In the latest quarter, 5 analysts provided ratings for MoneyLion (NYSE:ML), showcasing a mix of bullish and bearish perspectives.
In the table below, you'll find a summary of their recent ratings, revealing the shifting sentiments over the past 30 days and comparing them to the previous months.
| Bullish | Somewhat Bullish | Indifferent | Somewhat Bearish | Bearish | |
|---|---|---|---|---|---|
| Total Ratings | 5 | 0 | 0 | 0 | 0 |
| Last 30D | 1 | 0 | 0 | 0 | 0 |
| 1M Ago | 0 | 0 | 0 | 0 | 0 |
| 2M Ago | 2 | 0 | 0 | 0 | 0 |
| 3M Ago | 2 | 0 | 0 | 0 | 0 |
Analysts have recently evaluated MoneyLion and provided 12-month price targets. The average target is $100.8, accompanied by a high estimate of $109.00 and a low estimate of $90.00. Observing a 10.47% increase, the current average has risen from the previous average price target of $91.25.
Decoding Analyst Ratings: A Detailed Look
A comprehensive examination of how financial experts perceive MoneyLion is derived from recent analyst actions. The following is a detailed summary of key analysts, their recent evaluations, and adjustments to ratings and price targets.
| Analyst | Analyst Firm | Action Taken | Rating | Current Price Target | Prior Price Target |
|---|---|---|---|---|---|
| Kyle Peterson | Needham | Maintains | Buy | $100.00 | $100.00 |
| George Sutton | Craig-Hallum | Raises | Buy | $105.00 | $100.00 |
| Kyle Peterson | Needham | Raises | Buy | $100.00 | $90.00 |
| Jacob Stephan | Lake Street | Raises | Buy | $109.00 | $75.00 |
| Kyle Peterson | Needham | Announces | Buy | $90.00 | - |
Key Insights:
- Action Taken: In response to dynamic market conditions and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their reaction to recent developments related to MoneyLion. This insight gives a snapshot of analysts' perspectives on the current state of the company.
- Rating: Analysts assign qualitative assessments to stocks, ranging from 'Outperform' to 'Underperform'. These ratings convey the analysts' expectations for the relative performance of MoneyLion compared to the broader market.
- Price Targets: Analysts predict movements in price targets, offering estimates for MoneyLion's future value. Examining the current and prior targets offers insights into analysts' evolving expectations.
To gain a panoramic view of MoneyLion's market performance, explore these analyst evaluations alongside essential financial indicators. Stay informed and make judicious decisions using our Ratings Table.
Stay up to date on MoneyLion analyst ratings.
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Discovering MoneyLion: A Closer Look
MoneyLion Inc is a mobile banking and financial membership platform that empowers people to take control of their finances. It is a full-service digital platform to deliver mobile banking, lending, and investment solutions. The company offers a personalized, all-in-one, digital financial platform that provides convenient, low-cost access to banking, borrowing, and investing solutions tailored for its customers, rooted in data, and delivered through its proprietary technology platform.
Unraveling the Financial Story of MoneyLion
Market Capitalization Analysis: The company's market capitalization is below the industry average, suggesting that it is relatively smaller compared to peers. This could be due to various factors, including perceived growth potential or operational scale.
Revenue Growth: Over the 3 months period, MoneyLion showcased positive performance, achieving a revenue growth rate of 29.18% as of 31 March, 2024. This reflects a substantial increase in the company's top-line earnings. In comparison to its industry peers, the company stands out with a growth rate higher than the average among peers in the Financials sector.
Net Margin: MoneyLion's net margin is below industry standards, pointing towards difficulties in achieving strong profitability. With a net margin of 5.85%, the company may encounter challenges in effective cost control.
Return on Equity (ROE): MoneyLion's ROE is below industry standards, pointing towards difficulties in efficiently utilizing equity capital. With an ROE of 2.68%, the company may encounter challenges in delivering satisfactory returns for shareholders.
Return on Assets (ROA): MoneyLion's ROA surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive 1.34% ROA, the company effectively utilizes its assets for optimal returns.
Debt Management: MoneyLion's debt-to-equity ratio is below the industry average. With a ratio of 0.72, the company relies less on debt financing, maintaining a healthier balance between debt and equity, which can be viewed positively by investors.
How Are Analyst Ratings Determined?
Ratings come from analysts, or specialists within banking and financial systems that report for specific stocks or defined sectors (typically once per quarter for each stock). Analysts usually derive their information from company conference calls and meetings, financial statements, and conversations with important insiders to reach their decisions.
Some analysts also offer predictions for helpful metrics such as earnings, revenue, and growth estimates to provide further guidance as to what to do with certain tickers. It is important to keep in mind that while stock and sector analysts are specialists, they are also human and can only forecast their beliefs to traders.
This article was generated by Benzinga's automated content engine and reviewed by an editor.