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    SEC Form 8-K filed by Ally Financial Inc.

    1/21/26 7:49:47 AM ET
    $ALLY
    Major Banks
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    8-K
    false 0000040729 0000040729 2026-01-21 2026-01-21
     
     

    UNITED STATES

    SECURITIES AND EXCHANGE COMMISSION

    Washington, D.C. 20549

     

     

    FORM 8-K

     

     

    CURRENT REPORT

    Pursuant to Section 13 or 15(d)

    of the Securities Exchange Act of 1934

    January 21, 2026

    (Date of report; date of

    earliest event reported)

    Commission file number: 1-3754

     

     

    ALLY FINANCIAL INC.

    (Exact name of registrant as specified in its charter)

     

     

     

    Delaware   38-0572512
    (State or other jurisdiction of
    incorporation or organization)
      (I.R.S. Employer
    Identification No.)

    Ally Detroit Center

    500 Woodward Ave.

    Floor 10, Detroit, Michigan

    48226

    (Address of principal executive offices)

    (Zip Code)

    (866) 710-4623

    (Registrant’s telephone number, including area code)

     

     

    Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

     

    ☐

    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

     

    ☐

    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

     

    ☐

    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

     

    ☐

    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

    Securities registered pursuant to Section 12(b) of the Act:

     

    Title of each class

     

    Trading

    symbols

     

    Name of each exchange

    on which registered

    Common Stock, par value $0.01 per share   ALLY   NYSE

    Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

    Emerging growth company ☐

    If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

     

     
     


    Item 2.02

    Results of Operation and Financial Condition.

    On January 21, 2026, Ally Financial Inc. issued a press release announcing preliminary operating results for the fourth quarter and full year ended December 31, 2025. The press release is attached hereto and incorporated by reference as Exhibit 99.1. Charts furnished to securities analysts are attached hereto and incorporated by reference as Exhibit 99.2. In addition, supplemental financial data furnished to securities analysts is attached hereto and incorporated by reference as Exhibit 99.3.

     

    Item 9.01

    Financial Statements and Exhibits.

     

    Exhibit
    No.

      

    Description

    99.1    Press Release, Dated January 21, 2026
    99.2    Charts Furnished to Securities Analysts
    99.3    Supplemental Financial Data Furnished to Securities Analysts
    104    The cover page from this Current Report on Form 8-K, formatted in Inline XBRL

     


    SIGNATURES

    Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

     

          ALLY FINANCIAL INC.
          (Registrant)
    Dated: January 21, 2026      

    /s/ Austin T. McGrath

          Austin T. McGrath
          Vice President, Controller, and Chief Accounting Officer
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