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    SEC Form 13F-NT filed by United Community Banks Inc.

    5/2/25 9:50:44 AM ET
    $UCB
    Major Banks
    Finance
    Get the next $UCB alert in real time by email
    SEC FORM 13F-NT

    The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
    The reader should not assume that the information is accurate and complete.

    UNITED STATES SECURITIES AND EXCHANGE COMMISSION
    Washington, D.C. 20549
    FORM 13F

    FORM 13F COVER PAGE

    OMB APPROVAL
    OMB Number: 3235-0006
    Estimated average burden
    hours per response: 23.8

    Report for the Calendar Year or Quarter Ended: 03-31-2025
    Check here if Amendment    Amendment Number:
    This Amendment (Check only one.):    is a restatement.
       adds new holdings entries.
    Institutional Investment Manager Filing this Report:
    Name: UNITED COMMUNITY BANKS INC
    Address: 200 E. Camperdown Way
    Greenville, SC  29601
    Form 13F File Number: 028-23443
    CRD Number (if applicable):
    SEC File Number (if applicable): 001-35095

    The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

    Person Signing this Report on Behalf of Reporting Manager:
    Name: Melinda Davis Lux
    Title: EVP, Chief Admin Officer, General Counsel, & Corp. Secretary
    Phone: 706-781-2265
    Signature, Place, and Date of Signing:
    /s/ Melinda Davis Lux Greenville,  SC 05-02-2025
    [Signature] [City, State] [Date]
    UNITED COMMUNITY BANKS, INC. ("UCBI") IS THE BANK HOLDING COMPANY OF UNITED COMMUNITY BANK (THE "BANK"), WHICH ACQUIRED FIRST NATIONAL BANK OF SOUTH MIAMI ON JULY 1, 2023. THE BANK AND OTHER UCBI AND BANK SUBSIDIARIES ARE OR MAY BE INSTITUTIONAL INVESTMENT MANAGERS FOR THE PURPOSES OF THE REPORTING REQUIREMENTS UNDER SECTION 13(F) OF THE SECURITIES EXCHANGE ACT OF 1934, AS AMENDED, AND THE RULES PROMULGATED THEREUNDER. UCBI ITSELF DOES NOT DIRECTLY EXERCISE INVESTMENT DISCRETION WITH RESPECT TO ANY SECTION 13(F) SECURITIES POSITIONS. TO THE EXTENT THAT UCBI'S OWNERSHIP INTEREST IN SUCH SUBSIDIARIES IS DEEMED THE EXERCISE OF INVESTMENT DISCRETION, THE INFORMATION REQUIRED BY FORM 13F IS INCLUDED IN THE REPORT SEPARATELY FILED BY EACH OF THE SUBSIDIARIES THAT ARE INSTITUTIONAL INVESTMENT MANAGERS SUBJECT TO SECTION 13(F).
    Report Type (Check only one.):
       13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
    X 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
       13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)
    List of Other Managers Reporting for this Manager:
    [If there are no entries in this list, omit this section.]
    Name Form 13F File No. CRD No. (if applicable) SEC File No. (if applicable) CIK
    United Community Bank 028-23442     0002000314

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