DEF 14A 1 nc10021920x2_def14a.htm DEF 14A

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

SCHEDULE 14A

Proxy Statement Pursuant to Section 14(a) of the

Securities Exchange Act of 1934

(Amendment No. )

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Reliant Bancorp, Inc.

(Name of Registrant as Specified in its Charter)

N/A

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Reliant Bancorp, Inc.

1736 Carothers Parkway, Suite 100

Brentwood, Tennessee 37027

April 8, 2021

Dear Fellow Shareholder:

You are cordially invited to attend the 2021 annual meeting of shareholders (the “Annual Meeting”) of Reliant Bancorp, Inc. (the “Company”), which will be held on Thursday, May 13, 2021, at 5:00 p.m., Central Time, at the Company’s offices located at 6100 Tower Circle, Suite 120, Franklin, Tennessee 37067.

From any vantage point, and by any measure, 2020 was an unprecedented year replete with unique challenges. Through it all, the Company adapted and adjusted to safeguard our performance and meet our commitments. Our priority throughout the year was, and continues to be, ensuring that we support our employees, customers, communities, and shareholders.

Currently, as the markets in which we operate continue reopening, we intend to hold our Annual Meeting in person. However, we are sensitive to public health and travel concerns our shareholders may have and recommendations public health officials may issue in light of the continuing and evolving coronavirus (COVID-19) pandemic. Annual Meeting attendees will be strongly encouraged to observe applicable public health guidance with respect to COVID-19, including wearing masks and social distancing. Based on public health guidance, we may impose additional procedures or limitations on meeting attendees or may decide to hold the Annual Meeting solely by means of remote communication (i.e., a virtual-only meeting). We plan to announce any such updates on our website (https://www.reliantbank.com/meeting), and we encourage you to check this website prior to the Annual Meeting if you plan to attend.

As a way to provide greater access and convenience to our shareholders, if you are unable to attend the Annual Meeting in person, the Annual Meeting will be broadcast live on our website (https://www.reliantbank.com/meeting), and an archive of the webcast will be available on this website for 30 days following the Annual Meeting. Related presentation materials will be posted to the Company’s website (https://www.reliantbank.com/meeting) prior to the Annual Meeting. Please note that shareholders accessing the webcast will not be considered present at the Annual Meeting solely by reason of accessing the webcast and will not be able to vote or revoke a proxy remotely via the webcast. Therefore, to ensure that your shares are represented and voted at the Annual Meeting, the Company encourages you to vote your shares as soon as possible by Internet, by telephone, or, if you have requested to receive printed proxy materials, by completing and returning the proxy or voting instruction card enclosed with those materials. In addition, shareholders will not be able to ask questions in real time via the live webcast; however, shareholders may submit questions in advance of the Annual Meeting by sending them via the secure form located on our website (https://www.reliantbank.com/meeting). All questions must be received by 11:59 p.m., Central Time, on May 11, 2021.

The Company asks that any shareholders who do plan to attend the Annual Meeting please notify the Company at least 24 hours in advance of the Annual Meeting by contacting us at (615) 221-2087, emailing us at AnnualMeeting@reliantbank.com, or writing to Reliant Bancorp, Inc., 6100 Tower Circle, Suite 120, Franklin, Tennessee 37067, Attention: Chief Executive Officer.

Please review the Notice of Annual Meeting of Shareholders and proxy statement enclosed with this letter which describe the formal business to be transacted at the Annual Meeting.

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Please take this opportunity to become involved in the affairs of the Company. Whether or not you expect to be present at the Annual Meeting, please vote your shares as soon as possible by Internet, by telephone, or if you have requested to receive printed proxy materials, by completing and returning the proxy or voting instruction card enclosed with those materials. This will not prevent you from voting in person at the Annual Meeting, but will help us to secure a quorum and avoid added solicitation costs. If you decide later to attend the Annual Meeting, you may withdraw your proxy at any time and vote your shares in person.

Sincerely,

DeVan D. Ard, Jr.

Chairman and Chief Executive Officer

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NOTICE OF ANNUAL MEETING OF SHAREHOLDERS

Notice is hereby given that Reliant Bancorp, Inc. (the “Company”) will hold its 2021 annual meeting of shareholders (the “Annual Meeting”) on Thursday, May 13, 2021, at 5:00 p.m., Central Time, at the Company’s offices located at 6100 Tower Circle, Suite 120, Franklin, Tennessee 37067. The Annual Meeting is being held for the following purposes:

•	To elect 12 directors to serve until the 2022 annual meeting of shareholders and until their successors have been duly elected and qualified.

•	To hold a non-binding advisory vote on the compensation of the Company’s named executive officers.

•	To hold a non-binding advisory vote on the frequency of holding non-binding advisory votes on the compensation of the Company’s named executive officers.

•	To ratify the appointment of Maggart & Associates, P.C. as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2021.

•	To transact such other business as may properly come before the Annual Meeting or any adjournments or postponements thereof.

The Company’s board of directors has fixed the close of business on March 24, 2021, as the record date for determining Company shareholders entitled to notice of and to vote at the Annual Meeting and any adjournments or postponements thereof.

While we intend to hold our Annual Meeting in person, we are sensitive to public health and travel concerns our shareholders may have and recommendations public health officials may issue in light of the continuing and evolving coronavirus (COVID-19) pandemic. Those that attend the Annual Meeting will be strongly encouraged to observe applicable public health guidance with respect to COVID-19, including wearing masks and social distancing. In addition, we may impose additional procedures or limitations on meeting attendees or may decide to hold the Annual Meeting solely by means of remote communication (i.e., a virtual-only meeting). We plan to announce any such updates on our website (https://www.reliantbank.com/meeting), and we encourage you to check this website prior to the Annual Meeting if you plan to attend.

Shareholders who plan to attend the Annual Meeting are asked to notify the Company at least 24 hours in advance of the Annual Meeting by contacting us at (615) 221-2087, emailing us at AnnualMeeting@reliantbank.com, or writing to Reliant Bancorp, Inc., 6100 Tower Circle, Suite 120, Franklin, Tennessee 37067, Attention: Chief Executive Officer.

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Each of the above-described matters to be voted on by the Company’s shareholders at the Annual Meeting is described in the accompanying proxy statement, which we urge you to read carefully.

By Order of the Board of Directors,

Christy Porch

Corporate Secretary

Brentwood, Tennessee

April 8, 2021

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MEETING AND VOTING INFORMATION			1
INFORMATION ABOUT THE ANNUAL MEETING			1
When is the Annual Meeting and where will it be held?			1
What proposals will be voted upon at the Annual Meeting?			1
What are the recommendations of the board of directors?			1
INFORMATION ABOUT VOTING			2
Who is entitled to vote at the Annual Meeting?			2
How do I vote?			2
How many votes do I have?			2
What if I return a proxy card but do not make specific choices?			2
Can I change my vote?			3
How many shares must be present to constitute a quorum for the Annual Meeting?			3
How are votes counted?			3
How many votes are needed to approve each proposal?			4
How can I obtain the results of the voting at the Annual Meeting?			4
Who can help answer any questions I may have?			4
ENVIRONMENTAL, SOCIAL, AND CORPORATE GOVERNANCE			5
Environmental Responsibility			5
Social Responsibility			5
Corporate Governance			6
PROPOSAL 1 ELECTION OF DIRECTORS			7
Introduction			7
Nominees and Vote Required to Elect Nominees			7
Recommendation of our Board of Directors			7
Information About Director Nominees			8
Information About Executive Officers			15
CORPORATE GOVERNANCE			18
Overview			18
Director Independence			18
Board Meetings and Attendance			18
Committees of our Board			19
Audit Committee			19
Compensation Committee			19
Nominating and Corporate Governance Committee			20
Board and Committee Self and Peer Evaluations			20
Board Leadership Structure			20
Role of the Board in Risk Oversight			21
Service Limitations on Other Boards of Directors			22
Mandatory Retirement Age for Directors			22
Director Nominations			22
Corporate Governance Guidelines			23
Code of Ethics			23
Communications with the Board and Committees			23
CERTAIN RELATIONSHIPS AND RELATED-PARTY TRANSACTIONS			24
Banking Transactions			24
Transactions with Related Persons			24
Related Persons Transaction Policy			24
SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT			25
DELINQUENT SECTION 16(A) REPORTS			26

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THE COMPANY’S QUALIFIED RETIREMENT PLAN AND LONG-TERM EQUITY PLANS			26
401(k) Plan and Other Benefits			26
2011 Equity Incentive Plan			26
2015 Equity Incentive Plan			27
COMPENSATION PHILOSOPHY			29
SUMMARY OF EXECUTIVE COMPENSATION PRACTICES			30
Role of Executive Officers in Compensation Decisions			30
Setting Executive Compensation			30
Independent Compensation Consultant			30
Compensation Structure			31
Compensation Policies and Practices as They Relate to Risk Management			31
PROPOSAL 2. ADVISORY VOTE ON THE COMPENSATION OF OUR NAMED EXECUTIVE OFFICERS			34
Shareholder Approval			34
PROPOSAL 3. ADVISORY VOTE ON THE FREQUENCY OF FUTURE ADVISORY VOTES ON THE COMPENSATION OF OUR NAMED EXECUTIVE OFFICERS			35
Shareholder Approval			35
COMPENSATION OF NAMED EXECUTIVE OFFICERS			36
Summary Compensation Table and Narrative for our Named Executive Officers			36
Outstanding Equity Awards at Fiscal Year End			37
Employment Agreements			39
Separation Agreement			40
COMPENSATION OF DIRECTORS			40
2020 Director Compensation			40
2021 Director Compensation			42
PROHIBITIONS ON HEDGING			42
EXECUTIVE OFFICER AND DIRECTOR STOCK OWNERSHIP GUIDELINES POLICY			42
AUDIT COMMITTEE REPORT			43
PROPOSAL 4 RATIFICATION OF APPOINTMENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM			44
Fees			44
Required Vote			44
Recommendation of our Board of Directors			44
ADDITIONAL INFORMATION			45
Shareholder Proposals for Next Year’s Annual Meeting of Shareholders			45
How can I obtain Reliant Bancorp’s Annual Report?			45
Who is paying for this proxy solicitation?			45
Who should I contact if I have questions?			45
OTHER MATTERS			45

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RELIANT BANCORP, INC.

1736 Carothers Parkway, Suite 100

Brentwood, Tennessee 37027

April 8, 2021

PROXY STATEMENT FOR ANNUAL MEETING OF SHAREHOLDERS

TO BE HELD MAY 13, 2021

MEETING AND VOTING INFORMATION

This Proxy Statement (this “Proxy Statement”) is furnished by Reliant Bancorp, Inc., a Tennessee corporation, on behalf of its board of directors (the “board of directors” or the “board”), in connection with Reliant Bancorp, Inc.’s 2021 Annual Meeting of Shareholders (the “Annual Meeting”), and any adjournment or postponement thereof, which is being held for the purposes set forth herein and in the accompanying Notice of Annual Meeting of Shareholders. This Proxy Statement and the accompanying proxy card are first being mailed or made available to shareholders on or about April 8, 2021. When used in this Proxy Statement, the terms “we,” “us,” “our,” “Reliant Bancorp,” and the “Company” refer to Reliant Bancorp, Inc., and the “Bank” refers to our wholly owned subsidiary, Reliant Bank, a Tennessee banking corporation.

INFORMATION ABOUT THE ANNUAL MEETING

When is the Annual Meeting and where will it be held?

The Annual Meeting will be held at 5:00 p.m., Central Time, on Thursday, May 13, 2021, at the Company’s offices located at 6100 Tower Circle, Suite 120, Franklin, Tennessee 37067.

What proposals will be voted upon at the Annual Meeting?

There are four proposals scheduled for a vote at the Annual Meeting:

(1)	The election of 12 directors to serve until the 2022 annual meeting of shareholders and until their successors have been duly elected and qualified (“Proposal 1”);

(2)	A non-binding advisory vote on the compensation of the Company’s named executive officers (“Proposal 2”);

(3)	A non-binding advisory vote on the frequency of holding non-binding advisory votes on the compensation of the Company’s named executive officers (“Proposal 3”); and

(4)	The ratification of the appointment of Maggart & Associates, P.C. as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2021 (“Proposal 4”).

We will also, at the Annual Meeting, conduct such other business as may properly come before the meeting or any adjournment or postponement thereof. As of the date of this Proxy Statement, we are not aware of any additional matters that will be presented for consideration at the Annual Meeting.

What are the recommendations of the board of directors?

Our board recommends that you vote:

•	“FOR” the election of each of the 12 director nominees named in this Proxy Statement;

•	“FOR” the non-binding advisory approval of the compensation of our named executive officers;

•	“FOR” “ONE YEAR” as it relates to the frequency of holding future non-binding advisory votes on the compensation of our named executive officers; and

•	“FOR” the ratification of the appointment of Maggart & Associates, P.C. as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2021.

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INFORMATION ABOUT VOTING

Who is entitled to vote at the Annual Meeting?

Only shareholders of record at the close of business on the record date, March 24, 2021 (the “Record Date”), which was selected by our board of directors, are entitled to receive notice of and to vote at the Annual Meeting or any adjournment or postponement thereof. As of the close of business on the Record Date, the Company had 16,385,222 shares of our common stock outstanding.

How do I vote?

For Proposal 1 (election of director nominees), Proposal 2 (non-binding advisory vote on the compensation of the Company’s named executive officers), and Proposal 4 (ratification of independent registered public accounting firm), you may vote “FOR” or “AGAINST” such proposals or “ABSTAIN” from voting. For Proposal 3 (non-binding advisory vote on the frequency of holding non-binding advisory votes on the compensation of the Company’s named executive officers), you may vote for such future non-binding advisory votes to occur “EVERY ONE YEAR,” “EVERY TWO YEARS,” “EVERY THREE YEARS,” or “ABSTAIN” from voting on the proposal. The procedures for voting are set forth below.

Shareholder of Record: Shares Registered Directly in Your Name. You may vote by completing, signing, and dating the enclosed proxy card where indicated and mailing the proxy card in the postage-prepaid envelope provided, or you may vote in person at the Annual Meeting. You may also vote by giving your proxy authorization over the Internet or by telephone. Whether or not you plan to attend the Annual Meeting, we encourage you to vote by proxy or to give your proxy authorization to ensure that your votes are counted. You may still attend the Annual Meeting and vote in person if you have already voted by proxy or given your proxy authorization.

•	To give your proxy authorization over the Internet, go to the website address set forth on the enclosed proxy card and follow the instructions provided on the website.

•	To give your proxy authorization by telephone, dial the toll-free telephone number listed on your proxy card using a touch-tone telephone and follow the recorded instructions.

•	To vote using a proxy card, complete, sign and date the proxy card and return it promptly in the postage-prepaid envelope provided. If your signed proxy card is received by 11:59 p.m., Eastern Time, on May 12, 2021, then we will vote your shares as you direct.

•	To vote in person, attend the Annual Meeting and we will provide you with a ballot when you arrive.

Beneficial Owner: Shares Registered in the Name of Broker, Bank, or Other Agent. If you are a beneficial owner of shares registered in the name of your broker, bank, or other agent, you should have received the proxy materials from that organization rather than from the Company. As a beneficial owner, you have the right to direct your broker, bank, or other agent about how to vote the shares in your account. You should follow the instructions provided by your broker, bank, or other agent regarding how to vote your shares.

How many votes do I have?

For each proposal to be voted upon, you have one vote for each share of common stock that you owned as of the close of business on the Record Date.

What if I return a proxy card but do not make specific choices?

Properly completed and returned proxies will be voted as instructed on the proxy card. If you are a shareholder of record and you return a signed and dated proxy card without marking any voting selections, the proxyholders will vote your shares in the manner recommended by our board of directors as described above in “What are the recommendations of the board of directors?” If any other matter is properly presented at the Annual Meeting, the proxyholders will vote your shares as recommended by the board of directors or, if no recommendation is given, will vote your shares using their discretion. If any director nominee named in this Proxy Statement becomes unavailable for election for any reason prior to the vote at the Annual Meeting, the board of directors may reduce the number of directors to be elected or substitute another person as a nominee, in which case the proxyholders will vote for the substitute nominee.

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If your shares are held by your broker, bank, or other agent as your nominee, you will need to obtain a proxy card from the organization that holds your shares and follow the instructions on that form regarding how to instruct your broker, bank, or other agent to vote your shares. Brokers, banks, or other agents that have not received voting instructions from their clients cannot vote on their clients’ behalf with respect to proposals that are not “routine” but may vote their clients’ shares on “routine” proposals. A broker non-vote occurs when a broker holding shares for a beneficial owner does not vote on a particular proposal because the broker does not have discretionary voting power with respect to that proposal and has not received voting instructions from the beneficial owner. Proposals 1, 2, and 3 are considered non-routine matters. Proposal 4 is considered a routine matter. Therefore, your broker has discretionary authority to vote your shares with respect to Proposal 4. In the absence of specific instructions from you, your broker does not have discretionary authority to vote your shares with respect to Proposals 1, 2, or 3. Although broker non-votes are counted as shares that are present at the Annual Meeting and entitled to vote for purposes of determining the presence of a quorum, they will not be counted as votes cast and will not have any effect on voting for the non-routine proposal presented at the Annual Meeting.

Can I change my vote?

Yes. If you are the record holder of your shares, you may change your vote by revoking your proxy in any of the following ways:

•	You may change your vote at any time before the proxy is exercised by resubmitting your vote via the Internet or by telephone;

•	You may submit another properly completed proxy card bearing a later date which is received by 11:59 p.m., Eastern Time, on May 12, 2021;

•	You may send a written notice that you are revoking your proxy to Reliant Bancorp, Inc., 6100 Tower Circle, Suite 120, Franklin, Tennessee 37067, Attention: Chief Financial Officer, which must be received by 11:59 p.m., Central Time, on May 12, 2021; or

•	You may attend the Annual Meeting and notify the election officials that you wish to revoke your proxy and vote in person. However, your attendance at the Annual Meeting will not, by itself, revoke your proxy.

If your shares are held by your broker, bank, or other agent as your nominee, you should follow the instructions provided by your broker, bank, or other agent.

How many shares must be present to constitute a quorum for the Annual Meeting?

A quorum of shares is necessary to hold a valid meeting. A quorum will be present if at least a majority of the outstanding shares entitled to vote are represented at the Annual Meeting. As of the close of business on the Record Date, there were 16,385,222 shares of common stock outstanding. Thus, 8,192,612 shares of common stock must be represented at the Annual Meeting to have a quorum.

Your shares will be counted towards the quorum if you vote in person at the Annual Meeting, submit a valid proxy (or one is submitted on your behalf by your broker, bank, or other agent) or give your proxy authorization over the Internet or by telephone. Additionally, abstentions and broker non-votes will also be counted towards the quorum requirement. Shareholders using the webcast option to listen to the Annual Meeting will not be counted as present; therefore, these shareholders will need to vote by proxy prior to the Annual Meeting if they wish for their shares to count as present for quorum purposes at the Annual Meeting. If there is no quorum, the Chairman of the Annual Meeting may adjourn or postpone the meeting until a later date.

How are votes counted?

Votes will be counted by the inspector of election appointed for the Annual Meeting who will separately count (i) “FOR” and “AGAINST” votes, abstentions, if any, and broker non-votes, if any, with respect to Proposal 1 (election of director nominees) and Proposal 2 (non-binding advisory vote on the compensation of the Company’s named executive officers); (ii) “ONE YEAR,” “TWO YEARS,” “THREE YEARS,” votes, abstentions, if any, and broker non-votes, if any, with respect to Proposal 3 (non-binding advisory vote on the frequency of holding non-binding advisory votes on the compensation of the Company’s named executive officers); and (iii) “FOR” and “AGAINST” votes, and abstentions, if any, with respect to Proposal 4 (ratification of independent registered public accounting firm).

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How many votes are needed to approve each proposal?

The following table sets forth, among other things, the vote required for approval of each of the proposals to be presented at the Annual Meeting:

Election of Director Nominees

For each nominee, a majority of the votes cast must be “For” election*

No effect; not treated as a vote cast, except for quorum purposes

No Effect

Non-Binding Advisory Vote on the Compensation of our Named Executive Officers

Votes cast “For” exceed “Against” votes

No effect; not treated as a vote cast, except for quorum purposes

No Effect

Non-Binding Advisory Vote on the Frequency of Holding Non-Binding Advisory Votes on the Compensation of our Named Executive Officers

The option that receives the highest number of votes will be deemed to have been selected by shareholders

No effect; not treated as a vote cast, except for quorum purposes

No Effect

Ratification of Independent Registered Public Accounting Firm

Votes cast “For” exceed “Against” votes

No effect; not treated as a vote cast, except for quorum purposes

Yes

Not Applicable

Our Corporate Governance Guidelines require that, in an uncontested election of directors (i.e., an election where the number of nominees is not greater than the number of directors to be elected), any nominee for director who is an incumbent director and who receives a greater number of votes “against” his or her election than votes “for” his or her election must promptly tender his or her resignation to the Chairman of our board of directors following the shareholders’ meeting at which the election is held. The Nominating and Corporate Governance Committee of the board (the “NCGC”) must promptly consider any such resignation (taking into consideration such factors deemed relevant, including those set forth in our Corporate Governance Guidelines) and recommend to the board whether to accept or reject the tendered resignation. The Corporate Governance Guidelines provide that the board of directors will act on the NCGC’s recommendation no later than 90 days following the date of the shareholders’ meeting at which the election occurred, taking into consideration the factors considered by the NCGC and any additional information and factors the board believes to be relevant. Following the board’s decision on the NCGC’s recommendation, the Company must disclose the board’s decision, providing a full explanation of the process by which the decision was reached and, if applicable, the reasons for rejecting a tendered resignation, in a Current Report on Form 8-K filed with the Securities and Exchange Commission (the “SEC”). If a resignation is accepted by the board of directors, the NCGC must recommend to the board whether to fill the resulting board vacancy or to reduce the size of the board. Any director who tenders such a resignation is not permitted to participate in the process outlined above.

How can I obtain the results of the voting at the Annual Meeting?

Within four business days after the conclusion of the Annual Meeting, the Company will file a Current Report on Form 8-K with the SEC that announces the final voting results.

Who can help answer any questions I may have?

Shareholders who have questions about the matters to be voted on at the Annual Meeting or how to submit a proxy, or who desire additional copies of this Proxy Statement, should contact us by mail at Reliant Bancorp, Inc., 6100 Tower Circle, Suite 120, Franklin, Tennessee 37067, Attention: Chief Executive Officer, or by telephone at (615) 221-2087.

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ENVIRONMENTAL, SOCIAL, AND CORPORATE GOVERNANCE

The Company is committed to sound environmental, social, and corporate governance (“ESG”) principles. We believe these principles define the integrity of the Company’s brand and drive our long-term success – with a focus towards increased revenue, reduced risks, and recognition as a sound community partner.

Delivering positive impacts through our ESG strategies and practices are an important company goal; therefore, we are including certain key components of our efforts and responsibilities below.

Environmental Responsibility

We understand the environmental impact associated with our use of natural resources. The Company also recognizes the importance of resource conservation, operating efficiency, and the proper disposal and management of waste. Through corporate policies and initiatives, we are committed to efficient operations, reduced reliance on natural resources, and minimizing landfill waste through recycling and reuse.

To minimize our direct carbon footprint, our corporate offices are housed in a leased facility that has been designated as a U.S. Green Building Council Leaders in Energy and Environmental Design (“LEED”) Gold certified building. Bank-owned branch facilities include an additional LEED certified location and another with solar panels to combat greenhouse gas emissions and reduce dependence on fossil fuels. Facility maintenance and remodeling projects are planned and executed with an awareness of and attention to energy conservation, including items such as occupancy sensing LED lighting, programmed heating, ventilation, and air conditioning (HVAC) systems, and plumbing practices focused on water conservation.

Because the Company understands recycling benefits the planet, recycling vendors are used for information technology (IT) equipment and confidential document destruction. The Company is also doing its part to help the environment with a focus on using less paper – providing an online account opening solution with electronic signatures and digital disclosures and adding a Company-wide digital signature solution to help reduce our impact on forests and other natural resources.

In addition, we provide numerous options for both commercial and consumer clients to minimize their carbon impact or otherwise improve the environmental impact of their operations, including electronic statements, online banking, and remote deposit capture. These options enable our clients to complete their routine banking transactions without the need to visit a retail location or use paper resources, further reducing the impact on the environment.

Social Responsibility

A strong and diverse team is critical to the Company’s success, and we are committed to fostering and preserving a culture of diversity and inclusion. Our diversity, equity, and inclusion (“DEI”) initiatives include practices and policies on recruitment and selection, fair compensation and benefits, professional development and training, and ongoing development of a work environment built on the premise of DEI that encourages and enforces respect, collaboration, and cooperation among all employees.

The Company’s DEI forward-strategy includes initiating a DEI taskforce, promoting awareness through training and internal workshops, analyzing and reviewing fair pay practices, and establishing goals to identify diverse talent for key enterprise and business-critical positions.

Giving back to our communities through involvement and outreach is another fundamental element of the Company’s mission, and we have a strong track record of financial support to nonprofits and charitable causes. Philanthropy is further supported by the Company’s Personal Enrichment Program (“PEP”), which gives employees paid time off to encourage their participation in volunteer activities. Through PEP, employees have a voice in the causes the Company supports – aligning charitable giving between the Company and our employees.

The Company is committed to meeting the financial needs of the communities in which we serve. Offering a full range of deposit and lending products to commercial and consumer clients, including low and moderate-income consumers, small to medium-sized businesses, government entities, and non-profit organizations, we work closely with wide segments of our communities to provide solutions that are deep and diverse. This commitment resulted in the Bank being named “2021 Best Small Bank in Tennessee” by Newsweek. This was the publication’s first ranking of financial institutions that best serve their customers’ needs in today’s challenging times.

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Corporate Governance

Strong corporate governance practices support our overall effectiveness and enable us to manage our business and maintain our integrity in the marketplace. We believe strong governance is required at all levels, from the board of directors to executive management and throughout our Company.

The board has established a set of Corporate Governance Guidelines, which address such matters as director qualifications, director nominations, board composition, director meetings, board committees, and other matters. The board believes such guidelines to be appropriate for the Company in its effort to maintain “best practices” as to corporate governance.

Our board consistently seeks to implement leading practices and policies in corporate governance, with an emphasis on maintaining the board’s independence to provide effective oversight of management and ensure accountability to our shareholders. Some of our key corporate governance practices and policies include (i) our shareholders elect directors annually; (ii) majority voting standard for the election of directors; and (iii) the board adopted a Lead Independent Director Charter that provides for a Lead Independent Director as long as our Chairman of the board is not an independent director within the meaning of the applicable rules and regulations of the SEC and the director independence standards of The Nasdaq Capital Market (“Nasdaq”) as currently in effect. For more information about our governance practices, please see “Corporate Governance.”

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PROPOSAL 1

ELECTION OF DIRECTORS

Introduction

Our charter and bylaws provide that our board will consist of between five and 25 directors, with the precise number being determined by our board from time to time. The current size of our board is 13 directors.

Our directors are elected annually by our shareholders at our annual meetings of shareholders for one-year terms and serve until their successors are duly elected and qualified or until their earlier death, resignation, retirement, or removal.

Nominees and Vote Required to Elect Nominees

The board of directors currently has 13 members. Except for Homayoun (Homey) Aminmadani, who was not re-nominated to serve another term on the board due to our mandatory retirement age for directors, all current directors are up for election at the Annual Meeting.

Director nominees elected by our shareholders at the Annual Meeting will serve for a term to expire at the 2022 annual meeting of shareholders and, thereafter, until the election and qualification of their successors. Each person nominated for election has agreed to serve if elected, and management has no reason to believe that any nominee named in this Proxy Statement will be unable to serve. There are no family relationships among any of the members of our board.

The nominees up for election at the Annual Meeting are as follows.

DeVan D. Ard, Jr.

Charles Trimble (Trim) Beasley

Robert E. (Brown) Daniel

William Ronald (Ron) DeBerry

Sharon H. Edwards

Darrell S. Freeman, Sr.

James (Jim) Gilbert Hodges

William Lawson Mabry

Connie S. McGee

Linda E. Rebrovick

Ruskin (Rusty) A. Vest

Michael E. Wallace

Assuming the presence of a quorum, in order for a director nominee to be elected at the Annual Meeting, a majority of the votes cast, in person or by proxy, at the Annual Meeting relative to the nominee must be “For” election of the nominee. Abstentions, broker non-votes, and failures to properly vote will have no effect on the outcome of the vote on a director nominee. If you submit a properly signed and dated proxy card but do not specify how you would like your shares to be voted, the persons named as proxies will vote your shares in accordance with the board of directors’ recommendations. If any of these nominees are unable or unwilling to serve if elected (which we do not anticipate), the persons named as proxies may vote instead for a replacement to be recommended by the board of directors, unless you specifically instruct the persons named as proxies otherwise.

Recommendation of our Board of Directors

OUR BOARD OF DIRECTORS RECOMMENDS THAT OUR SHAREHOLDERS VOTE “FOR” EACH OF THE DIRECTOR NOMINEES NAMED ABOVE.

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Information About Director Nominees

The following table shows for each director nominee as of April 1, 2021: (1) his or her name; (2) his or her age; (3) how long he or she has been a director of Reliant Bancorp or Reliant Bank; (4) his or her position(s) with Reliant Bancorp or Reliant Bank, other than as a director (if any); and (5) his or her principal occupation and business experience for the past five years. Except as otherwise indicated, each director has been engaged in his or her present principal occupation for more than five years.

Name (Age)	Director Since	Positions and Business Experience
DeVan D. Ard, Jr. (66)	2015	DeVan D. Ard, Jr. is the Chairman and Chief Executive Officer of both Reliant Bancorp and Reliant Bank. He is a 40-year banking veteran. He began his career with AmSouth Bank (which later merged with Regions Bank) in 1981 and held various positions through 2004 before leaving to form legacy Reliant Bank. Legacy Reliant Bank was started by a group of businessmen and women in 2006 as a full-service community bank headquartered in Brentwood, Tennessee. Prior to its merger with Commerce Union Bank, legacy Reliant Bank had grown to over $400 million in assets.

		Playing an active role in the business and nonprofit community, Mr. Ard currently serves as a board member and previously served as chairman of the board of the We Are Building Lives Foundation and is a board member and finance committee member for the Middle Tennessee Council of Boy Scouts of America. Mr. Ard is also a member of the Rotary Club of Nashville, past chairman of the Adventure Science Center, past president of the PENCIL Foundation, and is a graduate of Leadership Nashville.

		Mr. Ard received his Master of Business Administration from the University of Alabama, Tuscaloosa, and received a Bachelor of Arts in Business Administration and History from Vanderbilt University.

		Qualifications: Mr. Ard has approximately 40 years of banking experience and has served on the board of directors of Reliant Bancorp and/or Reliant Bank (or its predecessor) for 15 years.

Charles Trimble Beasley (73)	2006	Charles Trimble Beasley is currently the president of Center Star, Inc., a research and development firm specializing in thermal reflective material properties. He graduated from Vanderbilt University with a Bachelor of Science in Engineering in 1970 and went on to earn a Master of Business Administration degree from the University of Tennessee in 1975. Mr. Beasley began his business career with Everett Beasley, Inc., serving as company president for 17 years before selling his business interest in 1997. Since that time, he has been involved in numerous small business ventures, and real estate investments. Mr. Beasley has served in the past as president of the Robertson County Cancer Society, president of the Robertson County Chamber of Commerce, president of the Springfield Rotary Club, and a member of the inaugural class of Leadership Middle Tennessee. He currently serves on the advisory committee of the Jennings A. Jones College of Business at Middle Tennessee State University. Additionally, Mr. Beasley has previously served on community bank boards, including First National Bank, Springfield and Farmers National Bank in Bowling Green, Kentucky.

		Qualifications: Mr. Beasley has served on three bank boards with approximately 35 years of experience. He has served on every board committee, chaired several, and served as president of three companies. He also has a Master of Business Administration degree with a finance concentration.

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Name (Age)	Director Since	Positions and Business Experience
Robert E. Daniel (52)	2018	Robert E. Daniel is founder and president of Compass Capital, LLC, an investment company located in Franklin, Tennessee, a position he has held since 1998. He is also a part owner and an officer of several privately held companies in the real estate, finance, and manufacturing industries.

		Mr. Daniel is an active member in the Williamson County community, serving as the vice-chairman of the Williamson County Medical Center Board of Trustees. He previously served as chairman of the Boys and Girls Clubs of Franklin, and as chairman of the Thompson Station, Tennessee Planning Commission.

		Mr. Daniel was appointed to the board of directors of Reliant Bancorp following Reliant Bancorp’s merger with Community First, Inc. on January 1, 2018.

		Mr. Daniel is also a board member of the Bone and Joint Institute of Tennessee and the chairman of the Williamson County Public Building Authority.

		Mr. Daniel received a Bachelor of Science in Business Administration from the University of Richmond.

		Qualifications: Mr. Daniel has a broad range of business experience in manufacturing, real estate, and finance. He also had prior board experience at Community First Bank & Trust.

William Ronald DeBerry (73)	2006	William Ronald DeBerry is a director and the former chief executive officer of Reliant Bancorp. He received a Bachelor of Business Administration from the University of Mississippi in 1969 and received a Master of Business Administration from the University of Tennessee in 1977. After graduating from the University of Mississippi, Mr. DeBerry was commissioned a second lieutenant in the U.S. Army, serving on active duty from 1969 until 1971, including a tour of duty in Vietnam. Mr. DeBerry began his banking career with the former Commerce Union Bank (which later merged with Bank of America) in 1973. He was repeatedly promoted over the following decades, serving in an array of positions with increasing responsibility over strategic banking matters. Mr. DeBerry retired from Bank of America in January 2005, and on August 14, 2006, he established the new Commerce Union Bank, which was renamed Reliant Bank in 2015. Mr. DeBerry brings nearly 50 years of banking experience and knowledge to the board of directors.

		Mr. DeBerry is an active member of the industry and the communities in which he works. He is a past director of the Tennessee Bankers Association. He serves as a board member and an executive committee member of the Middle Tennessee Council of Boy Scouts of America. He is a graduate of Leadership Nashville. He is a former president of the PENCIL Foundation and past director of the Robertson County Chamber of Commerce.

		Qualifications: Mr. DeBerry has nearly 50 years of banking experience.

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Name (Age)	Director Since	Positions and Business Experience
Sharon H. Edwards (55)	2015	Sharon H. Edwards is currently the chief financial officer of Risk Strategies (RSC Insurance Brokerage, Inc.), a privately held national insurance broker and risk management company. Prior to this role, she served as chief operating officer of Risk Strategies, which she joined in 2019. Prior to Risk Strategies, she formerly served as the chief financial officer/finance director of Willis Towers Watson’s North America geography and Willis Towers Watson’s Corporate Risk & Broking Segment as well as the chief financial officer and chief administrative officer of Willis North America, Inc., all units of Willis Towers Watson Public Limited Company. Ms. Edwards served in multiple roles with Willis Towers Watson from 1991 to 2018 and has extensive financial and operational expertise.

		Ms. Edwards is a certified public accountant, a chartered global management accountant and received a Bachelor of Science in Business Administration - Accounting from the University of Tennessee. Earlier in her career, Ms. Edwards worked for the public accounting firm of Arthur Andersen & Co. Ms. Edwards currently serves on the Board of Trustees for Pope John Paul II High School.

		In 2011, Ms. Edwards was selected as one of Business Insurance magazine’s 2011 “Women to Watch.” Additionally, Ms. Edwards was selected as a Nashville Business Journal’s 2013 “Women of Influence” and was selected by Directors and Boards magazine in 2019 as a “Director to Watch.” She is a member of the National Association of Corporate Directors, Women Corporate Directors, Private Directors Association, AICPA, and the Tennessee Society of CPAs.

		Qualifications: Ms. Edwards is a certified public accountant and a chartered global management accountant with experience in auditing companies both public and private. She also served for many years in numerous executive positions within a Fortune 500 public company. Additionally, she has had the experience of being responsible for operations and financial results for both private-equity backed and public global companies, and she has served as the program manager for multiple large scale acquisition integrations and system implementations.

Darrell S. Freeman, Sr. (56)	2015	Darrell S. Freeman, Sr. is the former chairman of Zycron, Inc., an information technology services and solutions firm he founded in 1991 in Nashville, Tennessee. Zycron employs more than 330 information technology professionals across the country. Mr. Freeman was an organizing director of legacy Reliant Bank. He is also the co-founder and chairman of Pinnacle Construction Partners, which provides a full range of preconstruction planning and construction management services for the public and private sector. He is the current chairman of the board of directors of S3 Asset Management. Mr. Freeman also serves on the board of directors of BlueCross BlueShield of Tennessee and Cross Country Healthcare, Inc. (Nasdaq: CCRN), headquartered in Boca Raton, Florida.

		Mr. Freeman’s commitment to the Nashville community is evident through his completed, two-term service as chairman of the Nashville Chamber of Commerce. He is a former board member of Centennial Medical Center, and as former chairman of the 100 Black Men of Middle Tennessee, he led the organization to achieve chapter of the year in 2005. Other organizations for which Mr. Freeman serves or has served on the board are: Stonecrest Medical Center, Nashville Community Foundation, the Nashville Downtown Rotary Club, the Federal Reserve Advisory Board, the African American Museum of Music Art and Culture, Middle Tennessee State University Board of Trustees

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Name (Age)	Director Since	Positions and Business Experience
		(vice chairman), the Tennessee Board of Regents, and the Nashville Broadband Task Force. Mr. Freeman received a Bachelor of Science in Industrial Technology and received a Master in Industrial Studies, both from Middle Tennessee State University.

		Qualifications: Mr. Freeman has considerable previous experience in staffing, outsourcing, technology, and healthcare expertise, as well as his extensive background in business development.

James Gilbert Hodges (66)	2008	James Gilbert Hodges is the president of Hodges Group, Inc., a construction company he started in 1990. He currently directs the overall construction management, organization, and operations of all projects and related construction activities for the corporation. Over the course of more than 25 years, Mr. Hodges has succeeded in expanding his company’s portfolio, offering hundreds of services to his clients, and building Hodges Group, Inc. into a multi-discipline construction company. In addition to his work at Hodges Group, Inc., Mr. Hodges has served in leadership positions at various community organizations, including the Chamber of Commerce of Sumner County, Mayor’s Advisory Council, Leadership Middle Tennessee, Portland Planning Commission, and Sumner County Industrial Board. He has also been the recipient of numerous awards, such as Citizen of the Year, Small Business of the Year, the Industrial Excellence Award, and the Governor’s Excellence Award. Additionally, Mr. Hodges served for 12 years on the advisory board for Cumberland Bank. He brings decades of experience in construction and small business management to the board of directors.

		Qualifications: Mr. Hodges has decades of experience in construction and small business management.

William Lawson Mabry (65)	2020	William Lawson Mabry was appointed to the board of directors of Reliant Bancorp following Reliant Bancorp acquiring First Advantage Bancorp’s (“FABK”) on April 1, 2020.

		William Lawson Mabry served on the boards of First Advantage Bank (“FAB”) and FABK from their inception in 2007 until the entities were acquired by Reliant Bancorp and Reliant Bank, respectively, in 2020. He was the chairman of the board of directors for both FABK and FAB. He also served as chairman and board member of First Federal Savings Bank, the predecessor of FAB.

		Mr. Mabry was also an organizer and director of Heritage Financial Services, Inc. and Heritage Bank, a community bank in Clarksville, Tennessee. He served on the boards of both entities from 1989 until their acquisition by Old National Bank in 2000.

		Mr. Mabry has been a real estate broker in Clarksville, Tennessee, since 1977. He is involved in land acquisition, development, and home construction in the Clarksville-Montgomery County real estate market.
		Mr. Mabry is currently president of the Clarksville Academy Foundation, serves on the board of the Customs House Museum and is a member of the Trinity Episcopal Church finance committee. He has served previously on the boards of the Austin Peay State University Foundation, the Aspire Clarksville Foundation, Clarksville Academy, the Fort Campbell Historical Foundation, the Clarksville-

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Name (Age)	Director Since	Positions and Business Experience
		Montgomery County Library Foundation, the Clarksville-Montgomery County Public Library, the Clarksville River District Commission, and Leadership Clarksville. He was also a member of the Austin Peay State University Foundation Investment Committee.

		Mr. Mabry received a Bachelor of Science in English from Austin Peay State University in 1977.

		Qualifications: Mr. Mabry’s business experience, prior banking experience, deep knowledge of real estate markets, and extensive contacts in the Middle Tennessee business community qualify him to serve as a director.

Connie S. McGee (60)	2019	Connie S. McGee is an experienced healthcare executive with a diverse background in technology sales, leading business development strategies, market research, consulting, and strategic account leadership. She has worked developing growth and expansion strategies for Fortune 500 companies such as Dell EMC, Intel Corporation, KPMG LLP, and Microsoft Corporation.

		From 2017 until January 2021, she served as a member of the Microsoft Corporation leadership team supporting the global reorganization of Microsoft and its healthcare life sciences vertical. As a U.S. East Area Sales Director, she was responsible for various U.S. East geographical business units and oversaw the sales and technology account teams leading Microsoft’s go to market initiatives within the healthcare and life sciences vertical. Prior to joining Microsoft, Ms. McGee was an industry lead for business development initiatives for healthcare and life sciences with Intel Corporation, having joined Intel Corporation in 2015. Prior to Intel, Ms. McGee served as a senior vice president with the management consulting and public accounting firm, Pershing Yoakley & Associates, P.C., and had previously served in prior key leadership roles within Dell EMC and KPMG LLP.

		Ms. McGee is a co-founder of the Evolve Women Foundation, a nonprofit organization that provides a platform of educational and developmental programs for women in STEM industries. She also serves as a co-advisor for the Women’s Business Collaborative (WBC), and she is a Walk of Fame Honoree of the Women Corporate Directors. Her previous board experience includes the Microsoft Women in Healthcare and Life Sciences Advisory Board for STEM initiatives, Intel Women’s Advisory Board, Tennessee Healthcare Information and Management Systems Society (HIMSS) Chapter President, Trinisys, LLC Advisory Board, and the Tennessee Regional Workforce Committee. In 2014, she was recognized by The Tennessean as one of the Top 25 CEO’s to Watch and was the recipient of the Nashville Lifestyles 2014 Top Women in Business Award. Ms. McGee received a Bachelor of Science in Business Administration from Athens University/University of Alabama Huntsville.

		Qualifications: Ms. McGee has significant experience in strategy and business management with over 20 years of experience in the healthcare technology industry.

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Name (Age)	Director Since	Positions and Business Experience
Linda E. Rebrovick (65)	2019	Linda E. Rebrovick has over 40 years of business experience, including executive leadership roles for global technology, healthcare technology, and management consulting companies. She has over 25 years of experience serving on public and private company boards in the financial services, professional services, and healthcare technology industries.

		Ms. Rebrovick has been the president of Impact Corporate Consulting, which provides business consulting services, since August 2018. Between April and July 2018, she was the chief executive officer of Integrated Healing Technologies, a medical technology company (“IHT”). On July 9, 2018, IHT filed for bankruptcy protection under the provisions of Chapter 7 of the U.S. Bankruptcy Code in the U.S. Bankruptcy Court for the Middle District of Tennessee. From 2016 to 2018, Ms. Rebrovick was senior client partner of the healthcare practice, at Morgan Samuels, providing executive and director retained searches. Ms. Rebrovick was a candidate in 2014 and 2015 for the office of Mayor of the Metropolitan Government of Nashville and Davidson County. In addition, from 2009 to 2014, Ms. Rebrovick was the chief executive officer of Consensus Point, a global provider of innovative prediction market research technology solutions.

		Ms. Rebrovick has served on the Reliant Bancorp and Reliant Bank board of directors since 2018. In 2018, Ms. Rebrovick was selected among “Directors to Watch” by Directors and Boards Annual Report. Ms. Rebrovick currently serves on the board of directors for the healthcare technology public company, HealthStream, Inc. (Nasdaq: HSTM). She serves on the HealthStream compensation and audit committees and previously served as the chair of its nominating and corporate governance committee for 14 years. Ms. Rebrovick also serves on the board of directors of a private company, Guidehouse, Inc., a global business consultancy serving the public and commercial sectors.

		She was an organizer and, from 2001 to 2006, served as a member of the board of directors of Pinnacle Financial Partners, Inc., including its subsidiary Pinnacle Bank. From 1994 to 2000, Ms. Rebrovick served on the board of KPMG LLP, and was the board chair of the process and governance committee.

		Ms. Rebrovick is a 2021 Advanced Leadership Initiative Fellow at Harvard University and she received a Bachelor of Science in Marketing from the Harbert College of Business, Auburn University, 1977. Ms. Rebrovick was selected as one of the university’s Top 400 Women Graduates of the past 100 years. She served as co-chair and co-founder of Women Corporate Directors, Tennessee for the past nine years. Ms. Rebrovick is currently a member of the board and chair of Development of the Nashville Entrepreneur Center and president and trustee of the board of Leadership Nashville. She previously served as board chair of Nashville Technology Council.

		Qualifications: Ms. Rebrovick’s relevant qualifications also include her 25 years of public company and private company board experience. She was an organizer, board director, and member of the audit committee for six years with Pinnacle Financial Partners, Inc., including its subsidiary Pinnacle Bank. She served on the board of KPMG LLP for six years. Since 2001, Ms. Rebrovick has served on the board of HealthStream, Inc. and was the chair of its nominating and corporate governance committee for 14 years. She also serves on the board of directors of Guidehouse, Inc., a private-equity-backed portfolio company of Veritas Capital.

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Name (Age)	Director Since	Positions and Business Experience
Ruskin A. Vest, Jr. (66)	2018	Ruskin A. Vest, Jr. is an entrepreneur and owner of several businesses in Maury County and surrounding areas. He is president and part-owner of Southeastern Shirt Corporation, a position he has held since 1986. He is the former executive vice president of Service Partners Industrial Products Co., LLC, a wholly owned subsidiary of Masco Corporation that is a building materials distributor, a position he held from 1984 to 2015.

		Mr. Vest is also an active member of the Maury County community and previously served on the executive committee of the Board of Trustees of the Webb School in Bell Buckle, Tennessee.

		Mr. Vest’s wide variety of business experience, including manufacturing and real estate development, allows him to bring to the board of directors a broad understanding of a number of industries in which many of the Company’s clients operate. His active involvement in a number of community activities in the Company’s Maury County market allows him to contribute valuable insight to the board of directors on key developments in the Middle Tennessee market.

		Mr. Vest was appointed to the board of directors of Reliant Bancorp following Reliant Bancorp’s merger with Community First, Inc. on January 1, 2018.

		Qualifications: Mr. Vest has a variety of business experience which includes manufacturing and real estate development.

Michael E. Wallace (46)	2020	Michael E. Wallace, CPA/ABV, CVA served on the FABK board of directors from FABK’s inception in 2007 and on the FAB board of directors from 2006 until the entities were acquired by Reliant Bancorp and Reliant Bank, respectively, in 2020. He is the former chairman of the FABK audit committee. Mr. Wallace has over 25 years of experience in public accounting and is currently a partner in Thurman Campbell Group, LLC specializing in business valuations. He is a certified valuation analyst (“CVA”) and accredited in business valuation (“ABV”) by the American Institute of Certified Public Accountants. He is a member of the American Institute of Certified Public Accountants and the Tennessee Society of Certified Public Accountants.

		Mr. Wallace serves as chairman of the Finance Committee of Grace Community Church in Clarksville, Tennessee, and is on the board of Clarksville Academy.

		Mr. Wallace received a Bachelor of Science in Accounting and a Master of Accountancy, both from Samford University. He has also passed the National Association of Securities Dealers Series 7 and Series 66 exams to qualify as a Registered Representative. Mr. Wallace is also a Personal Financial Specialist, as designated by the American Institute of Certified Public Accountants.

		Mr. Wallace was appointed to the board of directors of Reliant Bancorp following Reliant Bancorp’s merger with FABK on April 1, 2020.

		Qualifications: Mr. Wallace’s extensive accounting and business experience qualify him to serve as a director.

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Information About Executive Officers

Set forth below is information about our executive officers, other than Mr. Ard, our Chairman and Chief Executive Officer, who is also a director nominee and discussed above.

Name (Age)	Executive Officer Since	Positions and Business Experience
Gerald Cooksey, Jr. (55) Chief Financial Officer	2020	Gerald (“Jerry”) Cooksey, Jr. is the Chief Financial Officer of Reliant Bancorp and Reliant Bank. Since Reliant Bancorp completed its acquisition of FABK, the parent company of FAB, in April 2020, Mr. Cooksey had been the Chief Administrative Officer of Reliant Bancorp and Reliant Bank until his appointment to Chief Financial Officer in May 2020. Until FAB merged with and into Reliant Bank in April 2020, Mr. Cooksey oversaw all of FAB’s accounting and operations, including internal policies and procedures, reporting, and regulatory compliance. Prior to joining FAB in 2012, Mr. Cooksey was senior vice president and controller for First Security Group, Inc./FSGBank in Chattanooga, Tennessee, where he led reporting and accounting for the $1.1 billion bank and holding company. Before that he was senior vice president and chief financial officer for Clayton Bank & Trust in Knoxville, Tennessee. Mr. Cooksey’s 30-year banking career includes executive management roles with other Tennessee-based institutions as well.

		Mr. Cooksey received a Bachelor of Arts in Business Administration from Bellarmine University in Louisville, Kentucky, and a Master of Business Administration from Lincoln Memorial University in Harrogate, Tennessee.

William M. Fitzgerald, II (64) Chief Risk Officer	2020	William (“Bill”) M. Fitzgerald, II is the Chief Risk Officer of Reliant Bancorp and Reliant Bank. Prior to joining Reliant Bancorp and Reliant Bank in 2020, Mr. Fitzgerald, from December 21, 2016 to January 30, 2020, was an audit partner in the financial institutions group at Carr, Riggs & Ingram, LLC. Additionally, from May 1, 2015 to December 20, 2016, Mr. Fitzgerald worked at Rayburn \| Fitzgerald PC where he served as principal and vice president and was in charge of the audit practice section for the firm. Mr. Fitzgerald has over 35 years of public accounting experience concentrating in financial institutions and public entities.

		Mr. Fitzgerald received a Bachelor of Business Administration from Austin Peay State University. He is a certified public accountant and holds both the Certified Financial Services Auditor and the Certification in Risk Management Assurance designations from the Institute of Internal Auditors.

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Name (Age)

Executive
Officer
Since

Positions and Business Experience

Alan L. Mims (60)
Chief Credit Officer (Reliant Bank)

Alan L. Mims has over 30 years of community and regional banking experience, primarily in lending. Mr. Mims joined Reliant Bank in 2017 as Chief Risk Officer and was promoted to Chief Credit Officer in 2018. Prior to joining Reliant Bank, he served as loan administrator/chief credit officer and vice chairman of the board of directors at CCB Community Bank in Andalusia, Alabama and senior loan officer at SouthTrust Bank of Covington County, N.A., in Opp, Alabama.

SEC Form DEF 14A filed by Reliant Bancorp, Inc.