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    Visa and Oxfam America to Explore Expanding Anticipatory Action Program to Bring Pre-Disaster Financial Support to the Philippines, Kenya, Colombia, and Puerto Rico

    12/4/23 9:00:00 AM ET
    $V
    Business Services
    Consumer Discretionary
    Get the next $V alert in real time by email

    At COP28, the organizations announced intent to scale the B-READY Project to provide preventative humanitarian assistance in four high-risk locations

    During the 28th United Nations Climate Change Conference (COP28), Visa (NYSE:V), a global leader in digital payments, and Oxfam America, a part of the global Oxfam organization fighting inequality to end poverty and injustice, announced intent to collaborate to scale Oxfam's Building Resilient, Adaptive and Disaster-Ready Communities (B-READY) project to deliver real-time streamlined money movement and relief payments to individuals and businesses in the Philippines, Kenya, Colombia, and Puerto Rico.

    B-READY unites parametric forecasting with community inputs to provide humanitarian assistance to individuals, communities, and businesses before a disaster strikes. Visa and Oxfam America intend to scale B-READY to create a mobile-based payment solution infrastructure to digitize humanitarian payments to help families, individuals, and small businesses protect themselves and their assets before a disaster. Combining data-driven insights from Visa with Oxfam's record of disaster relief and predictive modeling can help provide advance warning of major disasters to trigger fast and secure pre-disaster payments to families, individuals, and small businesses in affected communities.

    From 1970 to 2019, 50% of all disasters and 74% of all reported economic loss globally resulted from weather, climate, and water hazards1. Without action, it is estimated that the impacts of climate change will push an additional 100.7 million people into poverty by 2030 globally compared to 20202. By integrating Visa Direct, which provides a single point of access to billions of endpoints helping to transform global money movement, and Visa Government Prepaid, B-READY will be able to help build resiliency and decrease the impact of emergencies on people, homes, businesses, livelihoods, and governments.

    "At Oxfam, we know that climate change, poverty, and inequality are linked," said Abby Maxman, President and CEO of Oxfam America. "Disasters disproportionately impact the most marginalized people, worsening inequality and heightening the need to provide financial assistance to those who need it the most. We look forward to scaling B-READY with Visa to improve disaster preparedness and recovery for at-risk communities worldwide."

    "We are thrilled to join forces with Oxfam once again to extend anticipatory relief efforts that increase resiliency and financial inclusion for individuals and businesses," said Rajiv Garodia, SVP and global head of Visa Government Solutions at Visa. "Visa is poised to facilitate real-time, streamlined, and efficient money movement for pre-disaster payments, bringing tangible benefits to people and businesses. Our vision includes enabling financial inclusion, and this collaboration marks a significant stride towards empowering underbanked communities."

    Anticipatory action and digital cash transfers are a significant part of the future of humanitarian finance, however, the lack of early warning systems linked to digital cash transfers limits the advance of anticipatory action. Reducing vulnerability to disasters requires innovation, and the collaboration aims to integrate three innovations for global impact:

    • Anticipatory action is advanced humanitarian response: Anticipatory action can help reduce the need for humanitarian response post-disaster, and timely pre-emptive cash delivery can be effective for driving impact.
    • Money in the hands of those who need it most: Direct disbursement of funds to people in a crisis can help strengthen communities and systems and provide recipients with decision-making power and agency at a difficult time.
    • Digital solutions are a key into the future: Humanitarian digital cash transfers can also help drive broader digital financial inclusion for previously unbanked people.

    Oxfam America and Visa have a track record of collaborating to innovate in humanitarian response and digital financial inclusion. They worked together to efficiently, safely, and transparently disburse funds to disaster affected populations, starting with Visa's support to digitize humanitarian payments during Oxfam's response to super typhoon Haiyan in the Philippines in 2013, improving disaster preparedness and recovery of at-risk communities by addressing multiple barriers to financial inclusion. B-READY was founded in the Philippines in 2019, providing cash grants to families and individuals three days after the landfall of Typhoon Ursula. It has since expanded to reach North Darfur, Sudan, and Indonesia. To learn more about B-READY, please visit: https://b-ready.org/.

    About Visa Inc.

    Visa (NYSE:V) is a world leader in digital payments, facilitating payments transactions between consumers, merchants, financial institutions, and government entities across more than 200 countries and territories. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive. We believe that economies that include everyone everywhere, uplift everyone everywhere and see access as foundational to the future of money movement. Learn more at Visa.com.

    About Oxfam America

    Oxfam is a global organization that fights inequality to end poverty and injustice. We offer lifesaving support in times of crisis and advocate for economic justice, gender equality, and climate action. We demand equal rights and equal treatment so that everyone can thrive, not just survive. The future is equal. Join us at oxfamamerica.org.

    1 World Meteorological Organization (2021). WMO Atlas of Mortality and Economic Losses from Weather, Climate and Water Extremes (1970–2019).

    2 United Nations Office for Disaster Risk Reduction (2022). Global Assessment Report on Disaster Risk Reduction 2022: Our World at Risk: Transforming Governance for a Resilient Future. Geneva.

    View source version on businesswire.com: https://www.businesswire.com/news/home/20231204088757/en/

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