OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. It accepts demand interest-bearing and noninterest-bearing, savings, money market, NOW, and time deposit accounts, as well as certificates of deposit; and offers residential and commercial real estate, multi-family real estate, commercial, land and construction, and consumer loans, as well as lending lines for working capital needs. The company also provides debit and ATM cards; investment, cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as Internet banking services. It operates through three banking offices located in Broward County, Florida. The company was founded in 2000 and is based in Fort Lauderdale, Florida.
IPO Year:
Exchange: NASDAQ
Website: optimumbank.com
| Date | Price Target | Rating | Analyst |
|---|---|---|---|
| 5/23/2024 | $5.25 | Neutral | Compass Point |
Analyst ratings in real time. Analyst ratings have a very high impact on the underlying stock. See them live in this feed.
Compass Point initiated coverage of OptimumBank Holdings with a rating of Neutral and set a new price target of $5.25
Fastest customizable press release news feed in the world
NEW YORK, Oct. 27, 2025 /PRNewswire/ -- The New York Stock Exchange (NYSE) provides a daily pre-market update directly from the NYSE Trading Floor. Access today's NYSE Pre-market update for market insights before trading begins. Kristen Scholer delivers the pre-market update on October 27th Stocks gained early Monday amid signs the U.S. and China were approaching a trade deal. The news begins a busy week with the Federal Reserve expected to cut interest rates and mega cap tech earnings on desk.The S&P 500 is set to extend its record after U.S. and Chinese negotiators over the weekend said they had reached a series of agreements ahead of a high stakes meeting be
Fort Lauderdale, Florida--(Newsfile Corp. - October 24, 2025) - OptimumBank Holdings, Inc. (NYSE:OPHC), the parent company of OptimumBank, announced today that its leadership team will ring the Opening Bell at the New York Stock Exchange (NYSE) on Monday, October 27, 2025, in celebration of the Bank's 25th anniversary. OptimumBank executives, board members, and team leaders will join Chairman Moishe Gubin on the NYSE Trading Floor to mark this milestone occasion—honoring twenty-five years of growth, resilience, and community-focused service across Florida and beyond.The bell-ringing ceremony will take place at 9:30 a.m. ET at the New York Stock Exchange and will be streamed live on the NYSE'
AUSTIN, Texas, Oct. 21, 2025 (GLOBE NEWSWIRE) -- via IBN – IBN, a multifaceted communications organization engaged in connecting public companies to the investment community, is pleased to announce the release of the latest episode of The GotStocks Podcast as part of its sustained effort to provide specialized content distribution via widespread syndication channels. The GotStocks Podcast shines a spotlight on the small-cap sector through in-depth interviews with executives leading promising companies poised for significant growth. The latest episode features Moishe Gubin, Chairman of OptimumBank Holdings Inc. (NYSE:OPHC), a single bank holding company that owns 100% of OptimumBank, a com
AUSTIN, Texas, Sept. 16, 2025 (GLOBE NEWSWIRE) -- via IBN – OptimumBank Holdings Inc. (NYSE:OPHC), a single bank holding company that owns 100% of OptimumBank, a community bank headquartered in Fort Lauderdale, Florida, has selected IBN, a multifaceted financial news and publishing company serving private and public entities, to spearhead its corporate communications efforts. OptimumBank delivers relationship-based banking through in-person, phone, and online services, offering businesses and consumers an alternative to the high fees and impersonal service of larger financial institutions. The bank specializes in real estate and commercial lending and has emerged as a preferred partner fo
FT. LAUDERDALE, Fla., Aug. 12, 2025 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE:OPHC), today clarified statements made during its second quarter 2025 earnings webcast on August 7, 2025. During the question-and-answer session, a member of the audience inquired about the company's projected total assets at the end of 2026. In their response, both Chairman of the Board Moishe Gubin and Chief Executive Officer Tim Terry mistakenly provided the company's projection for the end of 2025. OptimumBank is on track to continue its strong annual growth trajectory, which has consistently been in the range of 25% to 30% per year. With current total assets nearing the $1 billion milestone, the
Fort Lauderdale, FL, Aug. 07, 2025 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE:OPHC) (the "Company") is a one-bank holding company and owns 100% of OptimumBank (the "Bank"). The Company is pleased to announce net earnings of $3.60 million, or $0.31 per basic share, and $0.29 per diluted share, for the second quarter of 2025. This compares to net income of $3.87 million, or $0.33 per basic share, and $0.32 per diluted share, for the first quarter of 2025, and $3.50 million net earnings, or $0.36 per basic share, and $0.34 per diluted share, for the comparable quarter last year. For the six months ended June 30, 2025, net earnings was $7.47 million, or $0.64 per basic share, and $0.
Fort Lauderdale, Florida--(Newsfile Corp. - August 4, 2025) - OptimumBank Holdings, Inc. (NYSE:OPHC), announced today that it will release its financial results for the second quarter ended June 30, 2025, before the market opens on Thursday, August 7, 2025. The Company's management team will host a conference call and live webcast that morning at 10:00 A.M. Eastern Time to review the quarterly results and provide a business update. Current and prospective investors are invited to attend the webcast virtually by registering here: Webcast LinkYou may also contact Seth Denison at [email protected] for more information or assistance with registration. About OptimumBank Holdings, Inc.Optim
A Strategic Initiative to Empower Families and Strengthen CommunitiesFort Lauderdale, Florida--(Newsfile Corp. - June 16, 2025) - OptimumBank (NYSE:OPHC) proudly announces a new partnership with Habitat for Humanity of Broward to provide zero interest mortgage loans to six families facing housing affordability challenges. This collaboration reflects a shared commitment to expanding access to affordable housing, promoting financial security, and strengthening communities in Broward County.Creating Opportunities Through HomeownershipWith housing costs on the rise, many hardworking families striving for homeownership are left with few options. By eliminating interest payments, Optimum Bank's ze
Fort Lauderdale, Florida--(Newsfile Corp. - May 13, 2025) - OptimumBank Holdings, Inc. (NYSE:OPHC) (the "Company") is a one-bank holding company and owns 100% of OptimumBank (the "Bank"). Today the Company reported robust financial performance for the quarter ended March 31, 2025. The Company achieved net income of $3.9 million, or $0.33 per basic share and $0.32 per diluted share, compared to net income of $2.4 million, or $0.31 per basic and diluted share, for the same period in 2024. This reflects 63% growth in profitability year-over-year, driven by stronger net interest income and credit loss reversals.Key Financial Highlights:Net interest income for the quarter ended March 31, 2025 rea
Fort Lauderdale, Florida--(Newsfile Corp. - May 2, 2025) - OptimumBank Holdings, Inc. (NYSE:OPHC) held its Annual Shareholder Meeting on April 29, highlighting the strongest performance in the bank's close to 25-year history and laying out a strategic roadmap toward surpassing $1 billion in assets. Chairman Moishe Gubin, CEO Tim Terry, and the board addressed shareholders in a 30-minute virtual meeting, delivering record financial results and fielding audience questions on growth, technology, capital strategy, and digital innovation."We're not just knocking on the door of a billion-dollar balance sheet-we're charging through it, God willing," said Chairman Moishe Gubin. "2024 was a landmark
Insider purchases reveal critical bullish sentiment about the company from key stakeholders. See them live in this feed.
4 - OptimumBank Holdings, Inc. (0001288855) (Issuer)
Insider transactions reveal critical sentiment about the company from key stakeholders. See them live in this feed.
4 - OptimumBank Holdings, Inc. (0001288855) (Issuer)
4 - OptimumBank Holdings, Inc. (0001288855) (Issuer)
4 - OptimumBank Holdings, Inc. (0001288855) (Issuer)
4 - OptimumBank Holdings, Inc. (0001288855) (Issuer)
4 - OptimumBank Holdings, Inc. (0001288855) (Issuer)
4/A - OptimumBank Holdings, Inc. (0001288855) (Issuer)
4 - OptimumBank Holdings, Inc. (0001288855) (Issuer)
8-K - OptimumBank Holdings, Inc. (0001288855) (Filer)
8-K - OptimumBank Holdings, Inc. (0001288855) (Filer)
8-K - OptimumBank Holdings, Inc. (0001288855) (Filer)
10-Q - OptimumBank Holdings, Inc. (0001288855) (Filer)
8-K - OptimumBank Holdings, Inc. (0001288855) (Filer)
8-K - OptimumBank Holdings, Inc. (0001288855) (Filer)
8-K - OptimumBank Holdings, Inc. (0001288855) (Filer)
424B5 - OptimumBank Holdings, Inc. (0001288855) (Filer)
8-K - OptimumBank Holdings, Inc. (0001288855) (Filer)
10-Q - OptimumBank Holdings, Inc. (0001288855) (Filer)
Live Leadership Updates
Fort Lauderdale, FL, Feb. 04, 2025 (GLOBE NEWSWIRE) -- Board member Martin Schmidt has informed the boards of OptimumBank (the "Bank"), and OptimumBank Holding, Inc. (the "Company"), that he will resign from both boards, effective January 28, 2025. Mr. Schmidt will remain fully supportive of the continued success of the Bank and Company. Mr. Schmidt resides in South Florida and has served as a Director since August 2015. Mr. Schmidt's significant experience in the financial services industry helped the board to recover through regulatory issues as quickly as possible leaving the Bank with a strong capital structure, explosive growth and a bright future. Chairman Moishe Gubin commented: "I
Fort Lauderdale, FL, May 11, 2022 (GLOBE NEWSWIRE) -- Heng Fai Ambrose Chan has informed the Boards of OptimumBank (the "Bank") and OptimumBank Holding, Inc. (the "Company") that he will resign from both Boards effective as of April 30, 2022. In his letter of resignation, Mr. Chan, who resides in Singapore, noted that he was regrettably stepping down due to the time difference and his workload. Mr. Chan served as a Director of the Bank and Company since June 2018. During his time on the Boards, Mr. Chan helped create a path for the Bank and Company to recover from legacy regulatory issues, leaving the Bank with a strong capital structure, explosive growth and a bright future. Over the pas
Live finance-specific insights
Fort Lauderdale, FL, Aug. 07, 2025 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE:OPHC) (the "Company") is a one-bank holding company and owns 100% of OptimumBank (the "Bank"). The Company is pleased to announce net earnings of $3.60 million, or $0.31 per basic share, and $0.29 per diluted share, for the second quarter of 2025. This compares to net income of $3.87 million, or $0.33 per basic share, and $0.32 per diluted share, for the first quarter of 2025, and $3.50 million net earnings, or $0.36 per basic share, and $0.34 per diluted share, for the comparable quarter last year. For the six months ended June 30, 2025, net earnings was $7.47 million, or $0.64 per basic share, and $0.
Fort Lauderdale, Florida--(Newsfile Corp. - August 4, 2025) - OptimumBank Holdings, Inc. (NYSE:OPHC), announced today that it will release its financial results for the second quarter ended June 30, 2025, before the market opens on Thursday, August 7, 2025. The Company's management team will host a conference call and live webcast that morning at 10:00 A.M. Eastern Time to review the quarterly results and provide a business update. Current and prospective investors are invited to attend the webcast virtually by registering here: Webcast LinkYou may also contact Seth Denison at [email protected] for more information or assistance with registration. About OptimumBank Holdings, Inc.Optim
Fort Lauderdale, Florida--(Newsfile Corp. - May 2, 2025) - OptimumBank Holdings, Inc. (NYSE:OPHC) held its Annual Shareholder Meeting on April 29, highlighting the strongest performance in the bank's close to 25-year history and laying out a strategic roadmap toward surpassing $1 billion in assets. Chairman Moishe Gubin, CEO Tim Terry, and the board addressed shareholders in a 30-minute virtual meeting, delivering record financial results and fielding audience questions on growth, technology, capital strategy, and digital innovation."We're not just knocking on the door of a billion-dollar balance sheet-we're charging through it, God willing," said Chairman Moishe Gubin. "2024 was a landmark