• Live Feeds
    • Press Releases
    • Insider Trading
    • FDA Approvals
    • Analyst Ratings
    • Insider Trading
    • SEC filings
    • Market insights
  • Analyst Ratings
  • Alerts
  • Subscriptions
  • Settings
  • RSS Feeds
Quantisnow Logo
  • Live Feeds
    • Press Releases
    • Insider Trading
    • FDA Approvals
    • Analyst Ratings
    • Insider Trading
    • SEC filings
    • Market insights
  • Analyst Ratings
  • Alerts
  • Subscriptions
  • Settings
  • RSS Feeds
PublishDashboard
    Quantisnow Logo

    © 2025 quantisnow.com
    Democratizing insights since 2022

    Services
    Live news feedsRSS FeedsAlertsPublish with Us
    Company
    AboutQuantisnow PlusContactJobsAI employees
    Legal
    Terms of usePrivacy policyCookie policy

    Director Landy R Joseph gifted 20 units of COMMON CLASS, decreasing direct ownership by 0.07% to 27,323 units (SEC Form 4)

    5/30/25 8:26:01 AM ET
    $CZFS
    Major Banks
    Finance
    Get the next $CZFS alert in real time by email
    SEC FORM 4 SEC Form 4
    FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
    Washington, D.C. 20549

    STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

    Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
    or Section 30(h) of the Investment Company Act of 1940
    OMB APPROVAL
    OMB Number: 3235-0287
    Estimated average burden
    hours per response: 0.5
      
    Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
      
    Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
    1. Name and Address of Reporting Person*
    LANDY R JOSEPH

    (Last) (First) (Middle)
    741 SOUTH MAIN STREET

    (Street)
    ATHENS PA 18810

    (City) (State) (Zip)
    2. Issuer Name and Ticker or Trading Symbol
    CITIZENS FINANCIAL SERVICES INC [ CZFS ]
    5. Relationship of Reporting Person(s) to Issuer
    (Check all applicable)
    X Director 10% Owner
    Officer (give title below) Other (specify below)
    3. Date of Earliest Transaction (Month/Day/Year)
    05/30/2025
    4. If Amendment, Date of Original Filed (Month/Day/Year)
    6. Individual or Joint/Group Filing (Check Applicable Line)
    X Form filed by One Reporting Person
    Form filed by More than One Reporting Person
    Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
    1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
    Code V Amount (A) or (D) Price
    COMMON CLASS 05/30/2025 G 20 D $0 27,323.4524 D
    Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
    (e.g., puts, calls, warrants, options, convertible securities)
    1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
    Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
    Explanation of Responses:
    GINA MARIE BOOR FOR R. JOSEPH LANDY UNDER POWER OF ATTORNEY DATED 08/22/2022 05/30/2025
    ** Signature of Reporting Person Date
    Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
    * If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
    ** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
    Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
    Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
    Get the next $CZFS alert in real time by email

    Chat with this insight

    Save time and jump to the most important pieces.

    Recent Analyst Ratings for
    $CZFS

    DatePrice TargetRatingAnalyst
    4/30/2024$53.00Neutral → Buy
    Janney
    6/29/2023Buy → Neutral
    Janney
    More analyst ratings

    $CZFS
    Press Releases

    Fastest customizable press release news feed in the world

    See more
    • CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED FIRST QUARTER 2025 FINANCIAL RESULTS

      MANSFIELD, Pa., April 30, 2025 /PRNewswire/ -- Citizens Financial Services, Inc (NASDAQ:CZFS), parent company of First Citizens Community Bank (the "Bank"), released today its unaudited consolidated financial results for the three months ended March 31, 2025. Highlights Net income was $7.6 million for the three months ended March 31, 2025, which is 8.5% more than the net income for 2024's comparable period. The increase was driven by the increase in net interest income before the provision for credit losses of $2.0 million offset by the gain on the sale of a division known as Braavo and Bank-owned life insurance (BOLI) death benefits received in 2024. The effective tax rate for the three mo

      4/30/25 8:40:00 AM ET
      $CZFS
      Major Banks
      Finance
    • CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED FULL YEAR AND FOURTH QUARTER 2024 FINANCIAL RESULTS

      MANSFIELD, Pa., Jan. 30, 2025 /PRNewswire/ -- Citizens Financial Services, Inc. (NASDAQ:CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial results for the three months and year ended December 31, 2024. Highlights Net income was $27.8 million for 2024, which is $10.0 million, or 56.2%, more than 2024's net income due to the one-time merger and acquisition costs and the provision for credit losses on non-purchase credit deteriorated loans (the "NPC Provision") recorded in the second quarter of 2023 as a result of the acquisition of HV Bancorp, Inc., ("HVB"). The effective tax rate for 2024 was 17.4% compared to 17.2% in 2023.Net income

      1/30/25 4:25:00 PM ET
      $CZFS
      Major Banks
      Finance
    • CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED THIRD QUARTER 2024 FINANCIAL RESULTS

      MANSFIELD, Penn., Oct. 30, 2024 /PRNewswire/ -- Citizens Financial Services, Inc. (NASDAQ:CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial results for the three and nine months ended September 30, 2024. Highlights Net income for the first nine months of 2024 was $19.8 million, which was $9.6 million, or 93.1% more than net income for the nine months ended September 30, 2023 due to the one-time merger and acquisition costs and the provision for credit losses on non-purchase credit deteriorated loans (the "NPC Provision") recorded in the second quarter of 2023. The effective tax rate for the first nine months of 2024 was 17.8% compare

      10/30/24 4:15:00 PM ET
      $CZFS
      Major Banks
      Finance

    $CZFS
    Insider Purchases

    Insider purchases reveal critical bullish sentiment about the company from key stakeholders. See them live in this feed.

    See more
    • EXECUTIVE VICE PRESIDENT Guillaume Stephen J bought $871 worth of COMMON CLASS (15 units at $58.09), increasing direct ownership by 0.34% to 4,452 units (SEC Form 4)

      4 - CITIZENS FINANCIAL SERVICES INC (0000739421) (Issuer)

      6/2/25 7:24:49 AM ET
      $CZFS
      Major Banks
      Finance
    • Director Painter John P Ii bought $12,341 worth of COMMON CLASS (215 units at $57.40), increasing direct ownership by 10% to 2,402 units (SEC Form 4)

      4 - CITIZENS FINANCIAL SERVICES INC (0000739421) (Issuer)

      5/6/25 3:50:09 PM ET
      $CZFS
      Major Banks
      Finance
    • EXECUTIVE VICE PRESIDENT Guillaume Stephen J bought $747 worth of COMMON CLASS (13 units at $57.45), increasing direct ownership by 0.32% to 4,077 units (SEC Form 4)

      4 - CITIZENS FINANCIAL SERVICES INC (0000739421) (Issuer)

      3/3/25 9:52:01 AM ET
      $CZFS
      Major Banks
      Finance

    $CZFS
    Analyst Ratings

    Analyst ratings in real time. Analyst ratings have a very high impact on the underlying stock. See them live in this feed.

    See more
    • Citizens Financial Serv. upgraded by Janney with a new price target

      Janney upgraded Citizens Financial Serv. from Neutral to Buy and set a new price target of $53.00

      4/30/24 6:34:51 AM ET
      $CZFS
      Major Banks
      Finance
    • Citizens Financial Serv. downgraded by Janney

      Janney downgraded Citizens Financial Serv. from Buy to Neutral

      6/29/23 7:17:06 AM ET
      $CZFS
      Major Banks
      Finance

    $CZFS
    SEC Filings

    See more
    • Citizens Financial Services Inc. filed SEC Form 8-K: Leadership Update

      8-K - CITIZENS FINANCIAL SERVICES INC (0000739421) (Filer)

      5/22/25 8:30:26 AM ET
      $CZFS
      Major Banks
      Finance
    • SEC Form 10-Q filed by Citizens Financial Services Inc.

      10-Q - CITIZENS FINANCIAL SERVICES INC (0000739421) (Filer)

      5/8/25 6:04:17 AM ET
      $CZFS
      Major Banks
      Finance
    • Citizens Financial Services Inc. filed SEC Form 8-K: Regulation FD Disclosure, Financial Statements and Exhibits

      8-K - CITIZENS FINANCIAL SERVICES INC (0000739421) (Filer)

      4/30/25 8:30:48 AM ET
      $CZFS
      Major Banks
      Finance

    $CZFS
    Insider Trading

    Insider transactions reveal critical sentiment about the company from key stakeholders. See them live in this feed.

    See more
    • EXECUTIVE VICE PRESIDENT Guillaume Stephen J bought $871 worth of COMMON CLASS (15 units at $58.09), increasing direct ownership by 0.34% to 4,452 units (SEC Form 4)

      4 - CITIZENS FINANCIAL SERVICES INC (0000739421) (Issuer)

      6/2/25 7:24:49 AM ET
      $CZFS
      Major Banks
      Finance
    • Director Landy R Joseph gifted 20 units of COMMON CLASS, decreasing direct ownership by 0.07% to 27,323 units (SEC Form 4)

      4 - CITIZENS FINANCIAL SERVICES INC (0000739421) (Issuer)

      5/30/25 8:26:01 AM ET
      $CZFS
      Major Banks
      Finance
    • EXECUTIVE VICE PRESIDENT Guillaume Stephen J was granted 331 units of COMMON CLASS, increasing direct ownership by 8% to 4,437 units (SEC Form 4)

      4 - CITIZENS FINANCIAL SERVICES INC (0000739421) (Issuer)

      5/22/25 11:23:37 AM ET
      $CZFS
      Major Banks
      Finance

    $CZFS
    Financials

    Live finance-specific insights

    See more
    • CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED FIRST QUARTER 2025 FINANCIAL RESULTS

      MANSFIELD, Pa., April 30, 2025 /PRNewswire/ -- Citizens Financial Services, Inc (NASDAQ:CZFS), parent company of First Citizens Community Bank (the "Bank"), released today its unaudited consolidated financial results for the three months ended March 31, 2025. Highlights Net income was $7.6 million for the three months ended March 31, 2025, which is 8.5% more than the net income for 2024's comparable period. The increase was driven by the increase in net interest income before the provision for credit losses of $2.0 million offset by the gain on the sale of a division known as Braavo and Bank-owned life insurance (BOLI) death benefits received in 2024. The effective tax rate for the three mo

      4/30/25 8:40:00 AM ET
      $CZFS
      Major Banks
      Finance
    • CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED SECOND QUARTER 2024 FINANCIAL RESULT

      MANSFIELD, Pa., July 30, 2024 /PRNewswire/ -- Citizens Financial Services, Inc. (NASDAQ:CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial results for the three and six months ended June 30, 2024. Highlights The acquisition of HV Bancorp, Inc. ("HVB,") completed one year ago, has bolstered the Company's balance sheet growth and expanded its geographic reach into demographically attractive markets. The acquisition has resulted in positive increases to non-interest income driven by gains on loans sold and the gain on the sale of certain assets acquired through HVB's online lending platform known as Braavo. The Company executed the sale

      7/30/24 4:15:00 PM ET
      $CZFS
      Major Banks
      Finance
    • CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED FULL YEAR AND FOURTH QUARTER 2023 FINANCIAL RESULTS

      MANSFIELD, Pa., Jan. 30, 2024 /PRNewswire/ -- Citizens Financial Services, Inc. (NASDAQ:CZFS), parent company of First Citizens Community Bank, released today its unaudited consolidated financial results for the three months and year ended December 31, 2023. Highlights During the fourth quarter of 2023, we continued to integrate the assets and employees acquired as part of the acquisition of HV Bancorp, Inc. ("HVB") into the Company. We continue to be excited by the opportunities these markets and individuals represent for the Company. The acquisition of HVB in the first half of 2023 contributed significant growth to net interest income in the second half of 2023. Merger and acquisitions co

      1/30/24 4:15:00 PM ET
      $CZFS
      Major Banks
      Finance

    $CZFS
    Large Ownership Changes

    This live feed shows all institutional transactions in real time.

    See more
    • Amendment: SEC Form SC 13G/A filed by Citizens Financial Services Inc.

      SC 13G/A - CITIZENS FINANCIAL SERVICES INC (0000739421) (Subject)

      11/12/24 2:35:45 PM ET
      $CZFS
      Major Banks
      Finance
    • Amendment: SEC Form SC 13G/A filed by Citizens Financial Services Inc.

      SC 13G/A - CITIZENS FINANCIAL SERVICES INC (0000739421) (Subject)

      11/4/24 11:29:04 AM ET
      $CZFS
      Major Banks
      Finance