UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM
CURRENT REPORT
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Item 7.01 Regulation FD Disclosure.
Set forth below is presentation material of Great Southern Bancorp, Inc., the holding company for Great Southern Bank.
September 30, 2024 1
Loan Portfolio Gross Loans [in thousands] *Includes Home Equity Loans of $114,729 *Includes Home Equity Loans of $113,483 09 - 30 - 24 $4,791,912 06 - 30 - 24 $4,718,224 2
Loan Portfolio by Region Gross Loans [in thousands] 09 - 30 - 24 $4,791,912 06 - 30 - 24 $4,718,224 3
Commercial Real Estate by Industry Gross Loans [in thousands] 09 - 30 - 24 $1,546,005 06 - 30 - 24 $1,511,672 4
Commercial Real Estate by Region Gross Loans [in thousands] 09 - 30 - 24 $1,546,005 06 - 30 - 24 $1,511,672 5
Commercial Real Estate Office and Retail All Data as of 09/30/24 Gross Loans [in thousands] Office $209,067 Retail + Restaurant $419,074 Average credit size is $1,583,844 Average credit size is $1,611,823 6
Commercial Real Estate Office and Retail 7 All Data as of 09/30/24 Gross Loans [in thousands] Office - $209,067 Retail+Restaurant - $419,074 97% of Office Portfolio – Pass Rated Restaurants Neighborhood & Shopping Center Mixed - Use Single Tenant Strip Center $106,793 $70,836 $21,001 $101,812 $118,632 Outstanding Balance 86 14 14 87 57 # of Loans $1,228 $5,060 $1,500 $1,170 $2,045 Avg. Loan Size 57% 52% 60% 55% 59% Weighted Avg. LTV 100% of Retail Portfolio – Pass Rated Traditional Medical $173,414 $35,653 Outstanding Balance 111 20 # of Loans $1,562 $1,698 Avg. Loan Size Owner Occupied 63% Weighted Avg. LTV $19,478 51 # of Loans $382 Avg. Loan Size 48% Weighted Avg. LTV Other Office Sq. Ft. $90,260 >100,000 $36,040 20,000 - 100,000 $27,636 <20,000 60 # of Loans $2,566 Avg. Loan Size 47% Weighted Avg. LTV
Construction & Land Development by Industry Gross Loans [in thousands] 09 - 30 - 24 $421,043 06 - 30 - 24 $642,567 8
Construction & Land Development by Region Gross Loans [in thousands] 09 - 30 - 24 $421,043 06 - 30 - 24 $642,567 9
Multi Family Real Estate by Region Gross Loans [in thousands] 09 - 30 - 24 $1,569,879 06 - 30 - 24 $1,250,976 Average credit size is $6,304,734 Average credit size is $5,278,381 10
Multi Family Real Estate by LTV Gross Loans [in thousands] 09 - 30 - 24 $1,569,879 06 - 30 - 24 $1,250,976 11
Non - performing by Type Gross Loans [in thousands] 09 - 30 - 24 $7,483 06 - 30 - 24 $10,984 *Includes Home Equity Loans of $0 *Includes Home Equity Loans of $32 12
Non - performing by Region Gross Loans [in thousands] 09 - 30 - 24 $7,483 06 - 30 - 24 $10,984 13
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
| GREAT SOUTHERN BANCORP, INC. | ||
| Date: October 16, 2024 | By: | /s/ Joseph W. Turner |
| Joseph W. Turner, President and Chief Executive Officer |