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    loanDepot Inc. filed SEC Form 8-K: Results of Operations and Financial Condition, Regulation FD Disclosure, Financial Statements and Exhibits

    3/11/25 4:06:15 PM ET
    $LDI
    Finance: Consumer Services
    Finance
    Get the next $LDI alert in real time by email
    ldi-20250311
    FALSE000183163100018316312025-03-112025-03-11

    UNITED STATES
    SECURITIES AND EXCHANGE COMMISSION
    Washington, D.C. 20549
    _____________________
    FORM 8-K
    _____________________
    CURRENT REPORT
    Pursuant to Section 13 or 15(d)
    of the Securities Exchange Act of 1934
    Date of Report (or date of earliest event reported): March 11, 2025
    _____________________
    loanDepot, Inc.
    (Exact Name of Registrant as Specified in its Charter)
    _____________________
    Delaware001-4000385-3948939
    (State or other jurisdiction
    of incorporation)
    (Commission
    File Number)
    (I.R.S. Employer
    Identification Number)
    6561 Irvine Center Drive
    Irvine, California 92618
    (Address of Principal Executive Offices) (Zip Code)
    Registrant’s telephone number, including area code: (888) 337-6888
    _____________________
    Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
    ☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
    ☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
    ☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
    ☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
    Securities registered pursuant to Section 12(b) of the Act:
    Title of each class
    Trading
    Symbol(s)
    Name of each exchange
    on which registered
    Class A Common Stock, $0.001 Par ValueLDINew York Stock Exchange
    Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
    Emerging growth company  ☐
    If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  o

    Item 2.02 Results of Operations and Financial Condition.

    On March 11, 2025, loanDepot, Inc. (the "Company") issued a press release announcing its results for the quarter and year ended December 31, 2024 (the “Earnings Press Release”). The full press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K.

    Item 7.01 Regulation FD Disclosure.

    On March 11, 2025, the Company posted on the Investor Relations section of its website at investors.loandepot.com a presentation (the “loanDepot Presentation”) on certain financial and operating initiatives available for viewing during the Company’s conference call and webcast announcing its financial results for the quarter and year ended December 31, 2024 at 5:00 p.m. Eastern time on March 11, 2025.

    A copy of the loanDepot Presentation is furnished pursuant to this Item 7.01 as Exhibit 99.2 to this Current Report on Form 8-K and incorporated by reference herein in its entirety. The loanDepot Presentation includes references to non-GAAP financial information. Reconciliations between the non-GAAP financial measures and the comparable GAAP financial measures are available in the loanDepot Presentation. The loanDepot Presentation should be read in conjunction with the Earnings Press Release. The Company reserves the right to discontinue availability of the loanDepot Presentation from its website at any time.

    The information furnished pursuant to Items 2.02 and 7.01, including Exhibits 99.1 and 99.2, shall not be deemed “filed” for purposes of Section 18 of the Exchange Act nor shall it be deemed incorporated by reference into any filing under the Securities Act of 1933, or the Exchange Act, as amended, except as specifically identified therein as being incorporated by reference.

    Additionally, the submission of the information set forth in this Item 7.01 is not deemed an admission as to the materiality of any information in this Current Report on Form 8-K that is required to be disclosed solely by Regulation FD.



    Item 9.01 Financial Statements and Exhibits.

    (d)     Exhibits.
    Exhibit NumberDescription
    99.1
    loanDepot, Inc. press release dated March 11, 2025
    99.2
    loanDepot, Inc. Q4 2024 Investor Presentation
    104
    Cover Page Interactive Data File (embedded within the Inline XBRL document)

























    SIGNATURE

    Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
    loanDepot, Inc.
    By:
    /s/ David Hayes
    Name: David Hayes
    Title: Chief Financial Officer

    Date: March 11, 2025

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