Demonstration showcases fully functional consumer payment using USD Coin (USDC) over the Stellar blockchain network

Repay Holdings Corporation (NASDAQ:RPAY) ("REPAY"), a leading provider of vertically-integrated payment solutions, today announced the successful completion of a proof of concept demonstrating stablecoin payment capabilities on its platform. The initiative marks a significant step in REPAY's evaluation of blockchain-based payment methods for its clients and their customers.

REPAY's proof of concept is a fully operational demonstration of a consumer payment made over the Stellar blockchain network. The solution enables consumers holding funds in a compatible digital wallet to authorize transfers of USD Coin (USDC) — a regulated, fiat-collateralized stablecoin designed to maintain a 1:1 value with the U.S. dollar — directly to a REPAY client's corresponding wallet.

The proof of concept leverages REPAY's existing platform to provide a user-friendly payment interface. Consumers can select USDC as a payment method, review transaction details, authorize payment through their preferred browser-based wallet extension, and view completed transaction records both on the Stellar network and within REPAY. Once a consumer confirms a transaction, it is securely processed on the Stellar blockchain, and the client's wallet reflects the received funds shortly after confirmation on the network.

Stablecoin payments offer the potential for faster settlement, lower transaction costs, and increased transparency for certain payment use cases compared to traditional payment rails. By building on the Stellar network — known for its speed and low fees — REPAY is positioning itself to meet potential future demand for digital asset payment options among billers and their customers.

"This proof of concept demonstrates REPAY's ability to integrate emerging payment technologies into our existing platform infrastructure," said David Guthrie, CTO of REPAY. "As consumer interest in digital assets continues to evolve, we believe offering stablecoin payment options will become an important differentiator for our clients."

About REPAY

REPAY provides integrated payment processing solutions to verticals that have specific transaction processing needs. REPAY's proprietary, integrated payment technology platform reduces the complexity of electronic payments for clients, while enhancing the overall experience for consumers and businesses.

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Investor Relations for REPAY:

ir@repay.com

Media Relations for REPAY:

Kristen Hoyman

khoyman@repay.com

REPAY Completes Successful Proof of Concept for Stablecoin Payments