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    Live Oak Bancshares Inc. filed SEC Form 8-K: Results of Operations and Financial Condition, Financial Statements and Exhibits

    4/23/25 4:32:33 PM ET
    $LOB
    Major Banks
    Finance
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    lob-20250423
    FALSE000146212000014621202025-04-232025-04-23

    UNITED STATES
    SECURITIES AND EXCHANGE COMMISSION
    WASHINGTON, D.C. 20549
    FORM 8-K 
    CURRENT REPORT
    Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
    Date of Report (Date of earliest event reported): April 23, 2025
    LiveOakBancsharesLogo.jpg
    LIVE OAK BANCSHARES, INC.
    (Exact name of registrant as specified in its charter)
    North Carolina001-3749726-4596286
    (State or other jurisdiction of incorporation)(Commission File Number)(IRS Employer Identification No.)
    1741 Tiburon Drive,Wilmington,NC28403
    (Address of principal executive offices)(Zip Code)
    Registrant’s Telephone Number, Including Area Code: (910) 790-5867
    Not Applicable
    (Former name or former address, if changed since last report)
    Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
    ☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
    ☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
    ☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
    ☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
    Securities registered pursuant to Section 12(b) of the Act:
    Title of each classTrading Symbol(s)Name of each exchange on which registered
    Voting Common Stock, no par value per shareLOBNew York Stock Exchange LLC
    Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).
    Emerging growth company ☐
    If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. o



    Item 2.02.    Results of Operations and Financial Condition.
    On April 23, 2025, Live Oak Bancshares, Inc. (the “Company”) announced financial results for the first quarter ended March 31, 2025. A copy of the press release announcing the Company’s results for the first quarter is attached as Exhibit 99.1 hereto and incorporated by reference herein.
    The information contained in this report (including Exhibit 99.1) shall not be deemed “filed” for purposes of section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.
    Item 9.01.    Financial Statements and Exhibits.
    (d)    Exhibits
    Exhibit
    Number
    Description
    99.1
    Press release dated April 23, 2025
    104Cover Page Interactive Data File (embedded within the Inline XBRL document)
    1


    SIGNATURES
    Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
    LIVE OAK BANCSHARES, INC.
    Date: April 23, 2025
    By:
    /s/ Walter J. Phifer
    Walter J. Phifer
    Chief Financial Officer
    2
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