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    United Security Bancshares filed SEC Form 8-K: Results of Operations and Financial Condition, Financial Statements and Exhibits

    7/17/25 4:23:42 PM ET
    $UBFO
    Major Banks
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    Get the next $UBFO alert in real time by email
    ubfo-20250717
    false000113754700011375472025-01-272025-01-27

    SECURITIES AND EXCHANGE COMMISSION
    WASHINGTON, D.C. 20549

    FORM 8-K

    CURRENT REPORT PURSUANT
    TO SECTION 13 OR 15(d) OF THE
    SECURITIES EXCHANGE ACT OF 1934

    July 17, 2025
    Date of Report (Date of earliest event reported)

    UNITED SECURITY BANCSHARES
    (Exact Name of Registrant as Specified in its Charter)

    California
    (State or Other Jurisdiction of Incorporation)
    000-32987 91-2112732
    (Commission File Number) (I.R.S. Employer Identification No.)
       
    2126 Inyo Street, Fresno, California
     93721
    (Address of principal executive offices) (Zip Code)
    559-490-6261
    (Registrant’s Telephone Number, Including Area Code)

    Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

    ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

    ☐ Soliciting material pursuant to Rule 14a12 under the Exchange Act (17 CFR 240.14a-12)

    ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

    ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

    Securities registered pursuant to Section 12(b) of the Act:
    Title of each class
    Trading Symbol(s)
    Name of each exchange on which registered
    Common Stock, no par value
    UBFO
    NASDAQ
    Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).
    Emerging growth company ☐ 

    If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ 






    ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION

    On July 17, 2025, United Security Bancshares (the “Company”) issued a press release announcing results for the quarter and the six months ended June 30, 2025 (the “Press Release”). A copy of the Press Release is furnished as Exhibit 99.1 and is incorporated herein by reference. The Press Release contains the non-GAAP measure Core Net Income. The Company believes that the presentation of that non-GAAP measure provides useful information for the understanding of its ongoing operations and, thereby, enhances an investor’s overall understanding of the Company’s current financial performance relative to past performance and provides, along with the nearest GAAP measures, a baseline for modeling future expectations. The non-GAAP measure is reconciled to the comparable GAAP financial measure in the financial tables within the Press Release. The Company cautions that the non-GAAP measure should be considered in addition to, but not as a substitute for, the Company’s reported GAAP results. Additionally, the Company notes that there can be no assurance that the above referenced non-GAAP financial measure is comparable to similarly titled financial measures used by other companies.

    The information in Item 2.02 of this Current Report on Form 8-K and the Press Release attached hereto as Exhibit 99.1 shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, except as shall be expressly set forth by specific reference in such filing.


    ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS.

    (d)    Exhibits.

    EXHIBIT #
    99.1 Press release of United Security Bancshares dated July 17, 2025

    SIGNATURES

    Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned hereunto duly authorized.
    United Security Bancshares
    Date:July 17, 2025By: /s/ David A. Kinross
    David A. Kinross
    Senior Vice President and Chief Financial Officer




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