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    Oportun Financial Corporation filed SEC Form 8-K: Results of Operations and Financial Condition, Financial Statements and Exhibits

    11/4/25 4:34:57 PM ET
    $OPRT
    Finance: Consumer Services
    Finance
    Get the next $OPRT alert in real time by email
    oprt-20251104
    0001538716☐00015387162025-11-042025-11-04

    UNITED STATES
    SECURITIES AND EXCHANGE COMMISSION
    Washington, D.C. 20549

    FORM 8-K
    CURRENT REPORT
    Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934

    November 4, 2025
    Date of Report (date of earliest event reported)

    OPORTUN FINANCIAL CORPORATION
    (Exact Name of Registrant as Specified in its Charter)
    Commission File Number 001-39050
    Delaware45-3361983
    State or Other Jurisdiction of
    Incorporation or Organization
    I.R.S. Employer Identification No.
    2 Circle Star Way
    San Carlos,CA94070
    Address of Principal Executive OfficesZip Code
    (650) 810-8823
    Registrant’s Telephone Number, Including Area Code

    Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

    ☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

    ☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

    ☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

    ☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

    Securities registered pursuant to Section 12(b) of the Act:
    Title of each classTrading Symbol(s)Name of each exchange on which registered
    Common Stock, $0.0001 par value per shareOPRT
    Nasdaq Global Select Market

    Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
    Emerging growth company ☐

    If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐









    Item 2.02. Results of Operations and Financial Condition

    On November 4, 2025, the Company issued a press release regarding the Company’s financial results for its fiscal quarter ended September 30, 2025. A copy of the Company’s press release is furnished as Exhibit 99.1 to this report.

    The information in this report, including Exhibit 99.1 attached hereto, is being furnished and shall not be treated as “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), nor shall it be deemed incorporated by reference into any registration statement or other document pursuant to the Securities Act of 1933, as amended (the “Securities Act”), or the Exchange Act regardless of any general incorporation language in such filing, except as expressly stated by specific reference in such filing.

    Item 9.01. Financial Statements and Exhibits

    (d) Exhibits
    Exhibit Number
    99.1
    Press Release dated November 4, 2025
    104Cover Page Interactive Data File embedded within the Inline XBRL document




    SIGNATURE

    Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
    OPORTUN FINANCIAL CORPORATION
    (Registrant)
    Date:November 4, 2025By:/s/ Kathleen Layton
    Kathleen Layton
    Chief Legal Officer and Corporate Secretary


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