8 analysts have shared their evaluations of Lincoln National (NYSE:LNC) during the recent three months, expressing a mix of bullish and bearish perspectives.
The following table provides a quick overview of their recent ratings, highlighting the changing sentiments over the past 30 days and comparing them to the preceding months.
| Bullish | Somewhat Bullish | Indifferent | Somewhat Bearish | Bearish | |
|---|---|---|---|---|---|
| Total Ratings | 0 | 0 | 7 | 1 | 0 |
| Last 30D | 0 | 0 | 1 | 0 | 0 |
| 1M Ago | 0 | 0 | 3 | 0 | 0 |
| 2M Ago | 0 | 0 | 2 | 1 | 0 |
| 3M Ago | 0 | 0 | 1 | 0 | 0 |
The 12-month price targets, analyzed by analysts, offer insights with an average target of $30.62, a high estimate of $35.00, and a low estimate of $26.00. This upward trend is apparent, with the current average reflecting a 6.99% increase from the previous average price target of $28.62.
Decoding Analyst Ratings: A Detailed Look
An in-depth analysis of recent analyst actions unveils how financial experts perceive Lincoln National. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
| Analyst | Analyst Firm | Action Taken | Rating | Current Price Target | Prior Price Target |
|---|---|---|---|---|---|
| John Barnidge | Piper Sandler | Lowers | Neutral | $30.00 | $32.00 |
| Elyse Greenspan | Wells Fargo | Raises | Equal-Weight | $28.00 | $26.00 |
| Thomas Gallagher | Evercore ISI Group | Raises | In-Line | $35.00 | $33.00 |
| Ryan Krueger | Keefe, Bruyette & Woods | Raises | Market Perform | $32.00 | $30.00 |
| John Barnidge | Piper Sandler | Raises | Neutral | $32.00 | $28.00 |
| Jimmy Bhullar | JP Morgan | Raises | Underweight | $29.00 | $26.00 |
| Thomas Gallagher | Evercore ISI Group | Raises | In-Line | $33.00 | $32.00 |
| Suneet Kamath | Jefferies | Raises | Hold | $26.00 | $22.00 |
Key Insights:
- Action Taken: Analysts respond to changes in market conditions and company performance, frequently updating their recommendations. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to Lincoln National. This information offers a snapshot of how analysts perceive the current state of the company.
- Rating: Unveiling insights, analysts deliver qualitative insights into stock performance, from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of Lincoln National compared to the broader market.
- Price Targets: Delving into movements, analysts provide estimates for the future value of Lincoln National's stock. This analysis reveals shifts in analysts' expectations over time.
Understanding these analyst evaluations alongside key financial indicators can offer valuable insights into Lincoln National's market standing. Stay informed and make well-considered decisions with our Ratings Table.
Stay up to date on Lincoln National analyst ratings.
Get to Know Lincoln National Better
Lincoln National Corp operates multiple insurance and retirement businesses. The company's operating segment includes Annuities; Retirement Plan Services; Life Insurance and Group Protection. Its products primarily include fixed and indexed annuities, variable annuities, universal life insurance (UL), variable universal life insurance (VUL), linked-benefit UL and VUL, indexed universal life insurance (IUL), term life insurance, employer-sponsored retirement plans and services, and group life, disability and dental.
Understanding the Numbers: Lincoln National's Finances
Market Capitalization Analysis: The company's market capitalization is below the industry average, suggesting that it is relatively smaller compared to peers. This could be due to various factors, including perceived growth potential or operational scale.
Positive Revenue Trend: Examining Lincoln National's financials over 3 months reveals a positive narrative. The company achieved a noteworthy revenue growth rate of 7.75% as of 31 March, 2024, showcasing a substantial increase in top-line earnings. When compared to others in the Financials sector, the company faces challenges, achieving a growth rate lower than the average among peers.
Net Margin: Lincoln National's financial strength is reflected in its exceptional net margin, which exceeds industry averages. With a remarkable net margin of 28.87%, the company showcases strong profitability and effective cost management.
Return on Equity (ROE): Lincoln National's financial strength is reflected in its exceptional ROE, which exceeds industry averages. With a remarkable ROE of 19.06%, the company showcases efficient use of equity capital and strong financial health.
Return on Assets (ROA): Lincoln National's ROA stands out, surpassing industry averages. With an impressive ROA of 0.31%, the company demonstrates effective utilization of assets and strong financial performance.
Debt Management: Lincoln National's debt-to-equity ratio surpasses industry norms, standing at 0.95. This suggests the company carries a substantial amount of debt, posing potential financial challenges.
The Core of Analyst Ratings: What Every Investor Should Know
Ratings come from analysts, or specialists within banking and financial systems that report for specific stocks or defined sectors (typically once per quarter for each stock). Analysts usually derive their information from company conference calls and meetings, financial statements, and conversations with important insiders to reach their decisions.
Some analysts publish their predictions for metrics such as growth estimates, earnings, and revenue to provide additional guidance with their ratings. When using analyst ratings, it is important to keep in mind that stock and sector analysts are also human and are only offering their opinions to investors.
If you want to keep track of which analysts are outperforming others, you can view updated analyst ratings along withanalyst success scores in Benzinga Pro.
This article was generated by Benzinga's automated content engine and reviewed by an editor.