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    Seacoast Banking Corporation of Florida filed SEC Form 8-K: Results of Operations and Financial Condition, Regulation FD Disclosure, Financial Statements and Exhibits

    10/27/25 4:17:31 PM ET
    $SBCF
    Major Banks
    Finance
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    sbcf-20251027
    0000730708false00007307082025-10-272025-10-27


    UNITED STATES
    SECURITIES AND EXCHANGE COMMISSION
    WASHINGTON, DC 20549

    FORM 8-K

    CURRENT REPORT
    PURSUANT TO SECTION 13 OR 15(d) OF THE
    SECURITIES EXCHANGE ACT OF 1934

    Date of report (Date of earliest event reported): October 27, 2025

    SEACOAST BANKING CORPORATION OF FLORIDA
    (Exact Name of Registrant as Specified in Charter)
    Florida000-1366059-2260678
    (State or Other Jurisdiction
    of Incorporation)
    (Commission
    File Number)
    (IRS Employer
    Identification No.)
    815 COLORADO AVENUE,STUARTFL 34994
    (Address of Principal Executive Offices) (Zip Code)


    Registrant’s telephone number, including area code (772) 287-4000

    Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

    ☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
    ☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
    ☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
    ☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

    Securities registered pursuant to Section 12(b) of the Act:
    Title of each classTrading Symbol(s)Name of each exchange on which registered
    Common Stock, $0.10 par valueSBCFNasdaq Global Select Market

    Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

    Emerging growth company  ☐

    If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  ☐





    SEACOAST BANKING CORPORATION OF FLORIDA




    Item 2.02    Results of Operations and Financial Condition

    On October 27, 2025, Seacoast Banking Corporation of Florida ("Seacoast or the "Company") announced its financial results for the quarter ended September 30, 2025. A copy of the press release announcing Seacoast’s results for the quarter ended September 30, 2025, is attached hereto as Exhibit 99.1 and incorporated herein by reference.

    Item 7.01    Regulation FD Disclosure

    On October 28, 2025, Seacoast will hold an investor conference call to discuss its financial results for the quarter ended September 30, 2025. Attached as Exhibit 99.2 are charts containing information used in the conference call and incorporated herein by reference, which are also available on the Company's website at www.seacoastbanking.com. All information included in the charts is presented as of September 30, 2025, and the Company does not assume any obligation to correct or update said information in the future.

    The information in Items 2.02 and 7.01, as well as Exhibits 99.1 and 99.2 is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933.

    Item 9.01    Financial Statements and Exhibits

    (d) Exhibits
    Exhibit No.Description
    99.1
    Press Release dated October 27, 2025, with respect to Seacoast's financial results for the quarter ended September 30, 2025
    99.2
    Data on website containing information used in the conference call to be held on October 28, 2025
    104Cover Page Interactive Data File (embedded within the Inline XBRL document)

    Exhibits 99.1 and 99.2 referenced herein, contain “forward-looking statements” within the meaning, and protections, of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, including, without limitation, statements about future financial and operating results, cost savings, enhanced revenues, economic and seasonal conditions in the Company’s markets, and improvements to reported earnings that may be realized from cost controls, tax law changes, new initiatives and for integration of banks that the Company has acquired or expects to acquire, as well as statements with respect to Seacoast's objectives, strategic plans, expectations and intentions and other statements that are not historical facts. Actual results may differ from those set forth in the forward-looking statements.

    Forward-looking statements include statements with respect to the Company’s beliefs, plans, objectives, goals, expectations, anticipations, assumptions, estimates and intentions about future performance and involve known and unknown risks, uncertainties and other factors, which may be beyond the Company’s control, and which may cause the actual results, performance or achievements of Seacoast Banking Corporation of Florida or its wholly-owned banking subsidiary, Seacoast National Bank, to be materially different from future results, performance or achievements expressed or implied by such forward-looking statements. You should not expect the Company to update any forward-looking statements.






    SIGNATURE

    Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

    SEACOAST BANKING CORPORATION OF FLORIDA

    Dated: October 27, 2025/s/ Tracey L. Dexter
     Tracey L. Dexter
     Chief Financial Officer


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