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    SEC Form 11-K filed by Lakeland Financial Corporation

    6/3/25 2:48:13 PM ET
    $LKFN
    Major Banks
    Finance
    Get the next $LKFN alert in real time by email
    11-K 1 form11-k12312024.htm 11-K Document

    SECURITIES AND EXCHANGE COMMISSION
    Washington, D.C. 20549
    FORM 11-K
    xANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
    For the fiscal year ended December 31, 2024
    OR
    ¨
    TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
    For the transition period from _______ to _______
    Commission File Number 333-48402
    A.Full title of the plan and the address of the plan, if different from that of the issuer named below:
    Lakeland Financial Corporation 401(k) Plan
    B.Name of issuer of the securities held pursuant to the plan and the address of its principal executive office:
    Lakeland Financial Corporation
    202 East Center Street, P.O. Box 1387
    Warsaw, Indiana 46581-1387



    REQUIRED INFORMATION
    Audited statements of net assets available for benefits of the Lakeland Financial Corporation 401(k) Plan as of December 31, 2024 and 2023, and the related statement of changes in net assets available for benefits for the year ended December 31, 2024 are provided as Exhibit 99.1 to this Form 11-K.



    SIGNATURES
    The Plan. Pursuant to the requirements of the Securities Exchange Act of 1934, the trustees (or other persons who administer the employee benefit plan) have duly caused this annual report to be signed on its behalf by the undersigned hereunto duly authorized.

    LAKELAND FINANCIAL CORPORATION 401(k) PLAN
    Date: June 3, 2025By:
    Lakeland Financial Corporation,as Trustee to the Plan
    By:
    /s/ Kyra E. Clark
    Kyra E. Clark
    Senior Vice President, Chief Human Resources Officer Director and Plan Administrator



    LAKELAND FINANCIAL CORPORATION 401(k) PLAN
    EXHIBIT INDEX
    TO
    ANNUAL REPORT ON FORM 11-K
    Exhibit No.
    Description
    Sequential
    Page No.
    23.1
    Consent of Crowe LLP5
    99.1
    Financial Statements6

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