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Pathward Recognized for Banking as a Service Innovation in 2025 FinTech Breakthrough Awards Program

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Prestigious annual awards program honors outstanding financial technology products and companies around the world

Pathward Financial, Inc. (NASDAQ:CASH) through its subsidiary, Pathward®, N.A. ("bank" or "Pathward" or "company") announced that it has been named "Best Banking as a Service Solution Provider" in the 9th annual FinTech Breakthrough Awards program conducted by FinTech Breakthrough, an independent market intelligence organization that recognizes the top companies, technologies and products in the global FinTech market today. Through its fintech partnerships, Pathward offers various payments solutions through retailers and other consumer-facing businesses. From prepaid and debit issuing solutions to merchant acquiring, digital payment and consumer lending solutions, Pathward provides programs that meet the constantly evolving needs of our fintech partners as they innovate to serve the needs of consumers and small businesses.

This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20250402630574/en/

Pathward has been named

Pathward has been named "Best Banking as a Service Solution Provider" in the 9th annual FinTech Breakthrough Awards program. Through its fintech partnerships, Pathward offers various payments solutions through retailers and other consumer-facing businesses.

"Empowering businesses through forward-thinking banking solutions is our passion at Pathward. Implementing embedded finance solutions can be complex for most institutions. We want to keep delivering scalable, compliant solutions to our partners, and our goal is always to provide our partners and the end users with solutions they can trust over the long term," said Pathward Divisional President of Partner Solutions, Will Sowell. "This award from FinTech Breakthrough is a reflection of our decades of experience, our deep bench of talent, seasoned operational excellence, stable governance and our deep commitment to partnership and co-creation."

Pathward delivers a configurable suite of issuing, acquiring, digital payments and consumer credit that empowers payment innovators. With more than 20 years of experience, Pathward has a bench of talent and operational excellence that enables partners to safely and sustainably bring their programs to market and grow over time.

"Clients turn to Pathward as an innovative, compliance-focused, flexible partner dedicated to increasing financial access for consumers and businesses. Financial institutions are looking to offer their customers flexible modern solutions that disrupt the delivery of financial services across a broad business spectrum," said Steve Johansson, Managing Director, FinTech Breakthrough. "Pathward's capabilities enable payment innovators and empower their partners to deliver programs that shape the future landscape of payments. We're pleased to recognize them with the 2025 ‘Best BaaS Solution Provider' award."

According to Fintech Breakthrough, they received more than 4,500 nominations from all over the globe for the 2025 awards program, making the evaluation extremely competitive. The FinTech Breakthrough Awards is the premier awards program founded to recognize the FinTech innovators, leaders and visionaries from around the world in a range of categories, including Digital Banking, Personal Finance, Cryptocurrencies, Lending, Payments, Investments, RegTech, InsurTech and more.

Visit Pathward.com to learn more about how Pathward's forward-thinking banking expertise empowers high-growth, payment innovators.

About Pathward®

Pathward®, N.A., a national bank, is a subsidiary of Pathward Financial, Inc. (NASDAQ:CASH). Pathward is a U.S.-based financial empowerment company driven by its purpose to power financial inclusion. Pathward strives to increase financial availability, choice and opportunity across our Partner Solutions and Commercial Finance business lines. The strategic business lines provide support to individuals and businesses. Learn more at Pathward.com.

About Pathward Financial, Inc.

Pathward Financial, Inc. (NASDAQ:CASH) is a U.S.-based financial holding company driven by its purpose to power financial inclusion. Through our subsidiary, Pathward®, N.A., we strive to increase financial availability, choice and opportunity across our Partner Solutions and Commercial Finance business lines. These strategic business lines provide support to individuals and businesses. Learn more at PathwardFinancial.com.

About FinTech Breakthrough

Part of Tech Breakthrough, a leading market intelligence and recognition platform for technology innovation and leadership around the globe, the FinTech Breakthrough Awards program is devoted to honoring breakthrough innovation in Financial Technologies and Services companies and products. The FinTech Breakthrough Awards provide public recognition for the standout achievements of FinTech companies and products in categories that include Payments, Personal Finance, Cryptocurrency, Wealth Management, Fraud Protection, Banking, Lending, RegTech, InsurTech and more. For more information visit FinTechBreakthrough.com.

Tech Breakthrough LLC does not endorse any vendor, product or service depicted in our recognition programs, and does not advise technology users to select only those vendors with award designations. Tech Breakthrough LLC recognition consists of the opinions of the Tech Breakthrough LLC organization and should not be construed as statements of fact. Tech Breakthrough LLC disclaims all warranties, expressed or implied, with respect to this recognition program, including any warranties of merchantability or fitness for a particular purpose.

Media contact:

Courtney Heidelberg

605.291.7044

mediarelations@pathward.com

Investor Relations contact:

Darby Schoenfeld, CPA

877-497-7497

investorrelations@pathward.com

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