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    Waterstone Financial Inc. filed SEC Form 8-K: Results of Operations and Financial Condition, Financial Statements and Exhibits

    7/22/25 4:00:19 PM ET
    $WSBF
    Savings Institutions
    Finance
    Get the next $WSBF alert in real time by email
    wsbf20250528_8k.htm
    false 0001569994 0001569994 2025-07-22 2025-07-22


     
    UNITED STATES
    SECURITIES AND EXCHANGE COMMISSION
    WASHINGTON, D.C. 20549
     
    Form 8-K
     
    CURRENT REPORT

    Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
     
    Date of Report (Date of Earliest Event Reported): July 22, 2025
     
    Waterstone Financial, Inc.
     
    (Exact name of registrant as specified in its charter)
     
    Maryland 001-36271 90-1026709
    (State or other jurisdiction of
    incorporation)
    (Commission File
    Number)
    (I.R.S. Employer Identification No.)
     
    11200 W Plank Ct, Wauwatosa, Wisconsin 53226
    (Address of principal executive offices)
    414-761-1000
    Registrant’s telephone number, including area code:
    Not Applicable
    Former name or former address, if changed since last report
     
    Securities registered pursuant to Section 12(b) of the Act:
     
    Title of each class   Trading Symbol   Name of each exchange on which registered
    Common Stock, $0.01 Par Value   WSBF   The NASDAQ Stock Market, LLC
     
    Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
     
    ☐
    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
    ☐
    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
    ☐
    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
    ☐
    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
     
    Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 or Rule 12b-2 of the Securities and Exchange Act of 1934.
     
    ☐
    Emerging growth company
     
    ☐
    If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.
     
     

     
     
    Item 2.02 Results of Operations and Financial Condition.
     
    On July 22, 2025, Waterstone Financial, Inc. issued a press release announcing its financial results for the quarter and year ended June 30, 2025. A copy of the press release is being furnished to the Securities and Exchange Commission as Exhibit 99.1 attached to this report and incorporated by reference.
     
     
    Item 9.01 Financial Statements and Exhibits
     
    (d) Exhibits
     
    Exhibit No. Description
       
    99.1 Press release of Waterstone Financial, Inc. issued July 22, 2025.
       
    104 Cover Page Interactive Data File (embedded within the Inline XBRL document)
     
     

     
     
    SIGNATURES
     
    Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
     
     
        Waterstone Financial, Inc.  
           
    Date: July 22, 2025   /s/ Mark R. Gerke  
        Name:    Mark R. Gerke  
        Title:    Chief Financial Officer  
     
     

     
     
    EXHIBIT INDEX
     
     
     
    Exhibit No. Description
       
    99.1 Press release of Waterstone Financial, Inc. issued July 22, 2025.
       
    104 Cover Page Interactive Data File (embedded within the Inline XBRL document)
     
     
     
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