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    MainStreet Bancshares Inc. filed SEC Form 8-K: Results of Operations and Financial Condition, Regulation FD Disclosure, Financial Statements and Exhibits

    4/21/25 7:59:57 AM ET
    $MNSB
    Major Banks
    Finance
    Get the next $MNSB alert in real time by email
    main20250131_8k.htm
    false 0001693577 0001693577 2025-04-21 2025-04-21 0001693577 mnsb:CommonStockCustomMember 2025-04-21 2025-04-21 0001693577 mnsb:DepositarySharesEachRepresentingA140thInterestInAShareOf750SeriesAFixedrateNoncumulativePerpetualPreferredStockCustomMember 2025-04-21 2025-04-21
     
    UNITED STATES
    SECURITIES AND EXCHANGE COMMISSION
    WASHINGTON, D.C. 20549
     

    FORM 8-K
     

     
    CURRENT REPORT
     
    Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
     
    Date of Report (Date of earliest event reported): Date: April 21, 2025
     

     
    logo01.jpg
     
    MainStreet Bancshares, Inc.
    (Exact name of Registrant as Specified in Its Charter)
     

     
    Virginia
    001-38817
    81-2871064
    (State or Other Jurisdiction
    of Incorporation)
    (Commission File Number)
    (IRS Employer
    Identification No.)
         
    10089 Fairfax Boulevard, Fairfax, VA
     
    22030
    (Address of Principal Executive Offices)
     
    (Zip Code)
     
    (703) 481-4567
    (Registrant’s Telephone Number, Including Area Code)
     
    Not Applicable
    (Former Name or Former Address, if Changed Since Last Report)
     

     
    Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instructions A.2. below):
     
    ☐
    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
     
    ☐
    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
     
    ☐
    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
     
    ☐
    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
     
    Securities registered pursuant to Section 12(b) of the Act:
     
    Title of each class
     
    Trading
    Symbol(s)
     
    Name of each exchange on which registered
    Common Stock
     
    MNSB
     
    The Nasdaq Stock Market LLC
    Depositary Shares (each representing a 1/40th interest in a share of 7.50% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock
     
    MNSBP
     
    The Nasdaq Stock Market LLC
     
     
    Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).
     
    Emerging growth company  ☐
     
    If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
     
     

     
     
    Item 2.02 Results of Operations and Financial Condition.
     
    On April 21, 2025, MainStreet Bancshares, Inc. (the “Company”) issued a press release setting forth the Company’s first quarter 2025 unaudited financial results. A copy of the Company’s press release is attached hereto as Exhibit 99.1, is hereby incorporated by reference, and will be posted on the Company's website.
     
    Item 7.01 Regulation FD Disclosure
     
    On April 21, 2025, the Company made available an investor presentation analyzing its first quarter financial results. A copy of the Company’s investor presentation is attached hereto as Exhibit 99.2, is hereby incorporated by reference, and will be posted on the Company’s website.
     
    The information furnished under Items 2.02, 7.01 and 9.01 of this Current Report on Form 8-K, including the exhibits, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that Section, and it shall not be deemed incorporated by reference in any filing under the Exchange Act, or the Securities Act of 1933, as amended, except as expressly set forth by specific reference in such filing to this Form 8-K.
     
    Item 9.01 Financial Statements and Exhibits.
     
    (d) Exhibits.
     
    Exhibit
    Number
     
    Description
    99.1
     
    Press Release, dated April 21, 2025, with respect to the Company’s unaudited financial results for the first quarter ended March 31, 2025
    99.2   Investor Presentation dated April 21, 2025
    104
     
    Cover Page Interactive Data File (embedded within the Inline XBRL document).
     
    1

     
     
    SIGNATURES
     
    Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
     
       
    MAINSTREET BANCSHARES, INC
           
    Date: April 21, 2025
     
    By:
    /s/ Thomas J. Chmelik
         
    Name: Thomas J. Chmelik
         
    Title: Chief Financial Officer
     
    2
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