FICO's Score A Better Future™ Program brings expert-led financial literacy sessions to select Citi branches across the U.S.

Global analytics software leader, FICO (NYSE:FICO) is hosting a series of free credit education workshops at select Citi branches nationwide through FICO's Score A Better Future™ (SABF) program. These workshops are designed to empower individuals in traditionally underserved communities with the knowledge and tools to make informed financial decisions and prepare for life milestones, such as renting an apartment, buying a home, owning a business, or advancing education.

The SABF workshops will offer expert-led guidance on understanding credit, budgeting, and long-term financial planning. Attendees will learn how to read credit reports, understand the factors that influence their FICO® Score, and take actionable steps toward their financial health. On‑site financial and credit specialists from FICO will discuss the benefits of counseling and offer guidance to help attendees plan their financial goals.

Building on the success of several previous workshops together, FICO and Citi will host a dozen free credit education events throughout 2026, with several taking place at new state-of-the-art Citi locations.

The series will kick off on Thursday, May 28, 2026, at Citi's new flagship branch located at One California Street in Downtown San Francisco. Subsequent workshops are planned for branches in states including Florida, New York, and Illinois. Interested individuals can sign up for the San Francisco event and find more information here: https://www.fico.com/sabf/.

"Making informed money decisions is essential to economic mobility and overall wellness," said Mindy Mercaldo, Head of U.S. Branch Network at Citi. "Through our collaboration with FICO, Citi is helping to deliver vital financial education directly to communities, providing individuals with the knowledge to better understand and manage their credit, build financial health, and work towards their personal goals."

A FICO-sponsored Harris poll on financial literacy underscores the urgency of these efforts: 98% of Americans — and 99% of Gen Z adults — say financial literacy is essential to financial stability, while 74% believe they'd be better off today if they had more access to personal finance education and resources.

"Your credit score is more than a number, it's a powerful indicator of financial readiness and a key that unlocks opportunity," said Jenelle Dito, vice president of Consumer Empowerment Programs and Partnerships at FICO. "SABF was created to provide people with clear and practical guidance they can use immediately. We're proud to work with Citi to help people build stronger financial futures."

Each SABF workshop is free and open to the public. Attendees are encouraged to register in advance at https://www.fico.com/sabf/.

To learn more about the Score A Better Future™ program, visit: https://www.fico.com/sabf

About Citi

Citi is a preeminent banking partner for institutions with cross-border needs, a global leader in wealth management and a valued personal bank in its home market of the United States. Citi does business in more than 180 countries and jurisdictions, providing corporations, governments, investors, institutions and individuals with a broad range of financial products and services.

Additional information may be found at www.citigroup.com | X: @Citi | LinkedIn: www.linkedin.com/company/citi | YouTube: www.youtube.com/citi | Facebook: www.facebook.com/citi Citibank, N.A. is a Member FDIC.

About Score A Better Future™

Score A Better Future is FICO's free credit education program hosted across the country to teach consumers about the key ingredients in the FICO® Score, and connect them to free, one-on-one counseling from certified not-for-profit counselors tailored to their individual financial health and goals.

About FICO

FICO (NYSE:FICO) powers decisions that help people and businesses around the world prosper. Founded in 1956, the company is a pioneer in the use of predictive analytics and data science to improve operational decisions. FICO holds more than 200 US and foreign patents on technologies that increase profitability, customer satisfaction and growth for businesses in financial services, insurance, telecommunications, health care, retail and many other industries. Using FICO solutions, businesses in more than 80 countries do everything from protecting 4 billion payment cards from fraud, to improving financial inclusion, to increasing supply chain resiliency. The FICO® Score, used by 90% of top US lenders, is the standard measure of consumer credit risk in the US and has been made available in over 40 other countries, improving risk management, credit access and transparency.

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FICO to Present Free Credit Education Workshops at Select Citi Branches