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    First Financial Bancorp. filed SEC Form 8-K: Results of Operations and Financial Condition, Financial Statements and Exhibits

    7/24/25 4:18:42 PM ET
    $FFBC
    Major Banks
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    Get the next $FFBC alert in real time by email
    ffbc-20250724
    0000708955false00007089552025-07-242025-07-240000708955exch:XNMS2025-07-242025-07-24


    UNITED STATES
    SECURITIES AND EXCHANGE COMMISSION
    Washington, D.C. 20549
     
     
    FORM 8-K
     

    CURRENT REPORT
    Pursuant to Section 13 or 15(d) of the
    Securities Exchange Act of 1934
     
    Date of Report (Date of earliest event reported): July 24, 2025
     
    FIRST FINANCIAL BANCORP.
    (Exact name of registrant as specified in its charter)
     
    Ohio001-34762 31-1042001
    (State or other jurisdiction of
    incorporation or organization)
    (Commission File Number) (I.R.S. employer
    identification number)
    255 East Fifth Street, Suite 900Cincinnati,Ohio45202
    (Address of principal executive offices)(Zip Code)
     
    Registrant's telephone number, including area code: (877) 322-9530
     
     
    Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

    ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

    ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

    ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

    ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

    Securities registered pursuant to Section 12(b) of the Act:
    Title of each classTrading symbolName of exchange on which registered
    Common stock, No par valueFFBCThe NASDAQ Stock Market LLC

    Indicate by check mark whether the registrant is an emerging growth company as defined in as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

    Emerging growth company     ☐

    If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.     ☐




    Item 2.02    Results of Operations and Financial Condition.

    On July 24, 2025, First Financial Bancorp. (the "Company") issued its earnings press release that included its results of operations and financial condition for the first six months and second quarter of 2025. A copy of the earnings press release is attached as Exhibit 99.1.
    The Company also provided electronic presentation slides that will be used in connection with the earnings conference call. A copy of the electronic presentation slides is included in this Report as Exhibit 99.2 and will be available on the Company's website, www.bankatfirst.com.

    The information set forth in this Current Report on Form 8-K (including the information in Exhibits 99.1 and 99.2 attached hereto) is being furnished to the Securities and Exchange Commission and is not deemed to be "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act")    , or otherwise subject to the liabilities under the Exchange Act. Such information shall not be incorporated by reference into any registration statement or other document filed under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.


    Item 9.01    Financial Statements and Exhibits.

        (d)    Exhibits:
            
    The following exhibits shall not be deemed to be "filed" for purposes of the Exchange Act:
        Exhibit No.    Description

        99.1 First Financial Bancorp. Press Release dated July 24, 2025
        99.2 First Financial Bancorp. presentation materials
    104 Cover Page Interactive Data File (embedded within the Inline XBRL document)








    SIGNATURES


        Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

                            FIRST FINANCIAL BANCORP.

    By: /s/ James M. Anderson
    James M. Anderson
    Executive Vice President and Chief Financial Officer
    Date:July 24, 2025

                        



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