• Live Feeds
    • Press Releases
    • Insider Trading
    • FDA Approvals
    • Analyst Ratings
    • Insider Trading
    • SEC filings
    • Market insights
  • Analyst Ratings
  • Alerts
  • Subscriptions
  • Settings
  • RSS Feeds
Quantisnow Logo
  • Live Feeds
    • Press Releases
    • Insider Trading
    • FDA Approvals
    • Analyst Ratings
    • Insider Trading
    • SEC filings
    • Market insights
  • Analyst Ratings
  • Alerts
  • Subscriptions
  • Settings
  • RSS Feeds
PublishGo to App
    Quantisnow Logo

    © 2025 quantisnow.com
    Democratizing insights since 2022

    Services
    Live news feedsRSS FeedsAlertsPublish with Us
    Company
    AboutQuantisnow PlusContactJobsAI superconnector for talent & startupsNEWLLM Arena
    Legal
    Terms of usePrivacy policyCookie policy

    Pineapple Financial Inc. filed SEC Form 8-K: Entry into a Material Definitive Agreement, Financial Statements and Exhibits

    12/9/25 4:05:32 PM ET
    $PAPL
    Finance: Consumer Services
    Finance
    Get the next $PAPL alert in real time by email
    false 0001938109 0001938109 2025-12-03 2025-12-03 iso4217:USD xbrli:shares iso4217:USD xbrli:shares

     

     

     

    UNITED STATES

    SECURITIES AND EXCHANGE COMMISSION

    Washington, D.C. 20549

     

    FORM 8-K

     

    CURRENT REPORT

     

    Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

     

    Date of Report (Date of earliest event reported): December 3, 2025

     

    PINEAPPLE FINANCIAL INC.

    (Exact name of registrant as specified in charter)

     

    Canada   001-41738   00-0000000 Not applicable
    (State or other jurisdiction   (Commission   (IRS Employer
    of incorporation)   File Number)   Identification No.)

     

    Unit 200, 111 Gordon Baker Road

    North York, Ontario M2H 3R1

    (Address of principal executive offices) (Zip Code)

     

    (416) 669-2046

    (Registrant’s telephone number, including area code)

     

    Not Applicable

    (Former name or former address, if changed since last report)

     

    Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

     

    ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
       
    ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
       
    ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
       
    ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

     

    Securities registered pursuant to Section 12(b) of the Act:

     

    Title of each class   Trading Symbol(s)   Name of each exchange on which registered
    Common Shares, no par value   PAPL   NYSE American

     

    Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

     

    Emerging growth ☒

     

    If an emerging growth company, indicate by check mart if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

     

     

     

     

     

     

    Item 1.01 Entry into a Material Definitive Agreement.

     

    Fourth Amendment to Securities Purchase Agreement

     

    As previously disclosed, on September 2, 2025, Pineapple Financial Inc. (the “Company”) entered into a securities purchase agreement, as amended on September 4, 2025, November 3, 2025, and November 7, 2025 (the “Securities Purchase Agreement”), with certain accredited investors (the “Purchasers”) pursuant to which the Company agreed to sell and issue to the Purchasers in a private placement offering subscription receipts (the “Subscription Receipts”) of the Company at an offering price of $3.80 per Subscription Receipt, with respect to certain purchasers, and $4.16 per Subscription Receipt with respect to certain purchasers. The Subscription Receipts are governed by the terms of that certain subscription receipt agreement, dated September 4, 2025 (the “Subscription Receipt Agreement”).

     

    On December 3, 2025, the Company and the Purchasers of at least 50.1% in interest of the Subscription Receipts, entered into a fourth amendment to the Securities Purchase Agreement (the “Fourth SPA Amendment”). Pursuant to the Fourth SPA Amendment, the parties agreed to amend the Securities Purchase Agreement in order to (i) amend and restate the Escrow Deadline (as defined therein) in the Securities Purchase Agreement to one hundred twenty (120) days from the Closing Date, subject to further extension as set forth in the Fourth SPA Amendment, (ii) provide that the Company shall, immediately prior to the Escrow Release Date (as defined in the Subscription Receipt Agreement), appoint to the Board of Directors of the Company, one additional individual nominated by the Injective Foundation, and (iii) provide that the Company shall, no later than the Escrow Release Date (as defined in the Subscription Receipt Agreement), form the Special Advisory Committee of the Board of Directors of the Company consisting of three directors, including the individual appointed to the Board of Directors nominated by the Injective Foundation (the “Committee”). The Committee shall oversee the Company’s digital asset treasury strategy and the implementation of the Company’s treasury reserve policy in connection therewith. The Committee shall be authorized to engage such independent advisors (including, without limitation, legal, financial and compliance advisors) as the Committee deems necessary to carry out its responsibilities, including the engagement of up to three individuals identified by the Injective Foundation as strategic advisors to the Committee.

     

    Fifth Amendment to Securities Purchase Agreement

     

    On December 5, 2025, the Company and the Purchasers of at least 50.1% in interest of the Subscription Receipts, entered into a fifth amendment to the Securities Purchase Agreement (the “Fifth SPA Amendment”). Pursuant to the Fifth SPA Amendment, the parties agreed that (i) the Company shall prepare, and shall file with the Securities and Exchange Commission (the “Commission”) no later than December 15, 2025, the Registration Statement (as defined in the Securities Purchase Agreement), and (ii) cause the Registration Statement to be declared effective by the Commission as soon as possible and not later than the Escrow Deadline (as defined in the Purchase Agreement, as amended from time to time).

     

    Second Amendment to the Registration Rights Agreement

     

    As previously disclosed, on September 2, 2025, the Company entered into a Registration Rights Agreement, as amended on November 7, 2025 (the “Registration Rights Agreement”), pursuant to which the Company agreed to file a registration statement covering the resale of all Registrable Securities (as defined in the Registration Rights Agreement).

     

    On December 5, 2025, the Company and the holders of a majority of the then outstanding Registrable Securities, entered into a second amendment to the Registration Rights Agreement (the “Second RRA Amendment”). Pursuant to the Second RRA Amendment, the parties agreed that (i) the Company shall prepare, and shall file with the Commission no later than December 15, 2025, the Registration Statement (as defined in the Securities Purchase Agreement), and (ii) cause the Registration Statement to be declared effective by the Commission as soon as possible and not later than the Escrow Deadline (as defined in the Purchase Agreement, as amended from time to time).

     

    The foregoing summaries of the Fourth SPA Amendment, the Fifth SPA Amendment, and Second RRA Amendment do not purport to be complete and are qualified in their entirety by reference to the complete text of the agreements, which are attached hereto as Exhibits 10.1, Exhibit 10.2, and Exhibit 10.3 to this Current Report on Form 8-K and are hereby incorporated by reference herein.

     

    Item 9.01 Financial Statements and Exhibits

     

    (a) Exhibits

     

    Number   Description
    10.1   Fourth Amendment to Securities Purchase Agreement, dated as of December 3, 2025
    10.2   Fifth Amendment to Securities Purchase Agreement, dated as of December 5, 2025
    10.3   Second Amendment to Registration Rights Agreement, dated as of December 5, 2025
    104   Cover Page Interactive Data File (embedded within the Inline XBRL document)

     

     

     

     

    SIGNATURE

     

    Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

     

    Date: December 9, 2025

     

    PINEAPPLE FINANCIAL INC.  
       
    By: /s/ Shubha Dasgupta  
      Shubha Dasgupta  
      Chief Executive Officer  

     

     

     

    Get the next $PAPL alert in real time by email

    Crush Q1 2026 with the Best AI Superconnector

    Stay ahead of the competition with Standout.work - your AI-powered talent-to-startup matching platform.

    AI-Powered Inbox
    Context-aware email replies
    Strategic Decision Support
    Get Started with Standout.work

    Recent Analyst Ratings for
    $PAPL

    DatePrice TargetRatingAnalyst
    More analyst ratings

    $PAPL
    Press Releases

    Fastest customizable press release news feed in the world

    View All

    Pineapple Financial Reports Fiscal Year End 2025 Financial Results

    Reports FY 2025 revenue of $3.0 million, up 10% from $2.7 million in 2024Pineapple to host a call to discuss its results Wednesday, December 3, 2025 at 5:00 pm ETToronto, Ontario--(Newsfile Corp. - December 3, 2025) - Pineapple Financial Inc. (NYSE:PAPL) ("Pineapple" or the "Company"), a leading fintech platform, today announced audited financial results for the three and twelve month periods ended August 31, 2025.Full Year Fiscal 2025 Financial HighlightsGross Billings reached $17.4 million, up 7.1% from $16.3 million in the same period last yearRevenue rose 11.1% to $3.0 million, compared to $2.7 million in 2024Total Expenses declined 8.9% to $5.9 million, down from $6.5 million last yearL

    12/3/25 4:05:00 PM ET
    $PAPL
    Finance: Consumer Services
    Finance

    Pineapple Financial Establishes Digital Asset Treasury Advisory Board and Appoints Three Members from Injective Foundation

    Toronto, Ontario--(Newsfile Corp. - November 20, 2025) - Pineapple Financial Inc. (NYSE:PAPL) ("Pineapple" or "the Company"), a leading fintech platform, today announced the formation of a Digital Asset Treasury (DAT) Advisory Board as the Company advances its strategy of becoming the largest holder and staker of Injective ($INJ) and the premier on-chain mortgage finance platform in the world. The Advisory Board will initially include three members appointed from the Injective Foundation: Eric Chen, CEO and Co-Founder, Mirza Uddin, Head of Business, and Cooper Emmons, Institutional Lead. Each new member of the Advisory Board brings deep expertise in blockchain technology and decentralized fi

    11/20/25 9:00:00 AM ET
    $PAPL
    Finance: Consumer Services
    Finance

    Pineapple Financial to Participate in Upcoming October Investor Conferences

    Toronto, Ontario--(Newsfile Corp. - October 14, 2025) - Pineapple Financial Inc. (NYSE:PAPL) ("Pineapple" or the "Company"), a leading fintech platform, today announced that it will participate in the following upcoming October investor conferences, represented by Cooper Emmons, Pineapple Advisory Board Member and Business Development Associate at Injective Labs. Full conference details are below:Digital Asset Summit 2025Date: October 13-15, 2025Location: Old Billingsgate - London, UKAttendees: Cooper Emmons, Pineapple Advisory Board Member and Business Development Associate at Injective LabsMoney 20/20 Date: October 26-29, 2025Location: The Venetian Resort - Las Vegas, NVAttendees: Cooper E

    10/14/25 4:05:00 PM ET
    $PAPL
    Finance: Consumer Services
    Finance

    $PAPL
    Insider Purchases

    Insider purchases reveal critical bullish sentiment about the company from key stakeholders. See them live in this feed.

    View All

    COO Marin Kendall Leo bought $1,666 worth of shares (40,634 units at $0.04), increasing direct ownership by 2% to 1,930,334 units (SEC Form 4)

    4 - Pineapple Financial Inc. (0001938109) (Issuer)

    6/2/25 3:06:53 PM ET
    $PAPL
    Finance: Consumer Services
    Finance

    COO Marin Kendall Leo bought $624 worth of shares (15,595 units at $0.04), increasing direct ownership by 0.83% to 1,889,700 units (SEC Form 4)

    4 - Pineapple Financial Inc. (0001938109) (Issuer)

    5/30/25 6:51:51 PM ET
    $PAPL
    Finance: Consumer Services
    Finance

    COO Marin Kendall Leo bought $1,234 worth of shares (30,843 units at $0.04), increasing direct ownership by 2% to 1,874,105 units (SEC Form 4)

    4 - Pineapple Financial Inc. (0001938109) (Issuer)

    5/28/25 4:40:56 PM ET
    $PAPL
    Finance: Consumer Services
    Finance

    $PAPL
    SEC Filings

    View All

    SEC Form S-1 filed by Pineapple Financial Inc.

    S-1 - Pineapple Financial Inc. (0001938109) (Filer)

    12/12/25 4:48:04 PM ET
    $PAPL
    Finance: Consumer Services
    Finance

    Amendment: SEC Form 10-K/A filed by Pineapple Financial Inc.

    10-K/A - Pineapple Financial Inc. (0001938109) (Filer)

    12/12/25 4:43:24 PM ET
    $PAPL
    Finance: Consumer Services
    Finance

    Pineapple Financial Inc. filed SEC Form 8-K: Entry into a Material Definitive Agreement, Financial Statements and Exhibits

    8-K - Pineapple Financial Inc. (0001938109) (Filer)

    12/9/25 4:05:32 PM ET
    $PAPL
    Finance: Consumer Services
    Finance

    $PAPL
    Insider Trading

    Insider transactions reveal critical sentiment about the company from key stakeholders. See them live in this feed.

    View All

    COO Marin Kendall Leo bought $1,666 worth of shares (40,634 units at $0.04), increasing direct ownership by 2% to 1,930,334 units (SEC Form 4)

    4 - Pineapple Financial Inc. (0001938109) (Issuer)

    6/2/25 3:06:53 PM ET
    $PAPL
    Finance: Consumer Services
    Finance

    COO Marin Kendall Leo bought $624 worth of shares (15,595 units at $0.04), increasing direct ownership by 0.83% to 1,889,700 units (SEC Form 4)

    4 - Pineapple Financial Inc. (0001938109) (Issuer)

    5/30/25 6:51:51 PM ET
    $PAPL
    Finance: Consumer Services
    Finance

    COO Marin Kendall Leo bought $1,234 worth of shares (30,843 units at $0.04), increasing direct ownership by 2% to 1,874,105 units (SEC Form 4)

    4 - Pineapple Financial Inc. (0001938109) (Issuer)

    5/28/25 4:40:56 PM ET
    $PAPL
    Finance: Consumer Services
    Finance

    $PAPL
    Leadership Updates

    Live Leadership Updates

    View All

    Pineapple Financial Establishes Digital Asset Treasury Advisory Board and Appoints Three Members from Injective Foundation

    Toronto, Ontario--(Newsfile Corp. - November 20, 2025) - Pineapple Financial Inc. (NYSE:PAPL) ("Pineapple" or "the Company"), a leading fintech platform, today announced the formation of a Digital Asset Treasury (DAT) Advisory Board as the Company advances its strategy of becoming the largest holder and staker of Injective ($INJ) and the premier on-chain mortgage finance platform in the world. The Advisory Board will initially include three members appointed from the Injective Foundation: Eric Chen, CEO and Co-Founder, Mirza Uddin, Head of Business, and Cooper Emmons, Institutional Lead. Each new member of the Advisory Board brings deep expertise in blockchain technology and decentralized fi

    11/20/25 9:00:00 AM ET
    $PAPL
    Finance: Consumer Services
    Finance

    $PAPL
    Financials

    Live finance-specific insights

    View All

    Pineapple Financial Reports Fiscal Year End 2025 Financial Results

    Reports FY 2025 revenue of $3.0 million, up 10% from $2.7 million in 2024Pineapple to host a call to discuss its results Wednesday, December 3, 2025 at 5:00 pm ETToronto, Ontario--(Newsfile Corp. - December 3, 2025) - Pineapple Financial Inc. (NYSE:PAPL) ("Pineapple" or the "Company"), a leading fintech platform, today announced audited financial results for the three and twelve month periods ended August 31, 2025.Full Year Fiscal 2025 Financial HighlightsGross Billings reached $17.4 million, up 7.1% from $16.3 million in the same period last yearRevenue rose 11.1% to $3.0 million, compared to $2.7 million in 2024Total Expenses declined 8.9% to $5.9 million, down from $6.5 million last yearL

    12/3/25 4:05:00 PM ET
    $PAPL
    Finance: Consumer Services
    Finance

    Pineapple Financial Inc. Fiscal 2023 Results to be Announced December 14th, 2023; Conference Call to Discuss Results December 15 at 8:00 am ET

    TORONTO, Dec. 12, 2023 /PRNewswire/ - Pineapple Financial Inc. (NYSE:PAPL), a tech-focused mortgage brokerage with an integrated network of partner brokerages and agents across Canada, today announced that it would host a conference call on Friday, December 15, 2023, at 8:00 am Eastern time to discuss the company's Fiscal Year 2023 financial results ended August 31, 2023. These results will be announced Thursday, December 14, shortly after 4:00 pm Eastern time. PAPL) (CNW Group/Pineapple Financial Inc.)" alt="Pineapple Financial Inc. (NYSE:PAPL) (CNW Group/Pineapple Financial Inc.)">

    12/12/23 4:30:00 PM ET
    $PAPL
    Finance: Consumer Services
    Finance