Earnix Integrates Verisk's ISO ERC™ to Accelerate Adoption for Commercial Market Lines
New Earnix Price-It Integration for Verisk‘s ISO ERC™ helps carriers cut circular implementation from months to days, retain individually implemented deviations, and strengthen regulatory readiness
Earnix, the leader in Dynamic AI for driving Intelligent Decisioning in the insurance and banking industries, today announced a new integration with Verisk that integrates Earnix's enterprise pricing & rating engine, Price-It, with Verisk's ISO Electronic Rating Content™ (ISO ERC™). This product integration enables insurance carriers to ingest Verisk's ISO rating data and rules directly into Earnix Price-It and stand up models in days rather than months. It also introduces robust deviation management and built-in impact analysis designed to accelerate adoption of new circulars, support regulatory filings, and maintain carrier-specific strategies at scale.
Carriers using manual processes might struggle to keep pace with frequent circular updates and state variations. By automating ingestion of ISO ERC content and providing tooling to persist and reapply deviations, the Earnix and Verisk collaboration is engineered to reduce rework, shorten implementation timelines, and lower the number of specialist hours required to stay current—while decreasing the likelihood of regulatory slippage.
Price-It consumes machine-readable ISO ERC content from Verisk and converts it into Earnix's native model syntax to support rapid import. From there, carriers can layer proprietary deviations without rebuilding models—then run impact analyses to quantify book-of-business effects and automate documentation for filings. The platform is designed to help teams identify what has changed between circular versions, manage versioning, and transition quickly from modeling to compliance without the need to rekey the rating information into a PAS.
"Carriers shouldn't have to choose between speed and control," said Ruth Fisk, Head of Business Development at Earnix. "Together with Verisk, we're helping insurers across commercial line markets implement Verisk's ISO ERC circulars in days, preserve their competitive deviations automatically, and file with confidence—so they can focus scarce expert time on strategy, not plumbing."
"At Verisk, our data-centered solutions help insurers turn insight into impact," commented Troy G. Smith, vice president, rating solutions, Verisk. "This integration with Earnix empowers carriers to operationalize rating content quickly and precisely, so they can meet regulatory requirements and improve financial outcomes pre-deployment. Our goal is to provide insurers with the tools they need to make smarter decisions—faster, safer, and with full control over their rating strategies."
"In a market where pricing has to keep pace with rapid change, the ability to operationalize Verisk's ISO ERC content quickly—and retain precise deviations—can help insurers to seize new opportunities as they arise in the market," added Harry Huberty, Senior Analyst at Celent. "This approach enables carriers to implement rate changes in days, quantify the impact of those changes ahead of deployment, and protect profitability while remaining filing-ready. It's a pragmatic way to turn regulatory cadence into competitive agility."
About Earnix
Earnix is the global leader in AI-driven intelligent decisioning across the risk continuum for insurance and banking. Headquartered in Boston, Massachusetts, Earnix delivers fully integrated pricing, rating, underwriting, and personalized customer engagement solutions that power smarter, faster, and more transparent decisions. By combining advanced analytics with dynamic AI – predictive, generative, and agentic modalities - Earnix enables organizations to modernize their operations, accelerate workflows, and unlock sustainable value across the enterprise.
Since 2001, leading insurers and banks in more than 35 countries have trusted Earnix to transform their businesses. With its multinational presence across the globe, and backed by investors JVP, TPG, and Insight Partners, Earnix continues to drive innovation that empowers customers to recognize risk and respond with confidence.
To learn more, visit www.earnix.com.
About Verisk
Verisk (NASDAQ:VRSK) is a leading strategic data analytics and technology partner to the global insurance industry. It empowers clients to strengthen operating efficiency, improve underwriting and claims outcomes, combat fraud and make informed decisions about global risks, including climate change, catastrophic events, sustainability and political issues. Through advanced data analytics, software, scientific research and deep industry knowledge, Verisk helps build global resilience for individuals, communities and businesses. With teams across more than 20 countries, Verisk consistently earns certification by Great Place to Work and fosters an inclusive culture where all team members feel they belong. For more, visit Verisk.com and the Verisk Newsroom.
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Paul Dobson-Brunell
Director of Communications, Earnix
[email protected]