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    First BanCorp. New filed SEC Form 8-K: Results of Operations and Financial Condition, Financial Statements and Exhibits

    10/23/25 9:30:40 AM ET
    $FBP
    Major Banks
    Finance
    Get the next $FBP alert in real time by email
    false000105770600010577062025-10-232025-10-23

    UNITED STATES
    SECURITIES AND EXCHANGE COMMISSION
    Washington, DC 20549

    Form 8-K

    CURRENT REPORT

    Pursuant to Section 13 or 15(d) of
    the Securities Exchange Act of 1934

    Date of Report (Date of Earliest Event Reported): October 23, 2025

    First BanCorp.
    (Exact Name of Registrant as Specified in its Charter)

    Puerto Rico
     001-14793
    66-0561882
    (State or Other Jurisdiction of Incorporation)
    (Commission File Number)
    (I.R.S. Employer Identification No.)

    1519 Ponce de Leon Ave.
    P.O. Box 9146
    San Juan, Puerto Rico
     
     
    00908-0146
    (Address of Principal Executive Offices)
     
    (Zip Code)

    (787) 729-8200
    (Registrant’s Telephone Number, including Area Code)

    Not applicable
    (Former name or former address, if changed since last report)

    Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

    ☐
    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

    ☐
    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

    ☐
    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

    ☐
    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

    Securities registered pursuant to Section 12(b) of the Act:
     
    Title of each class
    Trading
    Symbol(s)
    Name of each exchange on which
    registered
    Common Stock ($0.10 par value)
    FBP
    New York Stock Exchange

    Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
     
    Emerging growth company ☐
     
    If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
     


    Item 2.02
    Results of Operations and Financial Condition.

    On October 23, 2025, First BanCorp. (the “Corporation”), the bank holding company for FirstBank Puerto Rico (“FirstBank” or the “Bank”), issued a press release announcing its unaudited results of operations for the quarter ended September 30, 2025. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

    A copy of the presentation that the Corporation will use at its conference call to discuss its financial results for the quarter ended September 30, 2025 is attached hereto as Exhibit 99.2 and is incorporated herein by reference. As announced in a press release dated September 23, 2025, the call may be accessed via a live Internet webcast at 10:00 a.m. Eastern time on Thursday, October 23, 2025, through the Corporation’s investor relations website: www.fbpinvestor.com or through the dial-in telephone number 833-470-1428 or 646-844-6383. The participant access code is 304501.

    Item 9.01
    Financial Statements and Exhibits

     
    (d)
    Exhibits

    Exhibit
     
    Description of Exhibit
         
    99.1
     
    Press Release dated October 23, 2025 - First BanCorp Announces Earnings for the quarter ended September 30, 2025
         
    99.2
     
    First BanCorp Conference Call Presentation – Financial Results for the quarter ended September 30, 2025
         
    104
     
    Cover Page Interactive Data File (embedded within the Inline XBRL document).
         
       
    Exhibits 99.1 and 99.2 referenced therein, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, nor shall Exhibits 99.1 and 99.2 be deemed incorporated by reference in any filings under the Securities Act of 1933, as amended.

    2

    Exhibit Index

    Exhibit
     
    Description of Exhibit
         
    99.1
     
    Press Release dated October 23, 2025 - First BanCorp Announces Earnings for the quarter ended September 30, 2025
         
    99.2
     
    First BanCorp Conference Call Presentation – Financial Results for the quarter ended September 30, 2025
         
    104
     
    Cover Page Interactive Data File (embedded within the Inline XBRL document).
         
       
    Exhibits 99.1 and 99.2 referenced therein, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, nor shall Exhibits 99.1 and 99.2 be deemed incorporated by reference in any filings under the Securities Act of 1933, as amended.

    3

    SIGNATURE

    Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

    Date: October 23, 2025
    First BanCorp.
         
     
    By:
    /s/ Orlando Berges
     
     
    Name:
    Orlando Berges
     
    Title:
    EVP and Chief Financial Officer


    4

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