First American Mortgage Solutions Launches equiRisk™, Expanding its equiSolutions™ Product Suite for Home Equity Lending

—New Title Data-Driven Solution Helps Streamline Closing, Improve Efficiency and Identify Collateral Risks—

First American Mortgage Solutions LLC, a part of the First American family of companies, today announced the launch of equiRisk™, a new title data-driven solution designed to accelerate collateral review on home equity loans, while helping reduce title risk. With demand for home equity loans increasing, loan officers armed with the real-time, point-of-sale equiRisk title report can close more home equity loans with greater confidence.

"Today's home equity lending environment demands quick, thorough, and accurate title information to optimize every lending opportunity while mitigating common collateral risks," said Todd McGowan, Ph.D., president of First American's Lender Division. "Our equiRisk title report reflects our commitment to delivering innovative solutions that fuel increased lender operational efficiency and certainty."

Designed for use at point-of-sale for home equity or refinance transactions, equiRisk is an uninsured, title data-driven solution that delivers a concise, at-a-glance summary of key property information.

"The equiRisk title report provides an in-depth view of the property at the point a borrower applies for a loan, empowering lenders to estimate closing timelines and evaluate the collateral with ease and efficiency," said Janet Newton, senior vice president of First American Mortgage Solutions. "Loan officers can then quickly identify potential property risks in seconds, improving efficiency and ensuring that critical data is captured early in the loan process."

equiRisk provides comprehensive insights, including ownership, voluntary and involuntary liens, vesting information, property taxes, property value, HOA data, listing activity, and FEMA alerts. With equiRisk, lenders can accelerate loan processing, manage collateral risks and reduce operational costs. The new solution is available through direct loan origination system or point-of-sale integration, API, batch delivery, or via the MyFirstAm^® portal.

The addition of equiRisk adds another valuable tool to First American's equiSolutions^™ product suite, which supports all aspects of the home equity loan cycle with customizable, end-to-end solutions, including title insurance, traditional property/title reports, and valuation. More information about equiRisk and First American's range of home equity products available through the equiSolutions product suite is available here.

About First American Mortgage Solutions

First American Mortgage Solutions, a part of the First American family of companies, provides comprehensive solutions for residential lenders and servicers covering the entire loan spectrum, including complete products, micro services, and application programming interfaces (APIs). First American Mortgage Solutions, together with First American's broader capabilities, serves as a single source for title and settlement, home equity, data and analytics, fraud and verification, regulatory compliance, valuation and collateral risk, post-closing and default services. More information about First American Mortgage Solutions can be found at www.firstam.com/mortgagesolutions.

About First American

First American Financial Corporation (NYSE:FAF) is a premier provider of title, settlement and risk solutions for real estate transactions. With its combination of financial strength and stability built over more than 135 years, innovative proprietary technologies, and unmatched data assets, the company is leading the digital transformation of its industry. First American also provides data products to the title industry and other third parties; valuation products and services; mortgage subservicing; home warranty products; banking, trust and wealth management services; and other related products and services. With total revenue of $6.1 billion in 2024, the company offers its products and services directly and through its agents throughout the United States and abroad. In 2025, First American was named one of the 100 Best Companies to Work For by Great Place to Work^® and Fortune Magazine for the tenth consecutive year. More information about the company can be found at www.firstam.com.

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Media Contact:

Marcus Ginnaty

Corporate Communications

First American Financial Corporation

(714) 250-3298

Investor Contact:

Craig Barberio

Investor Relations

First American Financial Corporation

(714) 250-5214