debt-to-equity ratio is below industry norms, indicating a sound financial structure with a ratio of 0.07.
The Core of Analyst Ratings: What Every Investor Should Know
Experts in banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their comprehensive research involves attending company conference calls and meetings, analyzing financial statements, and engaging with insiders to generate what are known as analyst ratings for stocks. Typically, analysts assess and rate each stock once per quarter.
Some analysts also offer predictions for helpful metrics such as earnings, revenue, and growth estimates to provide further guidance as to what to do with certain tickers. It is important to keep in mind that while stock and sector analysts are specialists, they are also human and can only forecast their beliefs to traders.
This article was generated by Benzinga's automated content engine and reviewed by an editor.