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    U.S. Bancorp filed SEC Form 8-K: Regulation FD Disclosure, Financial Statements and Exhibits

    11/6/25 4:30:11 PM ET
    $USB
    Major Banks
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    usb-20251106
    0000036104falseUS BANCORP \DE\00000361042025-11-062025-11-060000036104us-gaap:CommonStockMember2025-11-062025-11-060000036104us-gaap:SeriesAPreferredStockMember2025-11-062025-11-060000036104us-gaap:SeriesBPreferredStockMember2025-11-062025-11-060000036104usb:SeriesKPreferredStockMember2025-11-062025-11-060000036104usb:SeriesLPreferredStockMember2025-11-062025-11-060000036104usb:SeriesMPreferredStockMember2025-11-062025-11-060000036104usb:SeriesOPreferredStockMember2025-11-062025-11-060000036104usb:SeriesCCSeniorFloatingMember2025-11-062025-11-060000036104usb:SeriesCCSeniorFixedToFloatingMember2025-11-062025-11-06

    UNITED STATES
    SECURITIES AND EXCHANGE COMMISSION
    Washington, D.C. 20549
    FORM 8-K
    CURRENT REPORT
    PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
    Date of Report (Date of earliest event reported): November 6, 2025
    U.S. BANCORP
    (Exact name of registrant as specified in its charter)
    1-6880
    (Commission File Number)
    Delaware41-0255900
    (State or other jurisdiction of incorporation)(I.R.S. Employer Identification Number)
    800 Nicollet Mall
    Minneapolis, Minnesota 55402
    (Address of principal executive offices and zip code)
    (651) 466-3000
    (Registrant’s telephone number, including area code)
    (not applicable)
    (Former name or former address, if changed since last report)
    Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
    ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
    ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
    ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
    ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
    Securities registered pursuant to Section 12(b) of the Act:
    Title of each class
    Trading
    symbol
    Name of each exchange
    on which registered
    Common Stock, $.01 par value per shareUSBNew York Stock Exchange
    Depositary Shares (each representing 1/100th interest in a share of Series A Non-Cumulative Perpetual Preferred Stock, par value $1.00)USB PrANew York Stock Exchange
    Depositary Shares (each representing 1/1,000th interest in a share of Series B Non-Cumulative Perpetual Preferred Stock, par value $1.00)USB PrHNew York Stock Exchange
    Depositary Shares (each representing 1/1,000th interest in a share of Series K Non-Cumulative Perpetual Preferred Stock, par value $1.00)USB PrPNew York Stock Exchange
    Depositary Shares (each representing 1/1,000th interest in a share of Series L Non-Cumulative Perpetual Preferred Stock, par value $1.00)USB PrQNew York Stock Exchange
    Depositary Shares (each representing 1/1,000th interest in a share of Series M Non-Cumulative Perpetual Preferred Stock, par value $1.00)USB PrRNew York Stock Exchange
    Depositary Shares (each representing 1/1,000th interest in a share of Series O Non-Cumulative Perpetual Preferred Stock, par value $1.00)USB PrSNew York Stock Exchange
    Floating Rate Notes, Series CC (Senior), due May 21, 2028USB/28New York Stock Exchange
    4.009% Fixed-to-Floating Rate Notes, Series CC (Senior), due May 21, 2032USB/32New York Stock Exchange
    Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule l2b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
    ☐ Emerging growth company
    ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section l3(a) of the Exchange Act.



    Item 7.01    Regulation FD Disclosure.

    As previously announced, John Stern, U.S. Bancorp’s Vice Chair and Chief Financial Officer, Mark Runkel, U.S. Bancorp’s Vice Chair and Head of Payments: Merchants and Institutional, and Courtney Kelso, U.S. Bancorp’s Senior Executive Vice President and Head of Payments: Consumer and Small Business, will make a presentation at the BancAnalysts Association of Boston Conference in Boston at 9:50 a.m. Eastern time on Friday, November 7, 2025. A copy of the presentation slides, which will be discussed during the presentation, is attached hereto as Exhibit 99.1. These slides can also be accessed by clicking on “News & events” then “Webcasts & presentations” from U.S. Bancorp’s Investor Relations website at ir.usbank.com. A live audio webcast of the presentation can also be accessed at this location on the website, and a replay of the webcast will be available at the same location on the website and will remain posted for one year.

    The information in this Current Report on Form 8-K, including Exhibit 99.1 attached hereto, is being furnished and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section. The information in this Current Report on Form 8-K, including Exhibit 99.1 attached hereto, shall not be incorporated by reference into any registration statement or other document pursuant to the Securities Act of 1933, as amended, except as otherwise expressly stated in such filing.
    Item 9.01    Financial Statements and Exhibits.
    (d) Exhibits.
    99.1
    BancAnalysts Association of Boston Conference Slides.
     104Cover Page Interactive Data File (embedded within the Inline XBRL document).




    SIGNATURES
    Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

    U.S. BANCORP


    By:     /s/ James L. Chosy                     
    James L. Chosy
    Senior Executive Vice President and General Counsel

    Date: November 6, 2025

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